There is no cap on the amount of 90°N Miles you can earn each month.
OCBC 90°N card
Earn miles or cash rebates that never expire
OCBC 90°N visa card
From daily spending to thrilling adventures
Earn unlimited Miles
which are awarded as 90˚N Miles for every S$5 spent in a transaction. 1 90˚N Mile = 1 KrisFlyer Mile or 1% cashback.
which are awarded as 90˚N Miles for every S$5 spent in a transaction. 1 90˚N Mile = 1 KrisFlyer Mile or 1% cashback.
Miles never expire
Redeem air miles in blocks as small as 1,000 Miles
To qualify, simply activate these deals from the Mastercard Travel Rewards portal quarterly before you spend.
New OCBC cardmembers get 4 complimentary DragonPass lounge visits (worth S$170) when you apply for the OCBC 90°N Visa Card and charge at least S$500 in retail purchases to it within 30 days of having your card approved. From now till 30 November 2024.
DragonPass lets you enjoy access to over 1,300 lounges worldwide. You also get exclusive discounts at airport restaurants, and more.
To qualify for this offer, apply for a credit card via the link below. You will receive your gift within 4 months of meeting the minimum spending requirements. T&Cs, fees and charges apply.
Ways to use Miles
Where to redeem Miles
Ways to use Miles
Exchange for air miles and points
For a limited time only, exchange your 90N Miles at a 1:1 ratio for Cathay’s Asia Miles. Valid from 1 November to 31 December 2024.
Or, get up to 75% more points with IHG Hotels & Resorts. Plus, stand a chance to grab a S$1,000 Travel with OCBC voucher at 50% off on STACK Marketplace. Valid from 1 to 30 November 2024.
For reference, 1 90°N Mile = 1 KrisFlyer Mile.
- KrisFlyer Miles - via OCBC Rewards
- Other loyalty points - via STACK Marketplace
Where to redeem Miles
- KrisFlyer Miles - via OCBC Rewards
- Other loyalty points - via STACK Marketplace
Offset travel costs
Pay for flights, hotels and car rental bookings using miles. Get preferential rates on the all-in-one booking platform Travel with OCBC.
View disclaimer.
Via Travel with OCBC
Where to redeem Miles
Via Travel with OCBC
Get vouchers and more
Exchange Miles for vouchers from popular retailers, or for products or experiences.
View disclaimer.
Where to redeem Miles
Airline and hotel partners
Airlines
- Singapore Airlines KrisFlyer
- Air France – KLM Flying Blue
- British Airways Executive Club
- Cathay
- Etihad Guest
- United MileagePlus
Hotels
- ALL – Accor Live Limitless
- IHG One Rewards
- Marriott Bonvoy®
New OCBC 90°N Visa cardmembers get 4 complimentary DragonPass lounge visits (worth S$170). Just apply for the Card and charge at least S$500 in retail purchases to it within 30 days of having your card approved. From now till 31 July 2024.
DragonPass lets you enjoy access to over 1,300 lounges worldwide. You also get exclusive discounts at airport restaurants, and more.
To qualify for this offer, apply for a credit card via the link below. You will receive your gift within 4 months of meeting the minimum spending requirements. T&Cs, fees and charges apply.
Not sure which 90°N Card is right for you? Discover the privileges you get as a 90°N Mastercard or Visa Cardmember.
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privileges
privileges
Global Data Roaming by Flexiroam
Enjoy complimentary 3X 1GB 5-Day Flexiroam Data Plan per calendar year in over 200 countries and regions with a one-time setup, exclusively for OCBC 90N Mastercard cardmembers. Plus, enjoy 15% discount on all subsequent Flexiroam data plans.
Mastercard Travel Rewards
Unlock cash rebate when you shop from over 400 overseas merchants. Offers refresh every quarter. To qualify, simply activate the deals from Mastercard Travel Reward portal quarterly before you spend.
Exclusive DragonPass Access
With VIP access to over 1,300 airport lounges worldwide, plus valuable dining offers available in airports via the mobile app, our airport pass has never been better.
One Dines Free programme
Enjoy a complimentary main course at participating restaurants in major cities across Asia Pacific. Terms and Conditions apply.
Comfort Delgro
Get S$3 off your next ride with Mastercard. Promotion applies to Comfort Delgro passengers who have not paid for a ride with Mastercard.
