SGD Time Deposit
- S$5,000 - S$20,000
- >S$20,000 - S$50,000
- >S$50,000 - S$99,999
- S$100,000 - S$249,999
- S$250,000 - S$499,999
- S$500,000 - S$999,999
| Tenure (months) | S$5,000 - S$20,000 |
>S$20,000 - S$50,000 |
>S$50,000 - S$99,999 |
S$100,000 - S$249,999 |
S$250,000 - S$499,999 |
S$500,000 - S$999,999 |
| 1 - 2 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 3 - 5 | 0.10% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 6 - 8 | 0.20% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| 9 | 0.30% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| 10 - 11 | 0.40% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| 12 | 0.50% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| 13 | 0.90% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% |
| 14 | 1.40% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% |
| 15 - 16 | 1.95% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 18 | 2.30% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 20 | 2.40% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 24 | 2.50% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 36 | 2.80% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 48 | 3.00% | 0.20% | N.A | N.A | N.A | N.A |
| Tenure (months) |
| 1 - 2 |
| 3 - 5 |
| 6 - 8 |
| 9 |
| 10 - 11 |
| 12 |
| 13 |
| 14 |
| 15 - 16 |
| 18 |
| 20 |
| 24 |
| 36 |
| 48 |
To place multiple time deposits seamlessly, please do so online. Please note that new placements for tenures of 24-month and longer are not available. Interest rates for tenures of 24-month and longer, apply only to renewal of existing placements at the same tenure.
For deposits of more than S$1,000,000, you may call us at 1800 363 3333 or approach any OCBC Bank branch for interest rates.
Important notices
Deposit Insurance SchemeSingapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.