For Permanent Credit Limit Increase:
All principal cardholders can apply for an increase in credit limit.

1. Cardholders without supplementary card(s) can apply via OCBC Digital or an application form.

2. Cardholders with supplementary card(s) are required to fill up an application form with consent from supplementary cardholder(s).

Approved credit limit will be applied to both principal and supplementary cardholders.

For Temporary Credit Limit Increase:
Principal cardholders can apply for temporary credit limit increase only for the following purposes:

• Wedding Banquet
• Travel
• Medical/Hospitalisation
• Funeral

This only applies to your personal unsecured credit card.

If you would like to apply for an increase in credit limit outside of these purposes, please request for a permanent credit limit increase.

Application can be made via OCBC Digital. If you do not have OCBC Digital, please fill up the application form.

For application via OCBC Digital, the outcome of your application will be notified via SMS and/or email. It may take up to 5 working days to process your application. For application using a form, a letter will be sent to notify you on the application outcome. It may take up to 2 weeks to process your application.

If you have been granted a temporary credit limit increase, please note that any increase to your permanent credit limit pursuant to our review will be effected only after the temporary credit limit increase has been readjusted to the permanent credit limit.