GrabTransport Tourist Privileges
Redeem your complimentary GrabTransport vouchers when you book a ride with Grab in Malaysia, Thailand, Indonesia, Philippines and Vietnam.
SHEIN
Get 10% off when you charge at least S$60 to your 90°N Visa Card at SHEIN. Terms and Conditions apply.
Learn moreIHG Hotels & Resorts
Enjoy 20% off stays at IHG properties across Asia Pacific when you use your 90°N Visa Card.
Dine and save with Visa
Enjoy up to 20% off your total bill at participating restaurants when you pay using your 90°N Visa Card.
Discover the privileges you get as an OCBC 90°N Visa Cardmember.
SHEIN
Get 10% off when you charge at least S$60 to your 90°N Visa Card at SHEIN. Terms and Conditions apply.
Learn moreIHG Hotels & Resorts
Enjoy 20% off stays at IHG properties across Asia Pacific when you use your 90°N Visa Card.
Dine and save with Visa
Enjoy up to 20% off your total bill at participating restaurants when you pay using your 90°N Visa Card.
Here is why together is always better. Earn interest of up to 4.65% a year on the first S$100,000 in your OCBC 360 Account when you do more with us.
As a OCBC 90°N Cardholder, enter the promo code BUY45T to get 45% off Single Trip plans.
For annual plans, enter the promo code TAA15A to get 15% off.
Promotion ends 31 December 2024.
-
New to CardUp
- 1.5% admin fee for a one-off payment or the first payment of a recurring series of payments (up to S$10,000)
- Promo code: OCBC90N15
-
Already have CardUp
- 2% admin fee on all payment types (up to S$10,000)
- Promo codes: OCBC90NV (limited to 100 redemptions)
- 7 Miles for every S$1 spent on bookings made in foreign currency
- 6 Miles for every S$1 spent on bookings made in SGD
Miles are awarded as 90˚N Miles for every S$5 spent in a transaction. Find out more about 90°N Miles.
Get 22,000 Miles (awarded as 90°N Miles) with a Fee Upgrade of S$545 (including GST) and use them for your next holiday! SMS 72377 with: 90Nupgrade <space> Last 8 digits of your 90N card number (E.g. 90Nupgrade 12345678).
By sending the SMS, you agree to the Terms and Conditions Governing the OCBC 90°N Card Annual Service Fee Option.
Enjoy dining, shopping and travel offers provided by over 100 merchants.
- 7 Miles for every S$1 spent on bookings made in foreign currency
- 6 Miles for every S$1 spent on bookings made in SGD
Miles are awarded as 90˚N Miles for every S$5 spent in a transaction. Find out more about 90°N Miles.
As a OCBC 90°N Cardholder, enter the promo code BUY45T to get 45% off Single Trip plans.
For annual plans, enter the promo code TAA15A to get 15% off.
Promotion ends 31 December 2024.
Here is why together is always better. Earn interest of up to 4.65% a year on the first S$100,000 in your OCBC 360 Account when you do more with us.
Enjoy dining, shopping and travel offers provided by over 100 merchants.
From 14 August to 31 December 2024, get 50,000 Miles (awarded as 90°N Miles) with a Fee Upgrade of S$1,080 (including GST) and use them for your next holiday! SMS 72377 with: 90Nupgrade <space> Last 8 digits of your 90N card number (E.g. 90Nupgrade 12345678).
Your 90°N Miles will be charged and credited to your card within 14 working days.
By sending the SMS, you agree to the Terms and Conditions Governing the OCBC 90°N Card Annual Service Fee Option.
-
New to CardUp
- 1.5% admin fee for a one-off payment or the first payment of a recurring series of payments (up to S$10,000)
- Promo code: OCBC90N15
-
Already have CardUp
- 2% admin fee on all payment types (up to S$10,000)
- Promo codes: OCBC90NV (limited to 100 redemptions)
Enjoy dining, shopping and travel offers provided by over 100 merchants.
Eligibility requirements
Minimum age
21 years old
Nationality
Singaporeans, Singapore PRs, E-Pass and S-Pass Holders
Annual income
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
Fees
Principal card
S$196.20 (including GST), waived for the first year
Principal cardholders who pay the Annual Service Fee in 2024 will earn 10,000 bonus 90°N Miles.
