Overseas Property Loan
Expand your property portfolio overseas
Secure financing for properties across major cities in Australia, Japan, Malaysia, the UK and the US.
Learn more about location-specific overseas loan details.
United Kingdom
Finance the purchase of your property in London, obtain an equity loan or refinance your existing property loan.
In SGD | In GBP | |
---|---|---|
Rates info | 3M SGD COF + 2.50% | 3M GBP COF + 2.75% if LTV is up to 50% and 3M GBP COF + 3.25% if LTV is above 50% |
Minimum loan amount | S$300,000 | £200,000 |
Maximum loan amount | Up to 55% | Up to 60% |
In SGD | In GBP | |
---|---|---|
Rates info | 3M SGD COF + 2.50% | 3M GBP COF + 2.75% if LTV is up to 50% and 3M GBP COF + 3.25% if LTV is above 50% |
Minimum loan amount | S$300,000 | £200,000 |
Maximum loan amount | Up to 55% | Up to 60% |
Japan
Finance the purchase of your property in Tokyo.
In SGD | In JPY | |
---|---|---|
Rates info | 3M SGD COF + 2.75% | 3M JPY COF + 3.50% |
Minimum loan amount | S$200,000 | ¥25,000,000 |
Maximum loan amount | Up to 60% | Up to 70% |
In SGD | In JPY | |
---|---|---|
Rates info | 3M SGD COF + 2.75% | 3M JPY COF + 3.50% |
Minimum loan amount | S$200,000 | ¥25,000,000 |
Maximum loan amount | Up to 60% | Up to 70% |
Malaysia
Finance the purchase of your property in Kuala Lumpur or Johor Bahru.
In SGD | In RM | |
---|---|---|
Rates info | Year 1 to 5 at 3M SGD COF + 2.50% Thereafter at 3M SGD COF + 3% |
Not applicable |
Minimum loan amount | S$200,000 | Not applicable |
Maximum loan amount | Up to 60% | Not applicable |
In SGD | In RM | |
---|---|---|
Rates info | Year 1 to 5 at 3M SGD COF + 2.50% Thereafter at 3M SGD COF + 3% |
Not applicable |
Minimum loan amount | S$200,000 | Not applicable |
Maximum loan amount | Up to 60% | Not applicable |
USA
Finance the purchase of your property in New York.
In SGD | In USD | |
---|---|---|
Rates info | 3M SGD COF + 2.75% | 3M USD COF + 3.50% |
Minimum loan amount | S$300,000 | US$200,000 |
Maximum loan amount | Up to 70% | Up to 70% |
In SGD | In USD | |
---|---|---|
Rates info | 3M SGD COF + 2.75% | 3M USD COF + 3.50% |
Minimum loan amount | S$300,000 | US$200,000 |
Maximum loan amount | Up to 70% | Up to 70% |
Eligibility requirements
Minimum age
21 years old
Nationality
Singaporeans, Singapore PRs and foreigners employed and residing in Singapore
Minimum loan amount
S$300,000 or 200,000 in foreign currency for Australia, United Kingdom, USA
S$200,000 or JPY25,000,000 for Japan
S$200,000 for Malaysia
Additional information
ABS Guide: The Association of Banks in Singapore and MoneySENSE guide, "What You Should Know About Housing Loans - Key Questions to Ask The Bank Taking a Housing Loan" is available and you are encouraged to read it before committing to a residential property loan.
Apply for an OCBC Overseas Property Loan today
or contact us at +65 6363 3333.