Enjoy a promotional rate of 2.60% a year on your deposited fresh funds for 88 days! Plus, redeem a Disney orange carrier bag for the festive season.
Redemptions begin from 21 January 2025. While stocks last.
Passbook Savings Account
Your savings account that comes with a passbook
Earn up to 2.60% a year when you deposit and maintain a minimum of S$80,000 fresh funds.Find out more
The OCBC Passbook Savings Account comes with a passbook to help you track your account balance and transactions.
Rates
Earn interest on your savings:
| Amount in account | Interest rate |
| Entire account balance | 0.05% a year |
| Amount in account |
| Entire account balance |
LUNAR NEW YEAR deposit PROMOTION
Boost your savings with higher interest rates for more abundance and rewards
Terms and conditions apply. Insured up to S$100k by SDIC.
|
Interest is accorded for a period of 88 days on the fresh funds deposited, and paid out by 31 May 2025 for deposits in January and 30 June 2025 for deposits in February.
Terms and conditions apply. Insured up to S$100k by SDIC.
Note: If you withdraw the funds before the end of the 88 days earmark period, no promotional interest will be paid.
How to participate:
Register for this promotion
Via this e-form (Online banking login required).
Terms and conditions apply. Insured up to S$100k by SDIC.
Complete the above steps by 28 February 2025.
To withdraw from this promotion, simply submit your request via this e-form.
What you will earn:
Bonus interest will be credited by 31 May 2025 for deposits in January and 30 June 2025 for deposits in February.
This is an illustration of the amount of bonus interest you can earn:
*Paid by 31 May 2025 for deposits in January and 30 June 2025 for deposits in February.
Note: Calculation of promotional interest is based on the assumption that funds are earmarked for 88 days.
Withdrawal of 2.60% a year promotion (January & February 2025):
Please submit via this e-form.
Withdrawal of 3.00% a year promotion (November/December 2024):
Please submit via this e-form.
Withdrawal of 3.20% a year promotion (October 2024):
Please submit via this e-form.
Withdrawal of 3.30% a year promotion (August/September 2024):
Please submit via this e-form.
Withdrawal of 2.95% a year promotion (July 2024):
Please submit via this e-form.
Customer may only withdraw from this promotion via this e-form.
Before you apply
Eligibility requirements
Minimum age
16 years old
Documents required
NRIC and an image of your signature for Singaporeans and Singapore PRs
Passport and a valid pass (e.g. Employment Pass (EP) or S-Pass or Student Pass) for foreigners
Additional document
Include any one of the following documents that shows your residential address
- Phone bill
- Half-yearly CPF statement
- Any bank statement
Fees
Fall below fee
S$2
Replacement fee for a lost passbook
S$15
Deposit requirements
Initial deposit
S$1,000
(For Basic Banking Account, the initial deposit is S$1)
Minimum average daily balance for the month
S$1,000
(For Basic Banking Account, the average daily balance for the month is S$500)
Letters
You will receive electronic versions of Letters for all your relationships/accounts.
How to apply
Open OCBC Passbook Savings Account today
and visit us with these documents.
1
For Singaporeans and Permanent Residents:
NRIC and an image of your signature
For foreigners:
Passport
Employment Pass (EP); or S-Pass or Student Pass
2
Initial deposit:
S$1,000
3
Include any one of the following documents:
Phone bill
Half-yearly CPF statement
Any bank statement
Foreign Currency Deposits
Foreign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.
Promotional interest rate
| Currency | Tenure (months) |
Apply via |
| Singapore Dollar (SGD) | 12 | Internet Banking Mobile Banking |
Eligible accounts:
- OCBC Passbook Savings Account
- OCBC Statement Savings Account
- SmartParent Account
- SmartSavings Account
- MoneyMax Account
- EasiSave Account