OCBC Blue Chip Investment Plan (BCIP) | ETF's & Blue Chip Stocks

Blue Chip Investment Plan (BCIP)

Start your investment journey with a hassle-free monthly plan

Why you will love this

Access to blue chip shares and Singapore listed exchange traded funds from as low as S$100

Lower your average cost potentially through dollar cost averaging

Enjoy flexibility on your investments

Who can apply

Singaporean, Singapore PR or foreigner residing in Singapore (not applicable to U.S. Persons, e.g. citizen of U.S. or Green Card holder, EU resident or person residing within the EEA)

Single account holder above 18 years old

Parent or legal guardian above 18 years old and child below 18 years old for joint account holders

Apply now

Build a stable financial future with access to blue chip shares, all from one flexible, hassle-free and affordable investment plan.

Features and Benefits

Invest in Singapore REITs, blue chips and exchange traded funds (ETFs)

Stay invested in long-established and stable companies, with regular, automated investments.

Start small from S$100/month

Purchase shares in amounts below the standard lot size with your chosen monthly investment amount.

Potentially lower your average cost price

Invest in your selected counters each month through BCIP. This reduces the risk of market timing and can potentially lower your average cost price over time.

Find out how dollar-cost averaging works.

Learn more

Flexibility on your investments

Change counter selection or investment amount and sell units easily through the OCBC app or Internet Banking. With no lock-in period, you can withdraw your investments according to your needs.
How it works

1

Choose how much and what to invest

Decide on your monthly investment amount and select one or more BCIP counter(s) to invest in.

2

Apply for BCIP

Apply for BCIP via the OCBC app or Internet Banking. All you need is an OCBC deposit or SRS account.

3

Build your portfolio

We receive your orders from the first day of the month up to 12pm on the last business day of the month, and will carry out your instructions on the 22nd of the following month, or in the event we are unable to do so, on the 22nd of the second following month.

You will enjoy dividends, whenever declared by the respective companies or exchange traded funds (ETF).

4

Review your portfolio

Review your plan, change your orders or sell your shares via the OCBC app or Internet Banking.

OUR COUNTERS

The counters available for purchase include blue chip stocks and exchange traded funds (ETFs) which trade on the SGX.

  • CapitaLand Integrated Commercial Trust
    Description
    CapitaLand Integrated Commercial Trust (CICT) is the first and largest real estate investment trust listed on Singapore Exchange Securities Trading Limited (SGX-ST). CICT owns and invests in quality income-producing assets primarily used for commercial (including retail and/ or office) purpose, located predominantly in Singapore. As the largest proxy for Singapore commercial real estate, CICT's portfolio comprises 21 properties in Singapore and two in Frankfurt, Germany, with a total property value of S$22.5 billion as at 31 December 2021.
    Sector
    Real Estate
    SGX Code
    C38U
  • CapitaLand Investment Limited
    Description
    CapitaLand Investment Limited (together with its subsidiaries, the "Group") is a leading listed global real estate investment manager with a strong Asia foothold. Its real estate funds under management ("FUM") are held via its managed listed funds and unlisted funds across the Asia-Pacific, Europe and United States of America. The Group's FUM is well-diversified across asset classes, namely, integrated developments, retail, office, lodging and new economy sectors such as business parks, industrial, logistics and data centres. The Group's business model comprises two key segments, namely, fee income-related business and real estate investments.
    Sector
    Real Estate
    SGX Code
    9CI
  • ComfortDelGro Corporation Limited
    Description
    ComfortDelGro is a public listed passenger land transport company, with a fleet of more than 38,700 vehicles world-wide. ComfortDelGro is listed on the Singapore Exchange. ComfortDelGro's businesses include taxi, bus, rail, car rental and leasing, automotive engineering and maintenance services, inspection, test and assessment services, learner drivers’ instruction services, insurance brokerage services and outdoor advertising.
    Sector
    Transportation
    SGX Code
    C52
  • DBS Group Holdings Limited Top pick
    Description
    DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. DBS provides a full range of services in consumer, SME and corporate banking.
    Sector
    Banking & Investment Services
    SGX Code
    D05
  • Keppel Corporation Limited
    Description
    The Keppel Group of Companies includes Keppel Offshore and Marine, Keppel Integrated Engineering, Keppel Energy, Keppel Telecommunications and Transportation, K-Green Trust, Keppel Land and K-REIT Asia, among others. Keppel Offshore & Marine is the global leader in offshore rig design and construction, shiprepair and conversion, and specialised shipbuilding. With its core competencies and strong execution capabilities, it is the partner of choice in its chosen segments. With a geographical spread across Asia with particular focus on Singapore, China, Vietnam and Indonesia, Keppel Land has a strategic focus on property development and property fund management.
    Sector

