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Step 1: Log in with your access code and PIN or fingerprint ID
On mobile app
On desktop
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Step 2: Navigate to "Payments and transfers"
On mobile app
Tap on the menu bar on the top left.
Tap on "Transfer".
On desktop
Click on "Payments and transfers".
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Step 3: Select the type of payment/transfer to make
On mobile app
Tap on "Overseas Account".
On desktop
Click on "to an account".
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Step 4: Set up the transfer amount on mobile / Authenticate action with your One-time password on desktop
On mobile app
Select the currency and enter the transfer amount.
Review the rate and tap on "Transfer now".
On desktop
Enter and submit the One-time password sent to you via SMS.
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Step 5: Select your payee on mobile / Select the type of account to transfer to on desktop
On mobile app
Select the payee and choose your account to make the transfer from.
Enter the payment description and tap on "Next".
On desktop
Click on "to a bank account overseas (including overseas OCBC accounts)".
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Step 6: Confirm your payment on mobile / Select the debiting and crediting accounts on desktop
On mobile app
Review your payment details before tapping on "Confirm".
On desktop
Select the account to make your transfer from as well as the destination account.
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Step 7: And you’re done on mobile! / Fill in the payment details on desktop
On mobile app
Fill in the account number and payment limit.
Agree to the Terms and Conditions, and you’re done!
On desktop
Fill in all the required payment information and click on "Next".
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Step 8: Review the transfer details and click on "Submit"
On desktop
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Step 9: And you’re done on desktop!
On desktop
For your security, to access services like adding payees, changing transaction limits and updating personal details, you must wait up to 12 hours for OCBC OneToken to be fully activated.
Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC app to make your transactions.