Card Services | OCBC Singapore

Enjoy these added services with OCBC Cards

Secure and manage your OCBC Cards

Enjoy peace of mind with these added security measures on all of your OCBC Cards.

One-Time Password (OTP)

Stay protected from online fraud. OCBC will send you an OTP   via SMS when someone pays for online shopping with your card, so that you are notified each time your card is used.

Transaction alerts

Be alerted via SMS when a transaction amount above the pre-defined limit   is made to any of your OCBC credit or debit cards.

Credit Card and Debit Card activation

Your new or replacement card cannot be used by you or anyone else until you activate it. This helps to reduce the chances of unauthorised card usage.

Activate your card now
Read FAQs
Deactivation of magnetic stripe

To prevent fraudulent transactions from taking place, the magnetic stripe on all credit and debit cards are, by default, not activated for overseas usage. If you need to swipe your card (i.e. use the magnetic stripe) to pay a merchant or make a transaction at an ATM overseas, go to the OCBC Digital app, OCBC Internet Banking or www.ocbc.com/magstripe to activate it.

Regardless of whether you activate the magnetic stripe, you can always use your card(s) to make EMV (Europay, Mastercard and Visa) chip transactions or contactless payments at overseas Point-of-Sale terminals or ATMs. The EMV chip cannot be disabled.

Double Swiping

All retail merchants in Singapore are required by the Association of Banks in Singapore (ABS) and the Card Schemes (i.e. American Express, Diners Club, JCB, MasterCard, UnionPay and Visa) to stop capturing and storing sensitive payment card data (or cardholder data) encoded on the magnetic stripes of your credit, debit and charge cards that can happen by swiping your card more than once.

Email ABS at banks@abs.org.sg to report suspected merchants.

Visit www.abs.org.sg for more details. 

eStatements (Online Card Statements)

Get access to current and past card statements conveniently and securely via OCBC Online Banking. Receive email notifications when your new statement is ready.

Apply via OCBC Online Banking
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Get more out of your card

Cash Advance

Get extra cash right when you need it

Cash Advance

Get extra cash right when you need it

Balance Transfer

Convert your unused credit limit to cash with processing fee as low as 1.80%

Balance Transfer

Convert your unused credit limit to cash with processing fee as low as 1.80%

Cash-on-Instalments

Get quick cash and pay over 12 to 60 months via fixed instalments

Cash-on-Instalments

Get quick cash and pay over 12 to 60 months via fixed instalments

PayLite

Stretch your credit card payments with an interest-free monthly instalment plan

PayLite

Stretch your credit card payments with an interest-free monthly instalment plan