OCBC Personal Loans Singapore | Low Interest Rates

Find the best personal loan for every need

All personal loans

Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Get instant cash when you apply online
  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 2.66% per annum (EIR from 5.44% per annum)

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Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Get instant cash when you apply online
  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 2.66% per annum (EIR from 5.44% per annum)

Learn more

ExtraCash Loan

An affordable instalment personal loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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ExtraCash Loan

An affordable instalment personal loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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EasiCredit

A line of credit for standby cash when you need it

  • Flexible repayment — pay what you can, when you can
  • Easy access to cash via ATM, cheque, Internet Banking or Mobile Banking

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EasiCredit

A line of credit for standby cash when you need it

  • Flexible repayment — pay what you can, when you can
  • Easy access to cash via ATM, cheque, Internet Banking or Mobile Banking

Learn more

Balance Transfer

Convert the available limit on your credit line or credit card into cash with zero-interest rate

  • Get instant cash when you apply online
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.38% per annum)
  • Low minimum monthly repayment of $50 or 3% of outstanding balance

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Balance Transfer

Convert the available limit on your credit line or credit card into cash with zero-interest rate

  • Get instant cash when you apply online
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.38% per annum)
  • Low minimum monthly repayment of $50 or 3% of outstanding balance

Learn more

Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

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Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

Learn more

UPDATEs
Special Financial Relief Programme for Unsecured Credit Customers

Application for the Special Financial Relief Programme (SFRP) is now closed.

Read more

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