OCBC ATM and Debit Cards - Fees & charges | Payments & Transactions | Help & Support

Fees and charges

Malaysia
Indonesia
Hong Kong and Macau
China and other countries
  • Malaysia
    Type of ATM Fees
    OCBC Free
    Local banks in Malaysia (with Visa / Plus service)
    1. Nominal service charge of 3% is levied on the S$ equivalent of the amount withdrawn (min. of S$5 and max. of S$20 per transaction)
    2. Administrative fee of 2.25% of the foreign currency transaction^
    3. Additional service fee, which may vary from bank to bank, may be imposed by the bank which operates the ATM
  • Indonesia
    Type of ATM Fees
    OCBC Indonesia Free
    Local banks in Indonesia (with Visa / Plus service)
    1. Nominal service charge of 3% is levied on the S$ equivalent of the amount withdrawn (min. of S$5 and max. of S$20 per transaction)
    2. Administrative fee of 2.25% of the foreign currency transaction^
    3. Additional service fee, which may vary from bank to bank, may be imposed by the bank which operates the ATM
  • Hong Kong and Macau
    Type of ATM Fees
    OCBC Bank (Hong Kong) Limited Free
    Local banks in Hong Kong and Macau (with Visa / Plus service)
    1. Nominal service charge of 3% is levied on the S$ equivalent of the amount withdrawn (min. of S$5 and max. of S$20 per transaction)
    2. Administrative fee of 2.25% of the foreign currency transaction^
    3. Additional service fee, which may vary from bank to bank, may be imposed by the bank which operates the ATM
  • China and other countries
    Type of ATM Fees
    ATMs with Visa / Plus service
    1. Nominal service charge of 3% is levied on the S$ equivalent of the amount withdrawn (min. of S$5 and max. of S$20 per transaction)
    2. Administrative fee of 2.25% of the foreign currency transaction^
    3. Additional service fee, which may vary from bank to bank, may be imposed by the bank which operates the ATM

^Foreign currency transactions are converted to local currency based on the rate determined by the respective card associations. Costs incurred by the Bank due to this currency conversion, together with the administrative fee, will be debited to your account as part of the foreign currency transaction.

Your SGD account and Global Savings Account might be linked to the same debit card. If that is the case, the withdrawal will be charged to your SGD account if:

  • There are insufficient funds in the relevant foreign currency in your Global Savings Account; or
  • You do not hold the relevant foreign currency in your Global Savings Account.

Learn more about using a debit card linked to your Global Savings Account.