OCBC GREAT Maid Protect | OCBC Singapore

GREAT MAID PROTECT

Give your domestic helper the protection she needs

How this will benefit you

Up to S$90,000 in coverage for hospital and surgical expenses

Up to S$60,000 in coverage for accidental death or permanent disability

Up to S$50,000 in coverage against claims made by a third party due to injury or death caused by your domestic helper’s negligence

 

15% off any GREAT Maid Protect plan Find out more

GREAT Maid Protect provides comprehensive coverage for your domestic helper.

Features and Benefits
Coverage for hospitalisation

Get up to S$90,000 in hospital and surgical expenses

Choose from four comprehensive plans that reimburse hospitalisation and surgical expenses*, including overseas medical emergencies and communicable diseases like COVID-19.

*Hospitalisation & surgical expense section is subject to pro-ration factor and co-payment factor if applicable.

Coverage for personal accidents

Be protected from accidents, whether big or small

Get your domestic helper up to S$60,000 in coverage for accidental death or permanent disability. If she is in an accident, she will also get up to S$3,000 in coverage for outpatient medical expenses incurred at a general practitioner or polyclinic.

Protection against third-party claims

Safeguard your finances from unexpected events

Get up to S$50,000 in coverage against claims made by a third party due to injury or death caused by your domestic helper’s negligence.

Reimbursement for transport cost

Get up to S$10,000 in reimbursement when you send your helper back

Receive up to S$10,000 as a reimbursement if you need to send your domestic helper back to her home country in the case of death or permanent disablement due to an accident or illness.

COVERAGE PROVIDED

Full coverage for GREAT Maid Protect

Benefits Nanny Plan Silver Gold Platinum
Insurance guarantee
- S$5,000
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$2,000 S$3,000
Treatment by a physician (for each accident)
S$150
Hospitalisation and surgical expenses (for each year)
Fully paid for by insurer
First S$15,000 S$60,000 (no co-payment needed) S$90,000 (no co-payment needed)
Co-payment of 75% by insurer (and 25% by employer) for claim amounts above the first S$15,000
S$60,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
- S$20 S$30
Wages, compensation and levy refund for one day (up to 60 days)
- S$35
Ending employment and finding a replacement
- S$350 S$500
Special grant
- S$1,000 S$3,000
Employer’s liability to the insured person
- S$50,000
Liability to third parties
- S$50,000
Fidelity guarantee (excess of S$50 to be paid)
- S$5,000
Insured person’s belongings
- S$300
Optional benefit
Bond protector (excess of S$250 to be paid)
- S$5,000

Nanny Plan

Benefits
Insurance guarantee
-
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$2,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
First S$15,000
Co-payment of 75% by insurer (and 25% for employer) for claim amounts above the first S$15,000
S$60,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
-
Wages, compensation and levy refund for one day (up to 60 days)
-
Ending employment and finding a replacement
-
Special grant
-
Employer’s liability to the insured person
-
Liability to third parties
-
Fidelity guarantee (excess of S$50 to be paid)
-
Insured person’s belongings
-
Optional benefit
Bond protector (excess of S$250 to be paid)
-

Silver

Benefits
Insurance guarantee
S$5,000
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$2,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
First S$15,000
Co-payment of 75% by insurer (and 25% for employer) for claim amounts above the first S$15,000
S$60,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
S$20
Wages, compensation and levy refund for one day (up to 60 days)
S$35
Ending employment and finding a replacement
S$350
Special grant
S$1,000
Employer’s liability to the insured person
S$50,000
Liability to third parties
S$50,000
Fidelity guarantee (excess of S$50 to be paid)
S$5,000
Insured person’s belongings
S$300
Optional benefit
Bond protector (excess of S$250 to be paid)
S$5,000

Gold

Benefits
Insurance guarantee
S$5,000
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$3,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
S$60,000 (no co-payment needed)
Co-payment of 75% by insurers (and 25% for employers) for claim amounts above the first S$15,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
S$20
Wages, compensation and levy refund for one day (up to 60 days)
S$35
Ending employment and finding a replacement
S$350
Special grant
S$1,000
Employer’s liability to the insured person
S$50,000
Liability to third parties
S$50,000
Fidelity guarantee (excess of S$50 to be paid)
S$5,000
Insured person’s belongings
S$300
Optional benefit
Bond protector (excess of S$250 to be paid)
S$5,000