    Consumer Goods
    Conglomerate

    SGX Code
    BN4
  • Lion-OCBC Securities China Leaders ETF
    Description
    The investment objective of the Fund is to replicate as closely as possible, before expenses, the performance of the Hang Seng Stock Connect China 80 Index using a direct investment policy of investing in all, or substantially all, of the underlying Index Securities. The Index is compiled and calculated by Hang Seng Indexes Company Limited and is designed to measure the overall performance of 80 largest Chinese companies in terms of market capitalisation listed in Hong Kong and/or mainland China that are eligible for Northbound or Southbound trading under the Stock Connect schemes.
    Sector
    Not Classified
    SGX Code
    YYY
  • Lion-OCBC Securities Hang Seng Tech ETF
    Description
    The Fund’s investment objective is to replicate as closely as possible, before expenses, the performance of the Hang Seng Tech Index. The Index is designed to represent the 30 largest technology companies listed in Hong Kong which have high business exposure to technology themes.
    Sector
    Technology
    SGX Code
    HST
  • Lion-OCBC Securities Singapore Low Carbon ETF
    Description
    The investment objective of the Fund is to replicate as closely as possible, before expenses, the performance of the iEdge-OCBC Singapore Low Carbon Select 50 Capped Index using a direct investment policy of investing in all, or substantially all, of the underlying Index Securities. The Index is compiled and calculated by the Index Provider and aims to track the top 50 companies (including Real Estate Investment Trusts and Business Trusts) by Free-Float Market Capitalization that are representative of Singapore’s real and financial economy, with a focus on index decarbonisation through the reduction of Weighted Average Carbon Intensity (WACI) of the Index.
    Sector
    Not Classified
    SGX Code
    ESG
  • Lion-Phillip S-REIT ETF Top pick
    Description
    The Fund’s investment objective is to replicate as closely as possible, before expenses, the performance of the Morningstar® Singapore REIT Yield Focus IndexSM. The Index is designed to screen for high-yielding REITs with superior quality and financial health.
    Sector
    Properties
    SGX Code
    CLR
  • Nikko AM Singapore STI ETF Top pick
    Description
    The Fund's investment objective is to replicate as closely as possible, before expenses, the performance of the FTSE Straits Times Index. The Fund is designed for investors who seek an “index-based” approach to investing in a portfolio of Singapore listed securities in a cost effective and easy to access manner.
    Sector
    Not Classified
    SGX Code
    Not Classified
  • Nikko AM-ICBCSG China Bond ETF SGD
    Description
    The investment objective of the Fund is to achieve long term capital growth by replicating the returns of the ChinaBond ICBC 1-10 Year Treasury and Policy Bank Bond Index (the “Index”). The Fund will offer to investors a Chinese bond investment universe that is increasingly growing in size and foreign participation. It invests in bonds issued by the Chinese government; and the 3 Chinese policy banks – Agricultural Development Bank of China (ADBC), China Development Bank (CDB), Export-Import Bank of China (CEXIM).
    Sector
    Not Classified
    SGX Code
    ZHS
  • Nikko AM SGD Investment Grade Corporate Bond ETF
    Description
    The Fund is the first to offer investors easy access to SGD-denominated, investment grade corporate bonds in affordable units. The Fund aims to replicate the performance of the iBoxx SGD Non-Sovereigns Large Cap Investment Grade Index, before expenses. This allows investors to diversify their overall portfolios with corporate bonds from high quality issuers.
    Sector
    Not Classified
    SGX Code
    MBH
  • Oversea-Chinese Banking Corporation Limited Top pick
    Description
    OCBC Bank offers a comprehensive range of banking services and financial solutions in consumer banking, business banking, international banking, global treasury and investment management. The OCBC Group has diverse subsidiaries that are involved in financial futures, regional stockbroking, trustee, nominee and custodian services, property development and hotel management.
    Sector
    Banking & Investment Services
    SGX Code
    O39
  • SembCorp Industries Limited
    Description
    Sembcorp Industries was incorporated in Singapore on 20 May 1998 to act as the holding company for the merger between Singapore Technologies Industries Corporation (STIC) and Sembawang Corporation. On 22 July 1998, it assumed its present name. The merger was effective on 3 October 1998. The Company's principal activities are those of an investment holding company, as well as the corporate headquarters, which gives strategic direction and provides management services to its subsidiaries.
    Sector
    Utilities
    SGX Code
    U96
  • Singapore Airlines Limited Top pick
    Description

