Explorer Travel Insurance - Coverage & Promotions | OCBC Singapore

Explorer Travel Insurance

Get up to 50% off your travel insurance

Why you will love this

Up to S$700,000 overseas medical insurance

Seamless claim process with PayNow

24-hour emergency overseas assistance hotline

Who can apply

Adult above 18 years old

Child between 3 months and 18 years old or full-time student below 24 years old can apply for child coverage

Singaporean, Singapore PR or foreigner with a valid pass/work permit

 

Get up to 50% off your travel insurance Find out more

 

Get up to 50% off your travel insurance Find out more

Ensure peace of mind before, during, and after your trip. Enjoy built-in COVID-19 coverage, great savings and seamless application on the OCBC app.

Promotion
Enjoy greater savings with Explorer Travel Insurance

From now till 31 March 2025, enjoy up to 50% off your Essential and Ultimate travel insurance plans with the following promo codes:

  • 50% off single trip plans: FLASH50
  • 20% off annual trip plans: TAA20A

Terms and conditions governing the OCBC Explorer March 2025 Flash Deal apply.

Why explorer travel insurance?

Competitive rates

Get instant savings with the best promotional rates automatically applied for you when you apply via the OCBC app.

See limited-time promotions for greater savings!

Travel insurance benefits

Get comprehensive coverage for overseas medical expenses, travel delays, lost baggage and more!

Unlike most travel insurance plans which requires you to opt-in for COVID-19 coverage, our Essential and Ultimate plans include COVID-19 coverage at competitive rates.

Quick and seamless process

Get an instant quote and purchase directly in the OCBC app. Simply indicate your trip duration, destination and who the coverage is for.

Main applicant’s particulars are pre-filled (based on your information with the bank), and a direct debit option from your OCBC account is available.

Coverage Highlights
 Trip cancellation, interruption and postponement

Trip cancellation, interruption and postponement

  • Up to S$15,000 for trip cancellation
  • Up to S$4,000 for trip interruption
  • Up to S$1,500 for trip postponement
Delay, damage or loss of Baggage

Delay, damage or loss of Baggage

Get up to S$7,500 for damage or loss of baggage and S$200 for every 6 hours of baggage delay, up to a maximum of S$2,000.

Get up to S$7,500 for damage or loss of baggage and up to S$200 every 6 hours for baggage delay

Comprehensive overseas medical coverage

Get up to S$700,000 for overseas medical expenses in case of emergency.

Built-in COVID-19 coverage at competitive rates

Built-in COVID-19 coverage at competitive rates

Essential and Ultimate plan customers will automatically be covered for COVID-19.

View full coverage table

Plans and coverage for

Plans and coverage for

Enjoy extensive coverage with enhanced COVID-19 coverage
Unlike most travel insurance plans which requires you to opt-in for COVID-19 coverage, our Essential and Ultimate plans include COVID-19 coverage at competitive rates.

To be eligible, the following conditions must be met:

  • You have not served stay home notice, been quarantined due to COVID-19 or travelled to any countries other than the list of countries permitted as per Singapore Government travel advisory within 14 days before the commencement date of your trip.
  • If required by the authorities, you must take a COVID-19 Polymerase Chain Reaction (PCR) test or any COVID-19 equivalent test approved by Singapore authorities within 72 hours prior to the scheduled departure time of your trip and must be tested negative. Otherwise, there will be no coverage for overseas medical expenses and repatriation of mortal remains.
  • You have not been diagnosed with COVID-19 at the point of purchase.
  • You are purchasing a single trip two-way and annual multi-trip policies.

