A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.
T&Cs apply. Insured up to S$100k by SDIC.
Stand a chance to fly to Japan with your family plus more!Find out more
Stand a chance to win 4 Singapore Airlines tickets to Tokyo or receive an iPhone 16 Pro or iPad Air with our limited-time lucky draw.
| Rank | Prize |
| Grand prize | 4 x Economy Class Tickets to Tokyo |
| 2nd to 3rd prize | iPhone 16 Pro |
| 4th to 6th prize | iPad Air |
From now till 31 December 2024, earn a chance when:
T&Cs apply. Insured up to S$100k by SDIC.
A savings account of their own lets them grow more confident with managing money while you stay in the back seat.
Give them a debit card just for children – there are over 15 designs to choose from.
Our new and simplified OCBC app makes it super easy for them to stay on top of their spending. Plus, a shared dashboard allows you to keep up.
Keep tabs on your child’s spending with the OCBC app. Get real-time alerts so you know how, when and where your child is using his/her money. No surprises here!
Set daily transaction limits so your child does not overspend – this could be your chance to teach him/her how to budget and spend wisely.
Just hit the OCBC Kill Switch to suspend the account in a snap. To keep your child’s money extra safe, use OCBC Money Lock to easily lock funds via the OCBC app. Use the OCBC MyOwn Debit Card at any OCBC ATM to release locked funds anytime.
Set a daily, weekly or monthly allowance that goes straight into your child’s account – and cross this to-do off your list for good!
Get comfy with saving, spending and budgeting with your own bank account and debit card – even if you do not have a phone. Once your parents decide you are ready for the digital world, team up with them to track your savings and expenses via the OCBC app!
Have pocket money you can save? Just pop your spare coins into our cash deposit machines – they are kind of like piggy banks, but way cooler – and watch your savings stack up.
Use the card to grab lunch with friends, stock up on school supplies and more. You even get to choose from over 15 fun card designs!
Using a debit card has never looked this stylish – not with over 15 amazing designs to choose from. Plus, get special deals at your favourite spots all year long!
Pay for lunch, school supplies and more using the OCBC MyOwn Debit Card or via PayNow on the OCBC app. Need extra cash after school? Swing by any OCBC ATM to withdraw cash in a jiffy.
Your money will be in safe hands. The anti-scam features available on the OCBC app – OCBC Kill Switch and OCBC Money Lock – can help make your account extra secure… and they are right at your fingertips.
Your time to shine is now. Take control of your own money with the OCBC app. Plus, level up your budgeting skills and discover awesome financial and digital literacy tips with OCBC Financial Literacy.
Let your child own his/her creativity with a debit card design that he/she loves.
Once your child has chosen a favourite design, it will be his/hers for good – pick wisely!
Grab them before it’s gone! Your child can score limited-edition blind box pins when:
Terms and Conditions apply. While stocks last.
From now till 31 January 2025, earn a S$1 cash rebate for every 3 transactions made with your OCBC MyOwn Debit Card (only certain transactions with particular merchants apply).
Here are some examples of the merchants participating in this promotion
*Refer to the full T&Cs here.
Grab the popcorn – it’s family movie time. Enjoy a year’s worth of Disney+ Premium fun if you are a new OCBC customer who signs up for a 360 Account for yourself and a MyOwn Account for your child by 31 December 2024.
Terms and conditions apply.
Get exclusive discounts and perks when you mention a special code. Till 31 December 2024.
Claim exclusive MyOwn vouchers on selected days. Limited quantities will be available, so grab them as soon as you can. Till 31 December 2024.
More deals to love
Age
Child must be 7 to 15 years old
Nationality
Parent: Singaporean or Permanent Resident residing in Singapore
Child: Singaporean, Permanent Resident or foreigner born in Singapore
Initial deposit
S$0
Minimum average daily balance to have fall below fee automatically waived each month
S$0
Account interest rate
0.05% a year
Monthly statements
Electronic statements only
Electronic letters only
Children will be able to do the following:
Parents will be able to do the following:
Please refer to the table below for your options. You may manage these transaction limits individually.
| PayNow/NETS QR | Cash withdrawal using debit card | Debit card spending | Cardless withdrawal |
| Deactivate | Deactivate | Deactivate | S$50 (default) |
| S$10 | S$10 | S$10 | |
| S$20 | S$20 | S$20 | |
| S$30 | S$50 (default) | S$30 | |
| S$40 | S$80 | S$40 | |
| S$50 (default) | S$100 | S$50 (default) | |
| S$80 | S$300 | S$80 | |
| S$100 | S$500 | S$100 | |
| S$300 | S$1,000 | S$300 | |
| S$500 | S$500 | ||
| S$1,000 | S$1,000 |
We will allow parents the flexibility to choose when to give up supervisor control of the account starting from when the child turns 16. This feature is currently not available and will only be available in 2025. More information will be revealed when this feature is launched.