    Singapore Airlines Limited (“Singapore Airlines”) was incorporated as a public company with limited liability and a wholly-owned subsidiary of Temasek Holdings (Private) Limited on 28 January 1972. The Singapore Airlines Group covers a range of airline-related services, from cargo to engine overhaul. Its subsidiaries also include SIA Engineering Company and Scoot. Principal activities of the Group consist of air transportation, engineering services and other airline related activities.

    Sector
    Transportation
    SGX Code
    C6L
  • Singapore Exchange Limited
    Description
    SGX owns and operates the only integrated securities exchange and derivatives exchange in Singapore and their related clearing houses. The securities exchange was the first fully electronic and floorless exchange in Asia. SGX has been developing alliances and new products in order to meet the changing needs of the international and domestic financial communities. SGX has alliances or significant relationships with the Chicago Mercantile Exchange, the American Stock Exchange, the Australian Stock Exchange and the National Stock Exchange of India. SGX has introduced a variety of securities and derivatives products to respond to investors' desires for 24-hour trading, diversification and trading across markets.
    Sector
    Banking & Investment Services
    SGX Code
    S68
  • Singapore Technologies Engineering Limited
    Description
    ST Engineering is a global technology, defence and engineering group with offices across Asia, Europe, the Middle East and the U.S., serving customers in more than 100 countries. The Group uses technology and innovation to solve real-world problems and improve lives through its diverse portfolio of businesses across the aerospace, smart city, defence and public security segments. Headquartered in Singapore, ST Engineering ranks among the largest companies listed on the Singapore Exchange.
    Sector
    Industrial Goods
    SGX Code
    S63
  • Singapore Telecommunications Ltd
    Description
    Singtel is a leading communications technology group in Asia, and has played a key role in Singapores development as a telecommunications hub for the region over the course of more than 140 years. Headquartered in Singapore, Singtel provides an extensive range of telecommunications and digital services to consumers and enterprises through its three business groups - Group Consumer, Group Enterprise and Group Digital Life. Its infrastructure and technology services for businesses span multiple countries and cities.
    Sector
    Telecommunications Services
    SGX Code
    Z74
  • StarHub Ltd
    Description
    StarHub is a info-communication company and the sole operator delivering a range of information, communications and entertainment services over fixed, cable, mobile and Internet platforms. StarHub operates a mobile network in addition to its GSM network and is the provider of i-mode mobile Internet service. StarHub also operates its own nation-wide HFC network that delivers multi-channel cable TV services (including Digital Cable), voice and Internet access for both consumer and corporate markets.
    Sector
    Telecommunications Services
    SGX Code
    CC3
  • United Overseas Bank Limited
    Description
    UOB provides a wide range of financial services through its global network of branches/offices and subsidiaries/associates: personal financial services, private banking, trust services, commercial and corporate banking, investment banking, corporate finance, capital market activities, treasury services, futures broking, asset management, venture capital management, general insurance, life assurance and stockbroking services. Through other subsidiaries, as well as associates, UOB also has diversified interests in travel, leasing, property development and management, hotel operations and general trading.
    Sector
    Banking & Investment Services
    SGX Code
    U11
  • Wilmar International Limited
    Description
    Wilmar is ranked amongst the largest listed companies by market capitalisation on the Singapore Exchange. At the core of Wilmar's strategy is an integrated agribusiness model that encompasses the entire value chain of the agricultural commodity business, from cultivation and milling of palm oil and sugarcane, to processing, branding and distribution of a wide range of edible food products in consumer, medium and bulk packaging, animal feeds and industrial agri-products such as oleochemicals and biodiesel. Through scale, integration and the logistical advantages of its business model, Wilmar is able to extract margins at every step of the value chain, thereby reaping operational synergies and cost efficiencies.
    Sector
    Food & Beverages
    SGX Code
    F34
See all countersHide counters
More Information
  • What are blue chips and exchange traded funds (ETFs)?

