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Step 1: Log in with your access code and PIN or fingerprint ID
On mobile app
Log in and tap on “Local Transfers”.
On desktop
Log in with your access code and PIN.
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Step 2: Select “Unique entity no. (UEN)” / “To a PayNow user”
On mobile app
Tap on “Unique entity no. (UEN)”.
On desktop
Click on “To a PayNow user”.
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Step 3: Enter and submit the payment details / Select the account to transfer from
On mobile app
Enter the payment details and slide to submit. Review details and tap on "Confirm transfer".
On desktop
Select the account you wish to transfer from.
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Step 4: And you’re done on mobile! / Click on and fill in the “Unique entity no. (UEN)”
On mobile app
And you’re done!
On desktop
Click on “Unique entity no. (UEN)” and fill in the UEN number.
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Step 5: Fill in the payment details
On desktop
Fill in the amount you wish to transfer, purpose of transfer, description (optional). Click "Next".
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Step 6: Review the payment details before submitting the payment
On desktop
Review details and click "Submit".
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Step 7: And you’re done on desktop!
On desktop
And you’re done!
For your security, to access services like adding payees, changing transaction limits and updating personal details, you must wait up to 12 hours for OCBC OneToken to be fully activated.
Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC app to make your transactions.