Parents can choose to activate the OCBC Kill Switch via the OCBC app on the child’s behalf. To authorise this request, we will send an SMS OTP to the child’s number in our records.
Once activated, the OCBC Kill Switch will immediately suspend the child’s current and savings accounts (including joint accounts), OCBC app access and debit cards.
Children can also activate OCBC Kill Switch on their own via the OCBC app.
As a preemptive measure to protect the child’s funds, consider locking them using OCBC Money Lock. Locked funds cannot be transferred out.
Child can access the OCBC app > click on OCBC MyOwn Account > Lock card to temporary suspend further transactions on the card. If card is found, the child can repeat the steps to Unlock card and continue to make transactions.
Parent may contact us at 1800 363 3333 or visit any OCBC branch to request for a card replacement. You will receive it via mail within 5 working days.
You will receive an email within 20 working days upon successful application of OCBC MyOwn Account. In the email, a redemption code will be indicated and you can visit the vending machines at these OCBC branches to redeem your pin:
*Ang Mo Kio Central Branch
AMK Hub, #B1-32/33
Operating hours:
Open all day
*Vending machine is located outside of branch
Jurong East Branch
Jem, #B1-18
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed
NEX Branch
NEX, #B2-28/29
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed
Tampines Branch
CPF Tampines Building, #01-04/05
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed
*United Square Branch
United Square, #02-26 to 29
Operating hours:
Open all day
*Vending machine is located outside of branch
White Sands Branch
White Sands, #01-13
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat: 11.00am to 2.30pm
Sun & Public Holidays: Closed
Wisma Atria Branch
Wisma Atria, #04-01
Operating hours:
Mon-Sun: 11.00am to 9.00pm
Apply via the OCBC app to open the account instantly.
See the list of eligible accounts
You will be directed to open a 360 Account before applying for an OCBC MyOwn Account for your child
For new customers
You will be directed to open a 360 Account before applying for an OCBC MyOwn Account for your child
Please apply via OCBC Internet Banking (Login > Open an account > Savings) or visit any OCBC Bank branches.
Apply nowApply via the OCBC app to open the account instantly.
See the list of eligible accounts
| Name | Last 4 digits of NRIC |
| ONG JIE XIANG, CAROL | 997E |
| LEE JIA YI, AVELINE | 019C |
| JOLENE MUI | 107H |
| NG LI PING EILEEN | 340A |
| HUI KIN WAI | 850I |
| WILIYANTO | 787Z |
| NURSYAFA'AH BINTE SUHAIMI SUJAI | 437G |
| POH SIEW HOON | 537I |
| TEI HUI CHING | 831C |
| ONG SOH PUN | 335Z |
| Rank | Prize |
| Grand prize | 4 x Economy Class Tickets to Tokyo |
| 2nd to 3rd prize | iPhone 16 Pro |
| 4th to 6th prize | iPad Air |
If a third replacement is made during that period, a S$30 fee will apply.
Character meet-and-greet*Session timings at:
*Meet-and-greet sessions are on a first-come, first-served basis.
Exclusive offer at selected OCBC branchesRedeem claw machine tokens when you perform these actions. The more you do, the more perks you can get! T&Cs, card fees and charges apply.
| Action | Claw Machine Tokens |
| Sign up for the OCBC MyOwn Account | 2 |
| Sign up for any OCBC deposit account or credit card | 2 |
| Speak to our OCBC staff for a Financial Needs Analysis (FNA) | 1 |
| Category | Examples of Participating Merchants |
| Entertainment and Movies | Cathay Cineplexes, Golden Village, Shaw Theatres, Timezone |
| Food and Beverage | Astons, Burger King, Genki Sushi, Kopitiam, Koufu, McDonald’s, Saizeriya, Starbucks, Subway, Sushi Express, The Coffee Bean & Tea Leaf |
| Books and Stationery | Kinokuniya, POPULAR Bookstore |
| Billings and Subscriptions | Apple iTunes |
| Category | Examples of Participating Merchants |
| Entertainment and Movies | Cathay Cineplexes, Golden Village, Shaw Theatres, Timezone |
| Food and Beverage | Astons, Burger King, Genki Sushi, Kopitiam, Koufu, McDonald’s, Saizeriya, Starbucks, Subway, Sushi Express, The Coffee Bean & Tea Leaf |
| Books and Stationery | Kinokuniya, POPULAR Bookstore |
| Billings and Subscriptions | Apple iTunes |