    Blue chips: Blue chips are known as common stocks of nationally known companies, with a long record of profit growth and dividend payment. Such companies typically have a reputation for quality management, products, and services.

    Exchange traded funds (ETFs): An ETF tracks an index, a commodity, bonds, or a basket of assets like an index fund. An ETF trades like a company shares on a stock exchange. ETFs experience price changes throughout the day as they are bought and sold.

  • How are ETFs different from Stocks?

    Unlike a stock which focuses on the performance of one company, an ETF tracks an index, a commodity, bonds, or a basket of securities. This allows investors to diversify their portfolio by buying into one ETF.

  • What is Dollar Cost Averaging (DCA)?

    Dollar cost averaging is an investment strategy with the goal of reducing the impact of volatility on large purchases of financial assets such as stocks. DCA is done by investing equal amounts at regular intervals to purchase more units when price is low and less units when price is high. This will help to potentially lower the cost of investment over a period.

    Illustration of DCA over time

  • Where can I find more details on BCIP counters?
    For more description of the available BCIP counters, please refer here.
  • How do I choose which BCIP counters to invest in?

    Selection of counters should be based on your own discretion as we do not provide financial advice on which counters to invest in. You may base your selection on your investment objectives and needs. Below are some objectives you may consider:

    • To invest for Income, you may choose to focus on the dividends paid out by the company.
    • To Invest for Capital appreciation, you may look at companies which have exhibited higher than average growth over the years, and focus on how the company has grown in terms of their total return.
    • For portfolio diversification, you may look at ETFs with different asset classes or companies from different sectors.

    For more information on the price, performance, dividend and financial information of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

  • Does OCBC have research coverage on the available BCIP counters?

    You may refer to the following available research ratings on our BCIP counters:

    BCIP Counters Research call Rating issued on
    Capitaland Limited Buy 21 Feb 2019
    Capitamall Trust Hold 24 Jan 2019
    ComfortDelGro Corporation Limited Hold 14 Feb 2019
    DBS Group Holdings Limited Buy 18 Feb 2019
    Keppel Corporation Limited Buy 25 Jan 2019
    Olam International Limited - -
    Oversea-Chinese Banking Corporation Limited - -
    SembCorp Industries Limited Buy 21 Feb 2019
    Sembcorp Marine Ltd Hold 21 Feb 2019
    Singapore Airlines Limited Buy 15 Feb 2019
    Singapore Exchange Limited Buy 25 Jan 2019
    Singapore Press Holdings Limited Hold 11 Apr 2019
    Singapore Technologies Engineering Limited Buy 28 Mar 2019
    Singapore Telecommunications Ltd Buy 11 Mar 2019
    Starhub Ltd Sell 15 Feb 2019
    United Overseas Bank Limited Buy 25 Feb 2019
    Wilmar International Limited Hold 9 Apr 2019
    Nikko AM Singapore STI ETF - -

    Our research calls reflect our expectation of the counter's performance in the next 6-12 months from the date that rating is issued.

      Expected price change from date of rating
    BUY rating At least 10%
    HOLD Between -5% to 10%
    SELL rating Less than -5%

    Table of BCIP Counters and their respective calls are updated on 18 April 2019.
    Please refer to https://portal.iocbc.com/assets/pdf/ospl/OIR-Coverage-SG.pdf for our latest research calls.

  • What should I do if there is a change in research call on my BCIP counters?

    A change in our research call represents a change in our expectation of the counter's future performance. This does not constitute as a recommendation to buy or sell the BCIP counters.

  • What is the expected return and risk if I invest in BCIP?

    In general, all investments in shares and ETFs have certain degree of inherent risk. The return and risk of your BCIP investment depend on the BCIP counters that you chose to invest in. For more information on the price, performance, dividend and financial information of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

  • Am I eligible for dividends for my BCIP investment?

