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Step 1: Log in with your access code and PIN or fingerprint ID
On mobile app
Log in and tap on “Local Transfers”.
On desktop
Log in with your access code and PIN.
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Step 2: Select “NRIC/FIN number” on mobile / Click on “Payments and Transfers”
On mobile app
Select “NRIC/FIN number”.
On desktop
Click on “Payments and transfers”.
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Step 3: Confirm your payment details on mobile / Click on “to a PayNow user”
On mobile app
Enter the payment details and slide to submit. Review details and tap on "Confirm transfer".
On desktop
Under the “Transfer funds” section, select “to a PayNow user”.
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Step 4: And you’re done on mobile! / Follow the instructions on your desktop screen
On mobile app
And you’re done!
On desktop
Enter the One-time password sent to you through SMS.
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Step 5: Search for the NRIC/FIN of your recipient
On desktop
Select “NRIC/FIN number” and search for the NRIC/FIN that you would like to transfer money to.
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Step 6: Fill in the transfer details
On desktop
Fill in the transfer details and click “Next”.
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Step 7: Submit the transfer details
On desktop
Review the transfer details before submitting.
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Step 8: And you’re done on desktop!
On desktop
And you’re done!
For your security, to access services like adding payees, changing transaction limits and updating personal details, you must wait up to 12 hours for OCBC OneToken to be fully activated.
Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC app to make your transactions.