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Step 1: Login with access code and PIN/Fingerprint ID/Singpass Mobile login
On mobile app
Tap on the left menu bar and select “Apply”.
On desktop
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Step 2: Navigate to “Time Deposit”
On mobile app
On desktop
Click on “Open an account”. Under “Place a time deposit”, select “In SGD”.
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Step 3: Enter and submit the OTP sent to you via SMS
On mobile app
On desktop
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Step 4: Select the account type on mobile / Verify your mailing address
On mobile app
On desktop
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Step 5: Update and submit your personal particulars
On mobile app
On desktop
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Step 6: Accept the terms and conditions to continue
On mobile app
On desktop
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Step 7: Review all details before submitting your application
On mobile app
On desktop
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Step 8: And you’re done!
On mobile app
On desktop
Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC Digital app to make your transactions.