The following sub-limits apply for these coverages:

Benefits / Sum Insured Essential Plan
Enhanced coverage
Ultimate Plan
Most comprehensive coverage
Medical expenses incurred overseas
Covers the medical expenses incurred overseas if the insured is diagnosed with COVID-19 whilst overseas.
Child

S$50,000

S$150,000

Adult

S$50,000

S$150,000

Elderly adult aged 70 years and above

S$15,000

S$50,000

Maximum coverage limit for family plan

S$150,000

S$400,000

Emergency medical evacuation
Covers cost required for emergency medical evacuation expenses while overseas if insured person is diagnosed with COVID-19 overseas.
Maximum limit for each insured person

S$50,000

S$150,000

Maximum limit for family cover

S$150,000

S$400,000

Repatriation and compassionate expenses
Covers the cost of transporting Insured Person's body and ashes back to Singapore if he/she dies overseas due to COVID-19.
Cost of repatriation

S$5,000

S$5,000

Travel inconveniences
Trip interruption

(If you or a travel companion is diagnosed with COVID-19 while overseas)

S$3,000

S$4,000

Trip cancellation

(If you, a relative, or a travel companion is diagnosed with COVID-19 before your trip commences)

S$3,000

S$5,000

Trip postponement

(If you, a relative, or a travel companion is diagnosed with COVID-19 before your trip commences)

S$1,000

S$1,500

Overseas quarantine allowance

(If you are placed under mandatory quarantine by the local authorities as a result of you being diagnosed with COVID-19 while you are overseas)

S$50/day
(Up to S$700)

S$100/day
(Up to S$1,400)

Overseas hospitalization allowance

If you are hospitalized as a result of you being diagnosed with COVID-19 while you are overseas

S$50/day
(Up to S$700)

S$100/day
(Up to S$1,400)

Automatic extension of cover

If you are hospitalized or quarantined overseas as a result of you being diagnosed with COVID-19 while you are overseas

Up to 30 days

Overall limit per policy
Maximum limit per policy for all sections relating to this COVID-19 extensions

(applicable to group purchases)

S$1 million

Medical expenses incurred overseas
Covers the medical expenses incurred overseas if the insured is diagnosed with COVID-19 whilst overseas.

Emergency medical evacuation
Covers cost required for emergency medical evacuation expenses while overseas if insured person is diagnosed with COVID-19 overseas.

Repatriation and compassionate expenses
Covers the cost of transporting Insured Person's body and ashes back to Singapore if he/she dies overseas due to COVID-19.

Travel inconveniences

Overall limit per policy

Emergency help overseas
24-hour emergency assistance

Reach our 24-hour emergency assistance services via any of the 3 ways below for travel and medical assistance. This includes translation assistance, medical advice, arrangement of hospital admission, emergency medical evacuation and more.

How to claim

By Online Submission:
Submit your claim online.

By Post:

1

Download and print the claims form. Complete the relevant sections. 

2

Attach all original receipts and relevant supporting documents.

3

Mail it to the claims department.

Before you apply

Eligibility requirements

Minimum age

18 years old

Nationality

Singaporeans, Singapore PRs and foreigners with a valid pass/work permit

Child coverage

Children aged between 3 months and 18 years old and full-time students below 24 years old can apply for child coverage




View pricing plans

From now till 31 March 2025: Get up to 50% off single trip plans

FAQs
Common questions about Explorer Travel Insurance
More questions and answers
I was diagnosed with COVID-19 and have fully recovered, am I able to purchase Explorer with COVID-19 coverage?
Will a self-administered test kit be sufficient to prove I am negative from COVID-19 before my departure?
Before my trip departure, I received an SMS that I am with a close contact of a positive COVID-19 case. Will the policy cover my trip cancellation?
Will I still receive COVID-19 coverage if my destination has been suspended from the permitted travel arrangement?
Is there any rule on authorized medical facility to certify that I am diagnosed with COVID-19 while overseas? Will a hard copy of medical certificate or receipt be required if the insured person is diagnosed and hospitalized overseas due to COVID-19?
If I contracted COVID-19 upon my return to Singapore, am I covered under the policy?
More questions and answers

Via OCBC Online Banking

More convenience with prepopulated personal details when you buy insurance via OCBC Online Banking. Choose to pay with your OCBC Savings/Current Account or OCBC Credit/Debit Card.

or

Via Great Eastern

By clicking on "Apply now", you will be leaving the OCBC Bank website to Great Eastern's website. OCBC Bank has no control over this website and is not responsible for its contents.