Supplementary card
S$98.10 (including GST), waived for the first year
Minimum spending required to have your Annual Service Fee automatically waived
S$10,000
Other fees and charges
Terms and conditions
Important notices
Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.
MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.
System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.
Deposit Insurance Scheme
Eligibility requirements
Minimum age
21 years old
Nationality
Singaporeans, Singapore PRs, E-Pass and S-Pass Holders
Annual income
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
Fees
Principal card
S$196.20 (including GST), waived for the first year
Principal cardholders who pay the Annual Service Fee in 2024 will earn 10,000 bonus 90°N Miles.
Supplementary card
S$98.10 (including GST), waived for the first year
Minimum spending required to have your Annual Service Fee automatically waived
S$10,000
Other fees and charges
Important notices
Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.
MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.
System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.
Deposit Insurance Scheme
Start earning new travel experiences with the OCBC 90°N Visa Card this instant
or visit us at a branch.
Start earning new travel experiences with the OCBC 90°N Card this instant
or visit us at a branch.
Common questions about the OCBC 90°N Visa Card
More questions and answersTransaction date refers to the date when a purchase is made.
Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, OCBC Bank has no control over when the merchant records the transaction.
There is no cap on the amount of 90°N Miles you can earn each month.
Transaction date refers to the date when a purchase is made.
Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, OCBC Bank has no control over when the merchant records the transaction.
The OCBC 90°N Mastercard and Visa Cards have different award rates to suit your needs and preferences.
As these two cards are on different card associations (Mastercard/Visa), they may also enjoy different card association specific or targeted promotions from time to time.
Yes, both cards share the same rewards currency. Accumulated 90°N Miles earned on either cards will be summed together and reflected as one rewards currency in your statement.
OCBC 90°N Card
New OCBC Cardmembers
Get S$50 cash rebate upon approval.
- No minimum spend required
- Apply online by 31 December 2019
More information such as terms and conditions, fees and charges can be found here.
You're applying for the OCBC 90°N Mastercard
An Annual Service Fee of S$53.50 (including GST) will be charged upon card approval and it is not waivable.
Enjoy 3 Travel$ per dollar spent on Travel with OCBC
Booking period: 9 November 2021 till 31 January 2022
Completion of stay, flight and car rentals must be done within 9 November 2021 till 30 June 2022.
- Promotion is capped at first S$1,000 spent and first 1,200 cardmembers
- Bonus Travel$ will be credited up to 2 months after booking completion
- All Travel$ will be awarded in blocks of S$5
- Terms and conditions apply.
Terms and conditions:
- Bookings must be made via CTM Singapore – sg.etihad@travelctm.com
- Payment must be made with an OCBC 90°N Card.
- Not valid in conjunction with other discounts, loyalty card, promotions or vouchers.
- Book and travel by 30 September 2022.
- Booking fee of S$60 applies.
S$60 is also applicable if:
- Booking amendment which requires reissuance.
- Cancellation or refund
- Merchant’s terms and conditions apply. Please contact the merchant directly for full details.
- OCBC and the Merchant reserve the right at their absolute discretion to terminate the Promotion or vary, delete or add to the Promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the Promotion.
- OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of the Promotion or any product/service relating to the Promotion. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of the Promotion, or any product/service relating to the Promotion, by any person.
- OCBC’s decision on all matters relating to the Promotion or terms and conditions will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions shall prevail.
- Amsterdam
- Athens
- Barcelona
- Cairo
- Chicago
- Frankfurt
- Generca
- Istanbul
- London
- Madrid
- Manchester
- Milan
- Munich
- New York
- Paris
- Rome
- Tel Aviv
- Vienna
- Washington
- Toronto
- Zurich
Household Referral Promotion: How it works
To participate, any current 90°N cardmember simply has to refer a member of their household to apply for a new 90°N Card. Following card approval, both can receive a reward of up to 1,500 Travel$, provided that:
- Referrer and referee (new 90°N card applicant) reside at the same address, as per their NRIC;
- Referee submits her/his application by 31st October 2022; and
- Referee makes at least one payment per month, from their card approval date, with their new 90°N Card.
Other terms and conditions apply.
