How to activate OneToken via SMS OTP and Token Key | Step-by-step guides for Digital Banking | OCBC Singapore

Step-by-step guides for Digital Banking

Apply for Digital Banking access
Check your account balances
Activate OneToken via SMS OTP and Email OTP
Activate OneToken via SMS OTP and Token Key
Activate OneToken via Hardware Token
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Manage deposit e-Alerts
Change Documents password
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Activate OCBC OneTouch or OCBC OneLook
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Single bill payments
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Add billing organisations
Transfer funds using OCBC Digital app (Unique Entity Number)
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Transfer funds using OCBC Digital app (NRIC/FIN Number)
Setup GIRO
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View and repeat last 5 Overseas Funds Transfer
Add new payee for Overseas Funds Transfer
Transfer funds to an existing payee for Overseas Funds Transfer
Make foreign exchange fund transfers
Manage transaction limits
Activate credit/debit card
Request fee waiver
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Dispute transactions
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Link/unlink debit card to Global Savings Account
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Access equities and view your portfolios
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Buy your stock - Pay Upfront (Lower Fees)
Buy your stock (in SGD)
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Exchange Foreign Currencies
Set Rate Alerts
Set Auto-Execute Orders
Apply for Time Deposit
Apply for Credit Line
Perform Balance Transfer
Apply for ExtraCash Loan
Withdraw Time Deposit before maturity
HOW TO activate ONETOKEN VIA SMS OTP and Token Key
  • Step 1: Login to the OCBC app

    Ensure that the OCBC app on your registered device is updated and in-app notifications are enabled

  • Step 2: Go to settings
    • Tap the ‘More’ icon (bottom right-hand corner of the screen) and scroll down to ‘Services’
    • Tap on ‘Profile & app settings’ > ‘Manage OCBC OneToken’
  • Step 3: Activate your OCBC OneToken

    Select 'Activate using SMS OTP and Token Key'

  • Step 4: Enter your SMS one-time password (OTP)
    • Follow the on-screen instructions
    • A 6-digit SMS OTP will be sent to your mobile number via SMS
    • Enter the SMS OTP
  • Step 5: Confirm your mailing address

    Tap 'Confirm' to confirm your mailing address that the Token Key will be sent to via mail

  • Step 6: Your OCBC OneToken is almost fully activated
    • You will receive your 6-digit Token Key via mail within 7 days, which is required to complete your OCBC OneToken activation.
    • Once your OCBC OneToken is fully activated, you will be able to perform high risk transactions such as adding payees, changing personal particulars and changing transaction limits.

      Until then, only low risk transactions can be carried out with OCBC OneToken, e.g. Bill payment, funds transfer to existing payee.
  • Step 7: Upon receiving your PIN mailer, enter your 6-digit Token Key
    • A 6-digit Token Key Letter will be mailed to you to your registered address
    • Upon receiving your PIN mailer, log in to your OCBC app
    • Tap the ‘More’ icon (bottom right-hand corner of the screen) and scroll down to ‘Services’
    • Tap on ‘Profile & app settings’ > ‘Manage OCBC OneToken’ > ’Enter Activation Code’
    • Enter your 6-digit Token Key
    • Your OCBC OneToken will be fully activated after 12 hours

For your security, to access services like adding payees, changing transaction limits and updating personal details, you must wait up to 12 hours for OCBC OneToken to be fully activated.

Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC app to make your transactions.