OCBC PrimeGold Bonus III | Endowment Insurance Plan Singapore

Primegold Bonus III

Work your retirement funds harder

Why you will love this

Choose to receive yearly payouts from end of year 1, 4 or 6

Single payment using cash or SRS funds

PrimeGold Bonus III is a single premium endowment insurance plan that helps you grow your wealth.

Features and benefits

Grow your wealth at up to 3.08% per annum

Based on PrimeGold Bonus III plan type where you receive yearly payouts from years 6 to 20 with a premium of 100,000 SGD.

This plan offers 4 plan types

Choose between a 15- and 20-year policy term, and if you would like to receive yearly payouts from end of year 1, 4 or 6.

Capital guaranteed

This plan is capital guaranteed from end of year 5; if you cancel after 5 years, the total amount you will receive will be more than your premiums paid.

Insurance coverage

Receive coverage for Death, Total & Permanent Disability and Terminal Illness throughout the policy term.

This is not a fixed or savings deposit. It is an endowment insurance plan.

The return of 3.08% per annum is based on an illustrated investment rate of return of the participating fund at 4.25% per annum. Based on an illustrated investment rate of return of 3.00% per annum, the return will be 1.91% per annum. The actual benefits payable may vary according to the future experience of the participating fund.

How it works

Receive yearly payouts from

The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 59,000 SGD. The actual benefits payable may vary according to the future performance of the participating fund.

The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 56,500 SGD. The actual benefits payable may vary according to the future performance of the participating fund.

The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 60,775 SGD. The actual benefits payable may vary according to the future performance of the participating fund.

The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 63,375 SGD. The actual benefits payable may vary according to the future performance of the participating fund.

Before you apply

Eligibility requirements

PrimeGold Bonus III (15 years)

Exactly 1 month old to 70 years old (age next birthday)

PrimeGold Bonus III (20 years)

Exactly 1 month old to 65 years old (age next birthday)

If the insured is below 19 years old (age next birthday), please visit your nearest OCBC branch.


Apply via the OCBC app

Open the all new OCBC app > Login > Click on ‘More’ > Under ‘Apply’, click on ‘Insurance’ > Click on ‘PrimeGold Bonus III’.

If you are still on the previous version of the app, then click on ‘Insure and stay protected’ after logging in.

You are leaving the OCBC Bank’s website to access Great Eastern’s website.

By clicking on "Proceed", you acknowledge the following:

  • You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.