Mortgage fire insurance policies usually do not cover your financial interests e.g. household contents and renovations. GREAT Home Protect will cover household contents and any additional renovations or improvements which you have made to your home.
GREAT Home Protect
Protect your home with all-risks coverage and 24/7 Emergency Home Assistance
![](/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon-visual-aid-ash.png)
20% + 5% off if you purchase a one- or two-year plan Find out more
Protect what matters to your family from the unexpected with GREAT Home Protect.
![Customise coverage based on your needs](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon-custom_coverage.png)
Customisable coverage
Customise coverage based on your needs – starting from S$25,000 for home contents and S$50,000 for building and renovations.
Customise coverage based on your needs – starting from S$25,000 for home contents and S$50,000 for building and renovations.
![Home insurance on a first-loss basis policy](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon-allrisk_coverage.png)
All-risks* coverage with first-loss protection
Our first-loss basis policy gives you the maximum sum insured if a covered loss or damage occurs.
*Please refer to the policy wording for the exclusions.
Our first-loss basis policy gives you the maximum sum insured if a covered loss or damage occurs.
*Please refer to the policy wording for the exclusions.
![Additional coverage for green home repair costs](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon-greenhome_benefits.png)
Green home benefits
Receive up to 10% additional home content and renovation coverage if your home repair uses green products and methods. Apply for our Premier plan to be covered up to S$25,000 for solar panels and S$10,000 for EV chargers on landed property.
Receive up to 10% additional home content and renovation coverage if your home repair uses green products and methods. Apply for our Premier plan to be covered up to S$25,000 for solar panels and S$10,000 for EV chargers on landed property.
![24/7 Emergency Home Assistance services: Electrical, locksmith, plumbing, air conditioning or pest control](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon-emergency_home_assistance.png)
24/7 Emergency Home Assistance
Be protected when in need of emergency services (electrical, locksmith, plumbing, air conditioning or pest control). Be covered by up to S$150 for each event (up to two in a policy year).
Be protected when in need of emergency services (electrical, locksmith, plumbing, air conditioning or pest control). Be covered by up to S$150 for each event (up to two in a policy year).
![Covers temporary accommodation costs](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon-alt_accom.png)
Coverage for alternative accommodation
Be covered up to S$$25,000 if your house is uninhabitable.
Be covered up to S$$25,000 if your house is uninhabitable.
![Provides cash relief for your immediate needs](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon-emergency_cash.png)
Emergency cash for clothes and toiletries
Get up to S$2,000 in cash relief when your house is uninhabitable.
Get up to S$2,000 in cash relief when your house is uninhabitable.
![Customer profile for GREAT Home Protect](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/john-profile-m.png)
John's profile:
38 years old
Purchased GREAT Home Protect, a first-loss basis home insurance policy, with a building and renovation sum insured of S$50,000.
One day, a fire erupts in John’s kitchen. While he managed to extinguish the fire quickly, the incident caused damages, requiring that he spend S$80,000 to rebuild the kitchen and replace damaged appliances.
Cost of reinstating kitchen: S$80,000
Scenario A
with other home insurance plans
![icon_bankx](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon_scenario-a.png)
If his coverage were based on average-loss protection, the payout will be reduced proportionately due to the penalty imposed for under-insurance. The claimable amount would have been S$31,250.
Sum insured
S$50,000
Reinstatement cost
S$80,000
Claimable amount
Claimable amount
S$31,250
Scenario B
with OCBC GREAT Home Protect
![Claimable amount for GREAT Home Protect](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/icon_scenario-b.png)
Since his coverage is based on first-loss protection, the claimable amount will be S$50,000 – 100% of the sum insured.
Sum insured
S$50,000
Reinstatement cost
S$80,000
Claimable amount
S$50,000
Air conditioning services
We will cover the cost of repairing your air conditioning unit in the event of a mechanical breakdown.
Electrical services
If you face power failure due to a burnt fuse, we will cover the cost of repairs to the main electrical board, power sockets, wall switches and electrical wiring.