Here's a breakdown of how Travel$ will be awarded:
For new-to-OCBC cardmembers |
||
Earning period (when a minimum of one payment transaction is made) |
Referrer | Referee |
1st month from card approval | 500 Travel$ | 500 Travel$ |
2nd month from card approval | 500 Travel$ | 500 Travel$ |
3rd month from card approval | 500 Travel$ | 500 Travel$ |
Total rewards | 1,500 Travel$ | 1,500 Travel$ |
For existing OCBC cardmembers |
||
Earning period (when a minimum of one payment transaction is made) |
Referrer | Referee |
1st month from card approval | 200 Travel$ | 200 Travel$ |
2nd month from card approval | 200 Travel$ | 200 Travel$ |
3rd month from card approval | 200 Travel$ | 200 Travel$ |
Total | 600 Travel$ | 600 Travel$ |
There is no limit to the number of household members a referrer can refer. However, each referrer can only earn a maximum of one reward of up to 1,500 Travel$, regardless of the number of successful card applicants from their household.
Rewards will be credited to the participating cardmembers' accounts automatically, provided that all promotion conditions are met.
Do not wish to pay the annual service fee for the first year?
To opt out, SMS 72377 with the following by 31 July 2023: 90Nwaive <space> Last 8 digits of your OCBC 90°N Credit Card number.
Once we receive your request, we will deduct 10,000 Miles from your account and refund the annual service fee charge of S$180 (excluding GST). We regret that, if you do not have sufficient Miles for deduction, we will not be able to refund the annual service fee.
For Singaporeans and Permanent Residents:
NRIC
For Foreigners:
Passport
Employment Pass (EP); or S-Pass
S$1,000 for initial deposit
Include any one of the following documents:
Phone bill
Half-yearly CPF statement
Any bank statement
Kindly note that the renewal bonus of 10,000 Travel$ is awarded automatically once your Annual Service Fee (ASF) is charged. This renewal bonus will be deducted if the ASF is waived subsequently. In the event that you have insufficient or negative Travel$, charges may be imposed.
Enjoy exclusive access to more than 1000 lounges at a prevailing rate by Mastercard®.
To access participating lounges, present your OCBC 90°N Card, or your digital lounge access code, together with your boarding pass and identify yourself as a LoungeKey member.
To redeem offers, select your preferred offer and generate an offer code. Present the valid offer code to the cashier and redeem the offer.
Travel$ will be awarded for every S$5 spent on a per transaction basis. Find out more about Travel$.
Travel$ Promotional Earn Rate
Foreign currency spend | Selected merchants on online and groceries spend | |
Usual rate | 2.1 | 1.2 |
Promotional rate | 2.3 | 1.4 |
Promotional rate applies for every S$1 spent in the above mentioned categories, capped at the first S$1,000 spent (combined and calculated cumulatively). Limited to the first 10,000 customers.
This is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise terms and conditions of the plans are specified in the insurance policy contract. Explorer is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and member of the OCBC Group. Explorer is not a bank deposit or obligation of, or guaranteed by OCBC Bank.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites.
Important booking requirements
Booking period: Now - 30 November 2024
Stay period: Now - 31 December 2024
Bonus Miles will be credited up to 2 months after hotel check out date.
Booking must be done via www.agoda.com/90n.
To ensure booking is tracked accurately, do not access any other Agoda landing pages after accessing this site on any browser.
Only valid for prepaid bookings.
Cannot be combined with other promotions, discounts or cashback sites.
How to earn Sign-up Reward
Booking period: Now - 30 November 2023
Stay period: Now - 31 December 2023
Bonus Travel$ will be credited up to 2 months after hotel check out date.
Booking must be done via www.agoda.com/90n.
To ensure booking is tracked accurately, do not access any other Agoda landing pages after accessing this site on any browser.
Only valid for prepaid bookings.
Cannot be combined with other promotions, discounts or cashback sites.
Enjoy worldwide coverage for online purchases
E-Commerce Protection is provided automatically for purchases made with your OCBC 90°N Card.
It provides worldwide coverage for online purchases if:
- Incomplete delivery or wrong item delivered.
- Improperly functioning due to physical damage to delivered items.
- Non-delivery of purchase after 30 days of the scheduled delivery.
- Faster and easier claim process.
Travel with OCBC is developed, operated and maintained by a third party provider. All products and services made available through Travel with OCBC are provided by third parties. Travel with OCBC terms and conditions apply.