Platinum

Benefits
Insurance guarantee
S$5,000
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$3,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
S$90,000 (no co-payment needed)
Co-payment of 75% by insurers (and 25% for employers) for claim amounts above the first S$15,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
S$30
Wages, compensation and levy refund for one day (up to 60 days)
S$35
Ending employment and finding a replacement
S$500
Special grant
S$3,000
Employer’s liability to the insured person
S$50,000
Liability to third parties
S$50,000
Fidelity guarantee (excess of S$50 to be paid)
S$5,000
Insured person’s belongings
S$300
Optional benefit
Bond protector (excess of S$250 to be paid)
S$5,000
Premiums

Premiums (excluding GST)

Benefits Nanny Plan Silver Gold Platinum
50 years old and below
Total premium for 14 months
S$214 S$257 S$357 S$420
Total premium for 26 months
S$397 S$478 S$578 S$694
Above 50 years old
Total premium for 14 months
S$286 S$403 S$503 S$678
Total premium for 26 months
S$532 S$748 S$848 S$1,173

Nanny Plan

Benefits
50 years old and below
Total premium for 14 months
S$214
Total premium for 26 months
S$397
Above 50 years old
Total premium for 14 months
S$286
Total premium for 26 months
S$532

Silver

Benefits
50 years old and below
Total premium for 14 months
S$257
Total premium for 26 months
S$478
Above 50 years old
Total premium for 14 months
S$403
Total premium for 26 months
S$748

Gold

Benefits
50 years old and below
Total premium for 14 months
S$357
Total premium for 26 months
S$578
Above 50 years old
Total premium for 14 months
S$503
Total premium for 26 months
S$848

Platinum

Benefits
50 years old and below
Total premium for 14 months
S$420
Total premium for 26 months
S$694
Above 50 years old
Total premium for 14 months
S$678
Total premium for 26 months
S$1,173

Optional benefit (Silver/Gold/Platinum): The bond protector premium is S$50 (excluding GST).

The optional benefit can be purchased at S$80 (excluding GST) within one month of the policy commencement date. A waiting period of 30 days will apply.

GREAT MAID PROTECT PROMOTION

Get 15% off any GREAT Maid Protect plan

Enter the promo code "AGM15%" when you purchase any GREAT Maid Protect plan to enjoy an instant discount.

Terms and conditions apply.

HOW TO SUBMIT A CLAIM
Just take these 3 steps:

1

Download our claim form and complete the relevant sections.

2

Attach the original copies of all receipts and supporting documents.

3

Submit your claim by emailing it to NonMotorClaims-SG@greateasterngeneral.com or mailing it to:

Great Eastern General Insurance Limited
Attn: Claims Department
1 Pickering Street
Great Eastern Centre, #01-01
Singapore 048659

GET STARTED NOW

Get 15% off when you apply for GREAT Maid Protect today

Alternatively, you can get us to contact you.

FAQs
Common questions about GREAT Maid Protect
More questions and answers
If my maid is hospitalised due to Tuberculosis will the hospital and surgical expenses incurred be covered under my GREAT Maid Protect?

Yes, the hospital and surgical expenses will extend to cover communicable diseases which include Influenza A flu virus (H1N1), Hand Foot and Mouth Disease (HFMD), Severe Acute Respiratory Syndrome (SARS) and Tuberculosis.

How does the Insurance Guarantee work?

Upon purchasing GREAT Maid Protect Silver, Gold or Platinum, a Letter of Guarantee will be issued on the employer's behalf to Ministry of Manpower (MOM). If MOM demands payment under the guarantee, we will pay to MOM and subsequently recover the amount from the employer. However, purchasing the Bond Protector1 will free the employer from this obligation to pay us. This benefit under Bond Protector is only applicable if the forfeiture was due to no fault of the employer.

1Subject to an excess of S$250.

Why does Maid insurance have a 14 or 26 months insurance and bond when MOM only issues 12 or 24 months work permit?

This is an MOM requirement. MOM requires all insurance and bond to have an additional 2 months of cover so that in any event / reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.

Will my helper be covered for Outpatient medical treatment?

Yes, you are covered for outpatient treatments up to the sum insured provided that they are a result of injury.

More questions and answers