    Dividends are paid out by the companies or ETFs that you have invested in via BCIP. If you hold a unit of the companies' shares or ETFs before the ex-dividend date, you will be entitled to the dividends given by the companies or ETFs.

  • How much dividends will I receive from BCIP investment?

    Dividends are paid out by the companies or ETFs that you have invested in via BCIP. The exact dividend amount will be determined by the companies or ETFs that you invest in. For more information on the historical dividends of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

  • How often will I get dividend from my BCIP investment?

    Dividends are paid out by the companies or ETFs that you have invested in via BCIP. The frequency of distribution will be determined by the companies or ETFs that you invest in. For more information on the historical dividends of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

  • Can I choose to reinvest my dividend from my BCIP investment?

    There are three types of dividends - cash, shares and choice dividend. For cash dividend, the amount will be credited into your debiting account. For shares dividend, the number of shares given will be allocated to your BCIP account. For choice dividend, you will be informed to make a choice on whether to receive your dividend in cash or to reinvest as shares.

Download a pdf version of the list of counters.

Promotion
Get S$50 cash when you invest in Nikko Asset Management ETFs

Get S$50 cash when you invest in Nikko Asset Management ETFs

Invest a minimum of S$300 monthly for 3 consecutive months, in any of the following exchange traded funds (ETFs):

  • Nikko AM Singapore STI ETF (G3B)
  • Nikko AM SGD Investment Grade Corporate Bond ETF (MBH)
  • NikkoAM-ICBCSG China Bond ETF (ZHS)

Valid till 30 September 2024 for investments placed through the OCBC app or Internet Banking. Valid for new OCBC Blue Chip Investment Plan (BCIP) customers and existing OCBC BCIP customers who have not performed any recurring investments in the last 12 months. Limited to the first 200 customers. Terms and conditions apply.

Ways to pay

Choose to fund your investment using cash from your OCBC account or funds from your OCBC SRS account.

Cash

Supplementary Retirement Scheme (SRS)

For customers who are below 30 years old (based on calendar year)

Kickstart your investment with preferential fees of 0.88% per transaction, with no minimum fee. That’s just 88 cents for every S$100 invested! Preferential fees are only applicable to an investment amount of up to S$500 per counter, per month.

Transaction
Buying
Selling
Additional processing fee for SRS
Preferential fees and charges (per transaction)
Flat rate of 0.88% of the total investment amount
Flat rate of 0.88% of the total sales proceeds
S$0.35 (CDP Fee) + GST per counter

Applicable for new BCIP accounts opened from 28 June 2019 only. For investment amounts above S$500, 0.3% of the total investment amount or S$5 per counter, whichever is higher, will be charged.

For all other customers

Grow your investment portfolio with a minimum fee of S$5.

Transaction
Buying
Selling
Additional processing fee for SRS
Fees and charges (per transaction)
0.3% of the total investment amount or S$5 per counter, whichever is higher.
0.3% of the total sales proceeds or S$5 per counter, whichever is higher.
S$0.35 (CDP Fee) + GST per counter

Transfer of shares

Transfer to CDP or other financial institutions
Change of beneficial owner
3bps of settlement value, min S$150, per settlement instruction + GST
No change in beneficial owner
S$10 + GST

  • For transfers to other financial institutions, half of the fees are charged to the transferee.

  • Change of beneficial owner means the shares are transferred to an account not in your name, either singly or jointly.

  • Charges are imposed by SGX.

Before you apply

Eligibility requirements

Age

Above 18 years old for single account holders

Parent or legal guardian above 18 years old and child below 18 years old for joint account holders

Nationality

Singaporeans, Singapore PRs and foreigners residing in Singapore (not applicable to U.S. Persons, e.g. citizens of U.S. or Green Card holders, EU residents or persons residing within the EEA)

Statement

Monthly statements

Paper or E-Statement

Terms and conditions

Terms and conditions governing BCIP

Additional terms and conditions governing Joint-Minor Accounts under the BCIP

Terms and conditions governing OCBC Investment Products and Services

Important notices

Important notes

Collective Investment Schemes

Global Equities Disclaimer

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Stay invested for the long term

Apply for Blue Chip Investment Plan (BCIP) today

Apply now
FAQs
Common questions
More questions and answers
What do I need to start a BCIP account?