Other prizes to be won
- DJI Tello Combo Drone (worth S$219)
46th - 70th top spenders (no minimum spend requirement) - S$200 iShopChangi eVoucher
71st - 120th top spenders (no minimum spend requirement) - S$100 iShopChangi eVoucher
121st - 220th top spenders (no minimum spend requirement)
STACK Marketplace Voucher is issued by Option Gift Pte Ltd which owns the registered trademark UNIQGIFT. Accordingly, even if this voucher incorporates the "STACK" mark, logo and/or other marks and logos of OCBC, OCBC is not responsible for any issue that arises in connection with the redemption and/or use of this voucher. OCBC/STACK shall not be responsible or held liable for any loss, injury, damage or harm suffered or incurred by or in connection with the redemption or use of the voucher by any person.
- To redeem a cash rebate of S$10, 1,000 90°N Miles is required.
- Based on 2.1 90°N Miles earned for every S$1 in foreign currency spend, you need to spend S$476 in order to earn 1,000 90°N Miles.
- Therefore, S$10 cash rebate out of S$476 spent is equivalent to 2.1% rebate.
How CardUp! works
Maximise rewards with CardUp
Earn miles when you pay for bills that do not offer rewards such as income taxes, insurance, school fees, car loans, and more. Receive up to 1.3 90°N Miles with every S$1 you spend on your OCBC 90°N Card. You can also set up recurring payments to enjoy discounted admin fees.
Here’s how you can apply to earn 90°N Miles with CardUp:
Sign up for a CardUp account.
Choose a payment category and enter your payment details. The payment amount will be charged to your OCBC 90°N Card. CardUp will do a bank transfer to the respective recipient(s) each payment cycle.
Just pay your credit card bill the next month and start earning your 90°N Miles.
Admin fees
New to CardUp
- 1.5% CardUp admin fee for a one-off payment or the first payment of a recurring series of maximum S$10,000.
- Promo code: OCBC90N15
- 1.5% CardUp admin fee for a one-off payment of the first payment of a recurring series of maximum S$10,000.
- Promo code: OCBC90N15
Existing to CardUp
- 2% CardUp admin fee for all payment types of maximum S$10,000.
- Promo code: OCBC90NMC for 90°N Mastercard, OCBC90NV for 90°N Visa Card.
- Capped at 100 redemptions for 90°N Mastercard, 100 redemptions for 90°N Visa Card.
- Redemption period of 6 months from start of campaign.
- 2% CardUp admin fee for all payment types of maximum S$10,000.
- Promo code: OCBC90NMC for 90°N Mastercard, OCBC90NV for 90°N Visa Card.
- Capped at 100 redemptions for 90°N Mastercard, 100 redemptions for 90°N Visa Card.
- Redemption period of 6 months from start of campaign.
How CardUp! works
Maximise rewards with CardUp
Earn miles when you pay for bills that do not offer rewards such as income taxes, insurance, school fees, car loans, and more. Receive up to 1.3 90°N Miles with every S$1 you spend on your OCBC 90°N Card. You can also set up recurring payments to enjoy discounted admin fees.
Here’s how you can apply to earn 90°N Miles with CardUp:
Sign up for a CardUp account.
Choose a payment category and enter your payment details. The payment amount will be charged to your OCBC 90°N Card. CardUp will do a bank transfer to the respective recipient(s) each payment cycle.
Just pay your credit card bill the next month and start earning your 90°N Miles.
Admin fees
New to CardUp
- 1.5% CardUp admin fee for a one-off payment or the first payment of a recurring series of maximum S$10,000.
- Promo code: OCBC90N15
- 1.5% CardUp admin fee for a one-off payment of the first payment of a recurring series of maximum S$10,000.
- Promo code: OCBC90N15
Existing to CardUp
- 2% CardUp admin fee for all payment types of maximum S$10,000.
- Promo code: OCBC90NV for 90°N Visa Card (limited to 100 redemptions).
- Redemption period of 6 months from start of campaign.
- 2% CardUp admin fee for all payment types of maximum S$10,000.
- Promo code: OCBC90NMC for 90°N Mastercard, OCBC90NV for 90°N Visa Card.
- Capped at 100 redemptions for 90°N Mastercard, 100 redemptions for 90°N Visa Card.