Plumbing services
If you have a clogged water supply system, we will cover the cost of clearing the blockage, and replacing or repairing any burst pipes.
Locksmith services
If you are accidentally locked out of your house, we will cover the cost of a locksmith.
Pest control services
If your home is infested with pests, we will cover the cost of pest control services.
![Exclusive GREAT Home Protect offer](/iwov-resources/sg/ocbc/personal/img/live/insurance/greathome/kv-promo.jpg)
Save 20% + 5%* when you purchase a one- or two-year plan from us
Enter either of the following promo codes to get 20% off a one- or two-year plan:
- One-year plan: HOUSE1
- Two-year plan: HOUSE2
*5% off the discounted premium amount if you qualify for the Green discount.
1
Download our claim form and complete the relevant sections.
2
Attach the original copies of all receipts and supporting documents.
3
Submit your claim by emailing it to NonMotorClaims-SG@greateasterngeneral.com or mailing it to:
Great Eastern General Insurance Limited
Attn: Claims Department
1 Pickering Street
Great Eastern Centre, #01-01
Singapore 048659
Apply for GREAT Home Protect today
Common questions about GREAT Home Protect
More questions and answersThe Green discount is an additional 5% discount awarded by Great Eastern. It rewards customers who have environmentally friendly homes. To qualify for it, you must – at the time of your buying the policy – declare that your home is environmentally friendly. Great Eastern reserves the right to withdraw or amend the Green discount without prior notice.
You may call Great Eastern’s Customer Service at 6248 2888 from 9am to 5.30pm, Mondays to Fridays (excluding public holidays). Alternatively, email GICare-sg@greateasterngeneral.com.
Please refer to the following table (based on a two-year Superior Plan):
Plan Type | Superior Plan |
---|---|
Premium | S$300 |
Two-year campaign discount | 20% |
Green discount | 5% |
Premium after discounts applied | S$228 How this is calculated: S$300 - 20% = S$240 S$240 - 5% = S$228 |
T&Cs of the campaign apply.
For new customers
By clicking on “Apply now“, you will be leaving the OCBC Bank website to Great Eastern’s website. OCBC Bank has no control over this website and is not responsible for its contents.
Terms and conditions governing GreatHome promotion
- Discount will apply for new purchases of Starter, Essential and Ultimate Plan made on Internet banking (on desktop) and Great Eastern's website. Offer ends 31 December 2021.
- This promotion cannot be used in conjuction with other campaign codes, discounts or promotions.
- OCBC Bank reserves the right at its sole and absolute discretion to terminate the promotion or make changes to the promotion or any of these terms and conditions at any time without notice.
- The decision of OCBC Bank on all matters relating to this promotion shall be final and binding.
Important notes
Please refer to policy wording to learn more about the exclusions.
The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise Terms and Conditions of the plans are specified in the insurance policy contract. GREAT Home Protect is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and member of the OCBC Group. GREAT Home Protect is not a bank deposit or obligation of, or guaranteed by, OCBC.
OCBC does not provide any representation or warranty (including – but not limited to – accuracy, usefulness, adequacy, timeliness and completeness) regarding any information (including – but not limited to – any statement, figures, opinion, view or estimate) provided in this material. Such information should not be relied upon as such. OCBC does not undertake an obligation to update the information in this advertisement or publication, or correct any inaccuracies that may be apparent later. All information in this material is subject to change without notice. OCBC shall not be held responsible or liable for any loss or damage incurred – directly or indirectly – in connection with or as a result of any individual acting on the information provided in this material, or the promotion, purchase or subscription of GREAT Home Protect by any person.
You may cancel the policy during the 14-day look-free period if you decide that it is not suitable for you. By your doing so, the insurer may recover from you any underwriting expense incurred. It is usually detrimental to replace an existing plan with a new one. A penalty may be imposed for early plan cancellation. The new plan may cost more or have fewer benefits at the same cost.
Information presented as at 26 July 2024.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
You are leaving the OCBC Bank's website to access Great Eastern's website.
By clicking on "Proceed", you acknowledge the following:
- You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.
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