Chinese New Year Notes Exchange 2025 | OCBC Singapore

Get ready for an effortless Lunar New Year with our Ang Baos guide

Go green with e-Ang Baos or choose Fit-for-gifting notes for a sustainable and prosperous Lunar New Year.

E-ANG BAOS

Send e-Ang Baos this CNY

Celebrate festive traditions in a more eco-conscious way this Chinese New Year with e-Ang Baos. Switch to e-Ang Baos or give Fit-for-gifting notes (Fit notes) a new lease of life.

Here’s why you should go digital:

  • Travel light and never worry about having enough cash
  • Choose auspicious amounts to send money quickly
  • Cut back on single-use red packets
  • Send money anytime, anywhere

Please ensure that you're using the latest version of our OCBC app.

Send e-Ang baos this CNY
e-ang baos step-by-step guide

Sorry, our notes reservation service has ended for the year.

You can still withdraw CNY bundles at 13 selected ATM locations – or send e-Ang Baos to your loved ones via the OCBC app.

Fit or New Notes, They'll still Smile

From 7 to 17 January 2025, book an online appointment and exchange new or fit-for-gifting notes (Fit notes) at any OCBC bank branch.

Choose to use Fit notes to help save the environment. We assure you they signify prosperity just as much as new notes!

For more information, view our FAQs.
Terms and conditions apply.

Please note:

  1. To access the online notes reservation site via OCBC’s official website.
  2. Payment will only be made upon the collection of notes (if applicable).
  3. Do not disclose your internet banking User ID, PIN and One-Time Password (OTP) to anyone. OCBC will never request for your PIN, password or OTP.
  4. OCBC will not send any SMSes with clickable URL links to their customers.

You will be able to make only one booking, which cannot be amended after it has been confirmed.

Do ensure that we have your latest mobile number and email address in our records so we can send you confirmation of your booking. Please note that if you update your mobile number/email address via OCBC Internet Banking or the OCBC app less than 12 hours before making your booking, you will still receive your booking confirmation at your old mobile number/email address. This is because a cooling-off period of 12 hours applies before such key account changes take effect.

For an optimised booking experience, do not use Internet Explorer as your browser.

Kindly take note of the available denomination and limits exchange limit per customer.

Denominations available for exchange at Personal Banking Branch

Denominations

Fit-for-gifting (Fit Notes)
(limit per denomination)

New notes
(limit per denomination)

S$2
Available in multiples of 100 pieces

S$400

S$200

S$10
Available in multiples of 10 pieces

S$600

S$300

S$50
Available in multiples of 2 pieces

S$1,600

S$800

Total maximum amount capped for each customer

S$1,600

S$800

Denominations available for exchange at Premier Centre

(If any denominations and/or overall amount is within the Personal Banking limit, collection will be at Personal Banking Branch)

Denominations

Fit-for-gifting (Fit Notes)
(limit per denomination)

New notes
(limit per denomination)

S$2
Available in multiples of 100 pieces

S$1,000

S$200

S$10
Available in multiples of 100 pieces

S$2,000

S$1,000

S$50
Available in multiples of 20 pieces

S$25,000

S$13,000

Total maximum amount capped for each customer

S$28,000

S$14,200

Denominations available for exchange at PPC Centre

(If any denominations and/or overall amount is within the Personal Banking or Premier Banking limit, collection will be at Personal Banking Branch or Premier Centre respectively)

Denominations

Fit-for-gifting (Fit Notes)
(limit per denomination)

New notes
(limit per denomination)

S$2
Available in multiples of 100 pieces

S$2,000

S$600

S$10
Available in multiples of 100 pieces

S$6,000

S$2,000

S$50
Available in multiples of 20 pieces

S$45,000

S$20,000

Total maximum amount capped for each customer 

S$53,000

S$22,600

We will fulfil your requests so long as notes are available.
You may also receive fit-for-gifting S$2 notes in place of new S$2 notes.

note exchange scenarios

Mr. Lim wants to exchange both Fit Notes and New Notes. The scenarios below describes the eligible and non-eligible examples.