- Redemption period of 6 months from start of campaign.
SHEIN Terms and Conditions
- Payment must be made with a Visa card only.
- Minimum spending of SGD60 required.
- Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm availability and validity of the Offer.
- The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa is not, nor will become, a party thereto.
- By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa Cardholder understands, acknowledges and agrees that:
- Any claim, complaint or dispute of any nature arising out of or in relation to the procurement, or attempted procurement by the cardholder of any goods and/or services under this offer (each a “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder shall not make any Claim against Visa.
- Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in relation to any personal injury, death, false representation, damage or omission arising from or in connection with the usage or attempted usage of the Offer or goods and/or services provided under the Offer.
Qoo10 Terms and Conditions
- Offer may only be received during Event Period. $10 offer is applicable towards valid purchases with a minimum order value of $100.
- Redemptions are capped at 100,000 redemptions.
- Applicants may only once per coupon during the Event Period. Event application/purchases are only available within Qoo10 Singapore (www.qoo10.sg).
- Entries received after the Event Period will be invalid and no refunds will be issued.
- Offer cannot be sold or exchanged for cash.
- Qoo10 Singapore reserves the rights to make any amendments to the Terms and Conditions herein at any point in time, without prior notice.
- By participating in this event, you agree to be bound by the Terms and Conditions, the User Agreement, and the decisions of Qoo10.
Visa Terms and Conditions
- Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm availability and validity of the Offer.
- The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa is not, nor will become, a party thereto.
- By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa Cardholder understands, acknowledges and agrees that:
- Any claim, complaint or dispute of any nature arising out of or in relation to the procurement, or attempted procurement by the cardholder of any goods and/or services under this offer (each a “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder shall not make any Claim against Visa.
- Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in relation to any personal injury, death, false representation, damage or omission arising from or in connection with the usage or attempted usage of the Offer or goods and/or services provided under the Offer.
Permata Singapore Terms and Conditions
Permata Singapore is solely responsible for this offer. Reservations required to redeem this promotion. Not valid in conjunction with other promotions. Not valid on eve of Public Holidays, major event nights such as Mother’s Day, Valentine’s Day, etc. Not valid in conjunction with other promotions.
- Visa Singapore Offers Programme offers are valid until 31 October 2023, unless otherwise stated. Please see individual merchant blackout dates.
- Offers are valid only when paid with Visa issued worldwide, except where specifically noted. Identification and presentation of eligible Visa cards may be required for redemption of the offer.
- Either print, or save on a mobile device, this guide and present the appropriate offer at time of payment, unless otherwise stated.
- Benefits cannot be redeemed without Offer information.
- Failure to redeem the offer at the proper time may result in denial of the benefit.
- Offers may not be used in combination with other promotions, discounts, coupons or special offers.
- Offers may not be redeemed for cash or other items.
- Limited one offer per person per visit. All offers and services noted in this guide are the responsibility of the individual merchant.
- Contact the merchant directly for enquiries or additional information.
- Terms and conditions for each offer vary. Read the terms and conditions before use.
- Retain your Visa receipts after your purchase. You may be required to show proof of purchase in case of claims after your return. All receipts must be for same day purchases with a Visa card and in the same name as the cardholder.
- Visa is not liable for any and all claims that may arise from its use.
- Information contained here is current as of October 2022 and is subject to change. Offers and services are subject to change or discontinuation.
- Except where specifically noted, offers are exclusive of tax and service charges.
- Photographs are for image purposes only. Actual items/services may vary.
- Any gifts must be claimed at the destination. They cannot be claimed after your return. Limited one gift per customer, no more than once every six months. You may be required to leave your name when claiming a gift with purchase. Any gifts are subject to change depending on stock.
Restaurants
- One drink, dessert or complimentary dish/gift per customer only, except where noted.
- Each customer accompanying the Visa cardholder who fulfills the specific requirements of the offer is also entitled to the benefit(s).
One Dines Free Program Terms and Conditions
- Please note that the SMS/ Email confirmation is mandated by the individual service provider. There could be a delay in delivery or blocked due to restrictions by the network or service provider.
- Reservation and Offer needs to be communicated to the restaurant at the time of arrival and offer is valid for all Mastercard cardholders issued in Asia Pacific.
- Offer is only valid for à la carte main course during restaurant service, and excludes beverages, taxes or duties.