You can invest BCIP using Cash or SRS. You do not need to open any securities trading account or Central Depository (Pte) Ltd (CDP) account to start a BCIP account.

 

Mode of investment OCBC deposit account OCBC Online Banking OCBC SRS account
Cash      
SRS (only applicable for Single Account)      

 

If you do not have an OCBC SRS investment account, you may open one online through OCBC Online Banking.

If you do not have an OCBC deposit account or OCBC Online Banking, the BCIP application form allows you to apply for the two accounts at the same time. Download the application form on www.ocbc.com/bluechip, complete and mail it in.

How long does it take for my BCIP account to be opened? How do I know if it is successful?

You will receive an SMS on whether your BCIP account has been successfully opened seven business days after we receive your BCIP application form. This notification will be sent to the contact number as per your mobile phone records with the Bank.

If your account opening is unsuccessful, we will notify you through SMS.

Can I use a joint account as my settlement account?

Yes, you can choose a joint OCBC deposit account for debiting and crediting in relation to your BCIP account. However, any joint account that requires two or more signatures is not allowed for use as a settlement account.

If I apply today, when does my plan start? Is there a cut-off time for submission?
Action Example
Your BCIP application is received between the 1st day and 12pm on the last business day of the month. We received your BCIP application on 10 July 2020. Your order will be executed on the 22nd of August 2020 (or, in the event we are unable to do so in August 2020, on the 22nd of September 2020).
Your BCIP application is received after 12pm on the last business day of the month (application will be treated as having been received by us on the first business day of the next month). We received your BCIP application at 3pm on 31 July 2020. Your application will be deemed to have been received by us on 1 August 2020.

Your order will be executed on the 22nd of September 2020 (or, in the event we are unable to do so in September, on the 22nd of October 2020).
More questions and answers

For single account holder

Apply via OCBC Internet Banking for existing OCBC customers only.

To apply:

  1. Log in to your OCBC Internet Banking account
  2. Select the “Investment & Insurance” tab
  3. Click on the “Blue Chip Investment Plan” link

Apply via the OCBC app or mail with the following steps:  

  1. Via the OCBC app for existing OCBC customers only

    1. Log in to your OCBC app > More > Investments
    2. Click on the “Blue Chip Investment Plan”

  2. Via mail for new and existing OCBC customers

    Mail in the completed application form with copies of:

    For Singaporeans and Singapore PRs

    1. NRIC

    For foreigners:

    1. Employment Pass (EP), S-Pass or student pass
    2. Passport

    For all applicants:

    1. Tax Residency Declaration form
      Please download the declaration form here.

    For new customers: 
    Include other supporting documents:

    1. Phone bill / bank statement / utilities bill showing residentail address

    Download form  

Log in
or

For joint account with child

Mail in the completed application form with copies of:  

  1. Parent / Legal Guardian's documents

    For Singaporeans and Singapore PRs

    1. NRIC

    For foreigners:

    1. Employment Pass (EP), S-Pass or student pass
    2. Passport

    For all applicants:

    1. Tax Residency Declaration form
      Please download the declaration form here.

    For new customers: 
    Include other supporting documents:

    1. Phone bill / bank statement / utilities bill showing residential address
    2. Supporting legal documents showing legal guardianship if you are not the parent

  2. Child's documents

    1. Birth Certificate
    2. NRIC if child is 15 years old or over
    3. Tax Residency Declaration form
Download form  

Global Equities Disclaimer

  1. Dividend growth is not guaranteed, nor are companies in which you invest obliged to pay dividends:
  2. Companies may go bankrupt rendering the original investment valueless;
  3. Equity markets may decline in value;
  4. Corporate earnings and financial markets may be volatile;
  5. If there is no recognised market for equities, then these may be difficult to sell and accurate information about their value may be hard to obtain;
  6. Smaller company investments may be difficult to sell if there is little liquidity in the market for such equities and there may be substantial differences between the buying price and the selling price;
  7. Equities on overseas markets may involve different risks to equities issued in Singapore;
  8. With regards to investments in overseas companies, foreign exchange rates may move in an unfavourable direction affecting adversely the valuation of investments in base currency terms.