✅ Eligible Notes Exchange Scenarios

  Fit Notes New Notes
Scenario A:
✅ Maximum and individual denomination for both Fit Notes and New Notes are within the limits.
S$2: S$400
S$10: S$600
S$50: S$600
Total: S$1,600
S$2: S$200
S$10: S$300
S$50: S$300
Total: S$800
Scenario B:
✅ Denomination of S$2 & S$50 & Fit Notes are within the respective limits
✅ Denominations of S$10 and S$50 New Notes are within respective limits.
S$2: S$400
S$10: S$0
S$50: S$1,200
Total: S$1,600
S$2: S$0
S$10: S$300
S$50: S$500
Total: S$800

❌ Not Eligible Notes Exchange Scenarios

  Fit Notes New Notes
Scenario A:
✅ Fit Notes maximum and individual denominations are within respective limits
❌ New Notes denomination are within the limits but the total amount for New Notes exceeds the maximum limit of S$800
S$2: S$400
S$10: S$600
S$50: S$600
Total: S$1,600
S$2: S$200
S$10: S$300
S$50: S$800
Total: S$1,300
Scenario B:
❌ The limit of Fit Notes for S$2 is capped at S$400 only
❌ The limit of New Notes for S$10 is capped at S$300 only
S$2: S$600
S$10: S$0
S$50: S$1,000
Total: S$1,600
S$2: S$0
S$10: S$800
S$50: S$0
Total: S$800
Scenario C:
❌ Fit Notes and New Notes of S$2 must be made in multiples of 100 pieces
❌ Fit Notes and New Notes of S$10 must be made in multiples of 10 pieces
❌ Fit Notes and New Notes of S$50 must be made in multiples of 2 pieces
S$2: S$100
S$10: S$150
S$50: S$250
Total: S$500
S$2: S$100
S$10: S$150
S$50: S$250
Total: S$500
withdraw from selected atms

From 14 to 27 January 2025, visit selected ATMs to withdraw up to S$1,800 worth of new or fit-for-gifting notes (Fit notes) .

To withdraw, you may use either one of the following methods:

  1. OCBC ATM/debit/credit card (excluding corporate and Baby Bonus cards) and its PIN.

    If you would like to use your OCBC credit card, please ensure that it is linked to an OCBC current or savings account.

    Please note that your ATM card daily withdrawal limit is based on your preset’s daily limit. You may want to change your limit depending on your withdrawal amount.
  2. OCBC app (QR withdrawal)

    Select “Scan & Pay” on your OCBC app  and scan the QR code display on the selected ATMs.

    Please note that your QR daily withdrawal limits is capped at S$1,000.

You can select from 4 popular combination of notes denominations.
Every customer is allowed to select one bundle per withdrawal and make up to 2 withdrawals (both card and app combined) throughout the whole duration, on a first come, first served basis and subject to availability.

For more information, view our FAQs.

Selected ATM locations and note availabilities

There are 13 ATM locations islandwide where you can withdraw gifting notes from.

Please note that we will also be updating the estimated note availabilities in regular intervals and there may be differences as it is not real-time.

You may want to check the estimated note availabilities before heading out to your preferred ATM locations.

Branch Walk-In

Branch walk-in without reservation is only available to senior customers above 60 years old (based on year of birth) or person with disabilities. The new or fit notes will be available at all OCBC Branches from 14 – 27 January 2025, subject to notes availability and branch operating hours.

All other customers are required to make an online reservation before visiting the branches for collection of new or fit notes. Alternatively, you can also use the selected ATMs across 13 locations to withdraw new or fit notes with your OCBC app or ATM card.

Go green with OCBC
Recycle your red packets at any OCBC bank branch

We have, since 2020, provided recycling boxes made from recycled materials at our branches. This is to make it more convenient for you to recycle your red packets.

Help reduce carbon emissions by depositing your red packets from 3 to 21 February 2025.

You can drop off both used and excess red packets into these boxes at all our branches across Singapore. The red packets and recycling boxes will be pulped and made into products such as cardboard boxes. Over the past 5 years, we collected over 15,000kg of red packets that were pulped to make cardboard boxes.

FAQs
What do I need to reserve notes online?

To allow us to verify your identity, you will need to enter your OCBC ATM/credit/debit card number and date of birth when you book the appointment with us. We must also have your current mobile number so that you will receive the SMS confirmation SMS upon successful booking.

If you do not have an existing OCBC ATM/credit/debit card, you may visit any of our branches to apply for an ATM card on the spot.

If you have not given us your current mobile number/email address, you may go to OCBC app, OCBC Internet Banking or any OCBC Bank ATM/Service kiosk to update.

Please note that if you update your mobile number/email address via OCBC Internet Banking or the OCBC app less than 12 hours before making your booking, you will still receive your booking confirmation at your old mobile number/email address. This is because a cooling-off period of 12 hours applies before such changes take effect.

How do I know if my reservation has been confirmed?

We will send an SMS – containing the branch/premier centre, date and time at which you should collect your notes – to the mobile number in our records. We will also send you a confirmation email if we have your email address.

Can I amend the branch, date or time at which I should collect my notes, or the number and mix of notes selected, after I have booked my appointment?

We regret this will not be possible as the notes are sent out to the branch/premier centre selected at the time of booking. This is to ensure that all our customers get the notes they selected at their preferred timing and branch/premier centre.

More questions and answers