- Offer is valid for a minimum of 2 persons and up to a maximum of 6 persons (excluding children below 12 years old) per Mastercard card per table per bill. For each bill, the offer can only be redeemed once. No splitting of table or bill is allowed.
- Example A: 2 persons ordered 2 main courses, the cardholder shall pay for 1 main course.
- Example B: 6 persons ordered 6 main courses, the cardholder shall pay for 5 main courses.
- Cardholders and their guests must order one (1) main course each to enjoy the offer.
- Example A: Four diners ordered three (3) Main Courses, no offer will apply.
- Example B: Four diners ordered (4) Main Courses, offer will apply.
- The offer can be withdrawn by Mastercard without any prior notification.
- The dish of the least value will be considered as the promotional / offer element at redemption.
- Cardholders are advised to check with the service staff on the type of dishes considered as Main Course to enjoy the offer.
- Reservation must be made 24 hours prior to the reserved date and time.
- For reservations above 7 pax, please contact the restaurant directly and offer will not be applicable.
- There is no restriction on the number of visits by a cardholder to the restaurant during the offer period and for each visit, the cardholder will be able to enjoy the offer once.
- Reservations are subject to availability at all participating restaurant.
- The offers cannot be exchanged for cash / service, other products or discounts. The offers are not transferable and cannot be used in conjunction with other discounts, promotional offers.
- Offer is valid for dine in only and not applicable for takeaways.
- Offer is not valid on eve of and on Public Holidays, special occasions such as Valentine’s Day, Mother’s Day, Father’s Day and other blackout dates. These dates will vary for each city and will be updated from time to time.
- Reservation on the designated blackout dates will not be allowed. Please contact the restaurant directly for availability.
- Such other terms and conditions apply as per written approval between the restaurant and Mastercard and Alliances Galore.
- In case of any dietary restrictions, allergies or any specific food or cooking requirements, please ensure the restaurant is informed at the time of ordering.
- Mastercard and Alliances Galore do not take any guarantee or warranty of the quality, quantity of the food or ambience of the participating restaurant. Any issues pertaining to the same will have to be addressed and resolved by the restaurant directly.
- Mastercard and Alliances Galore are in the business of promoting offers at the participating restaurant and are in no way endorsing or recommending the services, food or any aspect of the restaurant.
- Mastercard and Alliances Galore shall use reasonable best efforts to ensure that reservation will be accepted, but Mastercard and Alliances Galore will not be held responsible if a restaurant fails to inform either party of non-availability of such restaurant or if a sold out occurs or if a private event is held at such restaurant.
- The offer acceptability and honoring is subject to Force Majeure wherein any execution or delivery of any of the services committed through this program is hampered beyond its reasonable control, such as but not limited to, strikes, labor controversies, Acts of God, fire, flood, war, lightning, earthquake, collapse of structure, embargoes or Government orders or restrictions or policies etc., the affected restaurant shall be excused for non-performance of its obligation during the period such cause continues to exist.
- Rights of admission are reserved by the restaurant.
- Individual restaurant Terms & Conditions apply
- All bookings are subjected to restaurants' availability. A reservation confirmation email/SMS will be sent to you within 2 hours (restaurants' operational hours) once the booking is confirmed.
- In case you do not receive an Email confirmation/ SMS within 2 hours of your booking, kindly reach out to us by clicking here.
- The offer shall not be available wherever it is prohibited under law and / or cannot be made / continued for any reason whatsoever.
- Participation in this offer is entirely voluntary, and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis.
- All disputes under this offer are subject to the exclusive jurisdiction of the competent courts / tribunals of the respective country of the offer.
- By participating in the offer, the cardholders agree to be bound by the terms and conditions mentioned here and present in communications.
- Any tax or other liabilities or charges payable to the government or any other statutory authority / body or any participating establishment, which may arise or accrue to the cardholders, shall be solely borne by the cardholders.
- Amendments are subject to availability and at the discretion of the restaurant.
- Cancellations need to be done at least 24 hours prior to the booking time or will be deemed confirmed.
- Not applicable for bookings for all festive seasons like Christmas or Valentine's Day etc.
Choose a sign-up reward
(worth a return trip to Tokyo/Seoul)
(worth S$650)
1Eligibility is subject to all qualifying conditions.