Important notes

The information in this document is for general information only. It does not take into account your investment aims, financial situation or particular needs. Trading in securities can be very risky, and you may lose all of or more than the amount you originally invested or deposited. You should consider carefully and take caution when making any trading decision, and work out whether each trade is suitable for you. If necessary you should speak to your own financial adviser, who will assess whether the product is suitable for you based on your investment aims, financial situation or needs. If you choose to act based on the information in this document, it is entirely at your own risk and responsibility. The information is not investment advice or recommendations by us or OCBC Securities Private Limited.

A copy of the prospectus of the Fund is available and may be obtained from the Fund Manager, or any of its approved distributors. Potential investors should read the prospectus for details on the Funds before deciding whether to subscribe for or purchase units in the Fund. The value of the units in the Fund and the income accruing to the units, if any, may fall or rise. 

For listed Funds, investors cannot redeem their units of the Fund with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of the Fund on any approved exchange does not guarantee a liquid market for the units.

This is not a formal offer for any product, or an offer to enter into a transaction for any securities or to take part in any particular trading or investment strategy.

The information in this document may contain projections or other predictions about future events or the future performance of countries, assets, markets or companies. Actual events or results may be different. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific country, financial product or asset class is used for illustration or information purposes only and you should not rely on it for any purpose.

We have done all we can to make sure that the information in this document is accurate at the time of printing, but we do not guarantee that it is accurate. If any of the information becomes out of date or is inaccurate, we do not have to update it.

We and OCBC Securities Private Limited will not be responsible for any loss or damage arising directly or indirectly in connection with, or as a result of, any person acting on any information provided in this document.

If you are thinking of investing, please read the Terms and Conditions Governing The Blue Chip Investment Plan and the Additional Terms and Conditions Governing Joint Accounts Under The Blue Chip Investment Plan for details about the plan before deciding whether to enter into any transaction with any issuer. You can get a copy of the Terms and Conditions Governing The Blue Chip Investment Plan and the Additional Terms and Conditions Governing Joint Accounts Under The Blue Chip Investment Plan at www.ocbc.com/bluechip.

Please do not reproduce or share any of the information in this document without our written permission.

Important timelines to note for application

Action Effective by Example
Your BCIP application is received between the 1st day and 12pm on the last business day of the month. We will execute your order on the 22nd of the following month from the date your application was approved (or, in the event we are unable to do so in that month, the 22nd of the second following month. We will notify you in advance if this is the case). We received your BCIP application on 10 July 2020. Your order will be executed on the 22nd of August 2020 (or, in the event we are unable to do so in August 2020, on the 22nd of September 2020).
Your BCIP application is received after 12pm on the last business day of the month (application will be treated as having been received by us on the first business day of the next month). Your application will be deemed as having been received by us on the first business day of the next month, and your order will be executed accordingly. We received your BCIP application at 3pm on 31 July 2020. Your application will be deemed to have been received by us on 1 August 2020.

Your order will be executed on the 22nd of September 2020 (or, in the event we are unable to do so in September, on the 22nd of October 2020).

If the 22nd of the month happens to be on a non-business day, the purchase will be executed on the next business day.

The above illustrations of effective timelines apply to successful BCIP applications approved by OCBC Bank.

How does BCIP potentially lower average price per share over time?

BCIP makes use of an investment concept known as "Dollar Cost Averaging".

By investing an equal amount of money on a regular basis over a specific period of time, you will purchase more shares when prices are lower and fewer shares when prices are higher. This will potentially lower your average price per share.

‘Dollar Cost Averaging’ explained

Let’s say you have S$6000 to invest.

You can choose to invest all at once, or invest regularly every month for 6 months.

For the same investment amount, you may have gotten more shares because it lowers your market risk by averaging the prices out.

Collective Investment Schemes

  1. A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.
  2. The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.
  3. Investment involves risks. Past performance figures do not reflect future performance.
  4. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.

For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.

The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.

Are you sure you want to leave our site?

You are leaving the OCBC Bank website and about to enter a third party website that OCBC Bank has no control over and is not responsible for. Before you proceed to use the third party website, please review the terms of use and privacy policy of their website. OCBC Bank’s Conditions of Access and Privacy and Security Policies do not apply at third party websites.
I would like to stayLeave website