Help And Support
Accounts - 360 Account - Spend Bonus
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How do I qualify for the Spend Bonus Interest?
You need to spend a minimum of S$500 on your OCBC 365, OCBC 90°N, OCBC INFINITY, OCBC NXT or OCBC Rewards Card. Eligible transactions with posting date within the calendar month will be considered, less off and excluding amounts in all transactions that are terminated, voided, reversed or cancelled.
You must also be the Primary Account Holder of the OCBC 360 Account as well as the Principal Cardmember of the OCBC 365, OCBC 90°N, OCBC INFINITY, OCBC NXT or OCBC Rewards Card.
If there are multiple joint account holders, only card spends by the Primary Account holder who is the principal cardmember will be considered in meeting the Credit Card Spend Bonus requirement.
Transactions charged by the Supplementary Credit Card will be aggregated and consolidated under the Principal Credit Card.
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Does my spend from other OCBC Credit Cards qualify for the Spend Bonus Interest?
No. Only spends charged to the OCBC 365, OCBC 90°N, OCBC INFINITY, OCBC NXT or OCBC Rewards Card qualify for this bonus interest.
You can navigate to the respective Credit Card page to apply:
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What about the existing privileges for my OCBC 365, OCBC 90°N, OCBC INFINITY, OCBC NXT or OCBC Rewards Card?
On top of the bonus interest, you will also enjoy all existing privileges of qualifying Credit Cards. Hence, you could be doubly rewarded! Should you not qualify for the bonus interest, you will still enjoy all the privileges of your qualifying Credit Cards.
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What transactions are excluded from this bonus?
Examples of transactions that do not qualify for this bonus:
- Balance transfers
- Cash-On-Instalment
- Cash advance
- PayLite
- Fees and charges
- Transactions performed at merchants that fall into the exclusion categories/ excluded organizations as set out by OCBC Bank at:
- Terms and conditions governing OCBC 365 Credit Card Cashback Programme (with effect from 1 April 2021)
- Terms and conditions governing the OCBC 90°N Mastercard programme (with effect from 1 November 2021)
- Terms and conditions governing the OCBC 90°N Visa Card programme
- Terms and conditions governing the OCBC Rewards Card Programme (with effect from 1 April 2021)
Refunded transactions will be deducted from the qualifying spend for the computation and award of this bonus.
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Where can I apply for the qualifying Credit Cards?
You can navigate to the respective Credit Card page to apply: