OCBC MyOwn Account | OCBC Singapore

OCBC MyOwn Account

Unlock your child’s financial superpowers

Why you will love this

You set the limits and get notified on every transaction your child makes via your OCBC app

Your child gets to go cashless with his/her own debit card

Who can open an account

Parents (Singaporean or Permanent Resident residing in Singapore) on behalf of their child; and

Child must be Singaporean, Singaporean Permanent Resident or foreigner born in Singapore and be 7 to 15 years old

Apply now
 

Earn S$1 for every S$10 your child saves!Find out more

With your guidance and control, let your child learn to manage money with an account they can call “MyOwn”.

Hear it from parents like you

  • Jassmin, Parent of a 10-year-old OCBC MyOwn Account holder

    Read more

  • Terence, Parent of a 14-year-old OCBC MyOwn Account holder

    Read more

  • Michelle, Parent of a 9-year-old OCBC MyOwn Account holder

    Read more

  • Jeaneve, Parent of an 11-year-old OCBC MyOwn Account holder

    Read more
THE ALL-IN-ONE STARTER KIT

All children can be savvy with the right gear.
Equip your child with everything they need to get started:

OCBC MyOwn Account

A savings account for your child allows them to practice managing money and learn through their simplified OCBC app - exclusively for OCBC MyOwn Account*.

*Your child's other accounts, like Mighty Savers and Child Development Account will not be shown or be available for transaction on your child's app.

OCBC MyOwn Debit Card

Give them a debit card just for children – there are over 15 designs to choose from and exclusive deals for grabs.

OCBC app

Our new and simplified OCBC app specially developed for your child makes it super easy for them to stay on top of their savings and spending. Plus, you can keep track of their transactions with your own OCBC app.

GET THE LOWDOWN ON BENEFITS

Why you should choose MyOwn, if you are

Why you should choose MyOwn, if you are

Get informed for every transaction

Keep tabs on your child’s spending with the OCBC app. Get real-time alerts so you know how, when and where your child is using his/her money. No surprises here!

You decide what limit to set

Set daily transaction limits so your child does not overspend – this could be your chance to teach him/her how to budget and spend wisely.

Act immediately for scam alerts

Just hit the OCBC Kill Switch to suspend the account in a snap. To keep your child’s money extra safe, use OCBC Money Lock to easily lock funds via the OCBC app. Use the OCBC MyOwn Debit Card at any OCBC ATM to release locked funds anytime.

Cash or Cashless? Why not both?

You get to decide. Allow your child to start familiarising themselves with digital payments in the real world by giving them occasional opportunities to do so, all under your watchful eye with transaction alerts.

Going full digital? You have the option to set a daily, weekly or monthly allowance that goes straight to your child’s account. Your child can top up his/her School Smart Card to use in schools that accept digital payments as well.

Get ready to take charge

Learn to take control of your money with your own bank account and debit card, even if you do not have a phone. Once your parents decide you are ready, team up with them to track your expenses via the OCBC app! Plus, level up your budgeting skills with OCBC Financial Literacy.

Make your card your own

Using a debit card has never looked this stylish – not with over 15 amazing designs to choose from. What’s more, get special deals at your favourite spots all year long!

Go cashless

Use the card to grab lunch with friends, stock up on school supplies and more. You even get to choose from over 15 fun card designs!

Save, deposit, repeat

Have pocket money you can save? Just pop your spare coins into our cash deposit machines – they are kind of like piggy banks, but way cooler – and watch your savings stack up.

Keep calm and stay safe

Your money will be in safe hands. The anti-scam features available on the OCBC app – OCBC Kill Switch and OCBC Money Lock – can help make your account extra secure, and they are right at your fingertips.

ONE CARD, OVER 15 DESIGNS

Let your child own his/her creativity with a debit card design that he/she loves.

Disney and Marvel card designs

  • carddesign-001
  • carddesign-002
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  • carddesign-005
  • LIMITED EDITION
    carddesign-006
  • carddesign-007
DRAG

Exclusive OCBC MyOwn card designs

  • cardesign-101
  • cardesign-102
  • cardesign-103
  • cardesign-104
  • cardesign-105
  • cardesign-106
  • cardesign-107
  • cardesign-108
  • cardesign-109
  • cardesign-110
DRAG

Once your child has chosen a favourite design, it will be his/hers for good – pick wisely!

LATEST PROMOTIONS
Join our MyOwn Account quest: Earn S$1 if your child saves at least S$10 each month

Make saving fun and rewarding for your child! From 1 March to 31 August 2025, every time your child grows their savings by at least S$10 each month, they will earn a S$1 reward in that month. Just make sure they have at least S$300 in their OCBC MyOwn Account to get started!

Terms and conditions apply. Insured up to S$100k by SDIC.

This is an illustration of the Savings Quest based on a month-end balance of S$300 before the start of the Savings Quest:

  Amount saved within the month Quest completion reward Month-end balance
March S$10 S$1 S$311
April S$10 S$1 S$322
May S$10 S$1 S$333
June S$10 S$1 S$344
July S$10 S$1 S$355
August S$10 S$1 S$366
Get up to S$40 cashback with the OCBC MyOwn Debit Card!

New OCBC MyOwn Customers – Limited to first 10,000 sign-ups:
Sign your child up for a new OCBC MyOwn Account by 31 March 2025 and get S$2 cashback for every 3 transactions (min. S$5 each) made with the OCBC MyOwn Debit card at eligible merchants (capped at S$40 for the first 30 days from account approval date). Continue to enjoy more cashback as an existing OCBC MyOwn Customer after 30 days (within the Promotional Period). T&Cs apply.

Existing OCBC MyOwn Customers:
Enjoy S$1 cashback for every 3 transactions (min. S$5 each) made with the OCBC MyOwn Debit card at eligible merchants till 30 April 2025 (capped at S$20 per Promotion Period). T&Cs apply.

Promotion Periods:

  1. 19 February 2025 to 31 March 2025
  2. 1 to 30 April 2025

Here is the list of eligible merchants participating in this promotion 

Terms and conditions apply.
Insured up to S$100k by SDIC.

Get up to S$40 cashback with the OCBC MyOwn Debit Card!

New OCBC MyOwn Customers – Limited to first 10,000 sign-ups:
Sign your child up for a new OCBC MyOwn Account by 31 March 2025 and get S$2 cashback for every 3 transactions (min. S$5 each) made with the OCBC MyOwn Debit card at eligible merchants (capped at S$40 for the first 30 days from account approval date). Continue to enjoy more cashback as an existing OCBC MyOwn Customer after 30 days (within the Promotional Period). T&Cs apply.

Existing OCBC MyOwn Customers:
Enjoy S$1 cashback for every 3 transactions (min. S$5 each) made with the OCBC MyOwn Debit card at eligible merchants till 30 April 2025 (capped at S$20 per Promotion Period). T&Cs apply.

Promotion Periods:

  1. 19 February 2025 to 31 March 2025
  2. 1 to 30 April 2025

Here is the list of eligible merchants participating in this promotion 

Terms and conditions apply.
Insured up to S$100k by SDIC.

Win a trip to Japan for Star Wars Celebration!

Calling all Star Wars fans: Stand a chance to win a pair of 3-day passes (with flights and accommodation fully paid) to the Star Wars Celebration in Makuhari Messe, Japan from 18 to 20 April 2025! Simply apply for an OCBC MyOwn Account for your child in January and February 2025 to earn 5 chances.

Insured up to S$100k by SDIC. T&Cs apply.

Find out more 

Get a 1-year Disney+ Premium subscription on us

Grab the popcorn – it’s family movie time. Enjoy a year’s worth of Disney+ Premium fun:

  • if you are a new OCBC customer who signs up for a 360 Account for yourself and deposit at least S$3,000 within 30 days of account opening
  • And apply together for a MyOwn Account for your child

Valid till 28 February 2025.

Terms and conditions apply. Insured up to S$100k by SDIC.

Learn more 

JOIN OUR WEBINAR

Unlock your child’s inner boss with engineer-turned-entrepreneur Lennard

Get expert insights from entrepreneur and MasterChef Asia finalist Lennard Yeong in this exclusive webinar on 27 March 2025. Hear Lennard’s inspiring story as he shares tips on managing his finances as his own boss – and how your child can be the boss of their own money too!

Sign up now

REFER YOUR FRIENDS
Enjoy a bonus S$5 reward when your child refers their friends

From now till 31 March 2025, get a bonus S$5 cash reward when your child refers a friend who opens an OCBC MyOwn Account and deposits S$10 within 30 days. Your child's friend also gets S$5 cash reward. Here’s how to start sharing.

SPECIAL DEALS UP FOR GRABS
Get a flavour of the epic savings the OCBC MyOwn Debit Card could give your child. They can access these exclusive deals on their app: OCBC app > Deals
The Wonder Store

The Wonder Store

10% off regular-priced items

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The Wonder Store

The Wonder Store
  • 10% off regular-priced items with OCBC MyOwn Debit Card
  • Receive additional S$3* returned to your account with the purchase of Disney merchandises for a limited time only

*To qualify for the S$3 cash rebate, make a minimum spend of S$15 per transaction (excluding NETS) with an OCBC MyOwn Debit Card. Limited to the first 500 eligible transactions per month till 31 March 2025.

Terms and conditions

  1. Valid from now to 31 January 2026.
  2. Payment must be made on-site with an OCBC MyOwn Debit Card.
  3. Applicable for all regular-priced items at The Wonder Store: #B1-219/220 Jewel Changi Airport.
  4. This promotion does not apply to purchase of Pick A Name and Purchase with purchase (PWP) items.
  5. Not valid in conjunction with other offers, discount codes, or credit vouchers.
  6. Merchant’s terms and conditions apply. Please contact the Merchant directly for full details.
  7. OCBC and the Merchant reserves the right at its absolute discretion to terminate the promotion or vary, delete, or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage, or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.
I LOVE SG

I LOVE SG

10% off souvenirs and merchandise

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I LOVE SG

I LOVE SG
  • 10% off souvenirs and merchandise with OCBC MyOwn Debit Card
  • Receive additional S$3* returned to your account with the purchase of merchandises for a limited time only

*To qualify for the S$3 cash rebate, make a minimum spend of S$15 per transaction (excluding NETS) with an OCBC MyOwn Debit Card. Limited to the first 500 eligible transactions per month till 31 March 2025.

Terms and conditions

  1. Valid from now to 31 January 2026.
  2. Payment must be made on-site with an OCBC MyOwn Debit Card.
  3. Applicable for all regular-priced items at I LOVE SG: #01-K211/K217 Jewel Changi Airport.
  4. This promotion does not apply to purchase of Pick A Name and Purchase with purchase (PWP) items.
  5. Not valid in conjunction with other offers, discount codes, or credit vouchers.
  6. Merchant’s terms and conditions apply. Please contact the Merchant directly for full details.
  7. OCBC and the Merchant reserves the right at its absolute discretion to terminate the promotion or vary, delete, or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage, or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.
Shopee

Shopee

Take an extra S$2, S$3 or S$5 off your Shopee haul

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Shopee

Shopee

Fastest fingers first! Limited Shopee vouchers up for grabs at 6pm every Tuesday and Saturday:

  • S$2 off your purchases with a min. spend of S$10
  • S$3 off your purchases with a min. spend of S$20
  • S$5 off your purchases with a min. spend of S$30

Terms and conditions

  1. Valid from 1 February 2025 to 31 March 2025.
  2. Payment must be made with an OCBC MyOwn Debit Card.
  3. Limited voucher redemptions available, while stocks last.
  4. Not valid for products listed under “Dining, Travel & Services”, “Miscellaneous” categories and selected items (Stage 1 & 2 Milk Formulas and Grab Vouchers).
  5. Not valid for products from Shopee’s paid ads store, selected resellers (in Shopee’s sole discretion), seller store pick up and web purchase.
  6. For detailed terms and conditions, please refer to voucher information in the Shopee app.
Shaw Theatres

Shaw Theatres

S$10.00 MyOwn Debit Card Weekday Movie Package

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Shaw Theatres

Shaw Theatres

S$10.00 MyOwn Debit Card Weekday Movie Package
Includes:

  • 1 Regular 2D Movie Ticket (Mon-Fri, shows before 6pm)*
  • 1 Tater Gem Combo or 1 Regular Popcorn Combo Set

Terms and conditions

  1. Valid from 1 February 2025 to 30 April 2025.
  2. Payment must be made with an OCBC MyOwn Debit Card issued in Singapore only. Not valid for OCBC corporate cards.
  3. Promotion is valid for regular 2D tickets only, on Monday to Friday for shows before 6.00pm.
  4. Promotion is not valid on eve of and/or public holidays.
  5. Promotion is valid for full payment made with OCBC MyOwn Debit physical card or via mobile wallet.
  6. Not valid for Scan & Pay, PayNow payment and Google Pay.
  7. S$10.00 MyOwn Debit Card Weekday Movie Package includes: 1 x regular 2D Movie ticket* and 1 Tater Gem Combo Or 1 Regular Popcorn Combo Set
    • Each Tater Gem Combo includes 1 regular Tater Gem and 1 regular soft drink
    • Each Regular Popcorn Combo includes 1 regular popcorn and 1 regular soft drink
  8. Limited to a maximum of 2 movie packages per OCBC MyOwn Debit cardholder per day.
  9. Valid at all Shaw Theatres box office. Not valid for purchase over, kiosk, mobile, online or corporate bookings.
  10. Not valid for premium priced films (i.e. IMAX, Shaw Theatres premiere, Shaw Theatres Lumiere, Dreamers, Film Festivals, Movie Marathons, Hindi/Tamil films and other special themed event films).
  11. Not valid for selected blockbusters during the sneak preview and first 2 weeks’ screening of selected blockbuster titles.
  12. Not valid in conjunction with other promotions, discounts, concessions, movie packages, privileges or membership/loyalty programs.
  13. Merchant’s terms and conditions apply. Please contact the merchant directly for full details.
  14. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  15. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  16. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  17. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.
Old Chang Kee

Old Chang Kee

Get 1 free snack with a min. spend of S$5

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Old Chang Kee

Old Chang Kee
  • Get 1 free snack with a min. spend of S$5

Terms and conditions

  1. Valid from 1 January 2025 to 31 March 2025, or while stocks last.
  2. Payment must be made with an OCBC MyOwn Debit Card.
  3. Valid at selected Old Chang Kee outlets.
  4. Not valid in conjunction with other discounts, membership privileges, promotions, or vouchers.
  5. Merchant’s terms and conditions apply. Please contact merchant directly for full details.
  6. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  7. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of the promotion or any product/service relating to the promotion. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of the promotion, or any product/service relating to the promotion, by any person.
  8. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  9. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.
Disney Garden of Wonder at Floral Fantasy

Disney Garden of Wonder at Floral Fantasy

Exclusive retail voucher, S$3 returned to your account with the purchase of Disney merchandises and more

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Disney Garden of Wonder at Floral Fantasy

Disney Garden of Wonder at Floral Fantasy
  • Enjoy S$5 retail voucher redeemable with minimum spend of S$15 at the Floral Fantasy Gift Shop featuring Disney and free shuttle service with every ticket purchased via ticketing counters located at Gardens by the Bay
  • Get ready for Disney Garden of Wonder at Floral Fantasy with Disney Store Singapore! Discover costumes, accessories, and more – and enjoy 10% off on Disney Store with a special promo code: DISNEY-OCBC. T&Cs apply.
  • Get a mystery gift when you visit the Disney themed Floral Fantasy Gift Shop dressed as your favourite Disney character and make a purchase with your OCBC card. No minimum spend required. Limited to the first 1,000 customers and 1 redemption per card. T&Cs apply.

OCBC MyOwn Debit Card Exclusive
Receive S$3* returned to your account with the purchase of Disney merchandises at the following stores:

  • Floral Fantasy Gift Shop featuring Disney @ Gardens by the Bay Disney Garden of Wonder Pop-up retail store (Opening hours from 10.00am – 9.00pm)
  • The Wonder Store @ Jewel Changi Airport (#B1-219/220, 10.00am – 10.00pm daily)

* To qualify for the S$3 cash rebate, make a minimum spend of S$15 per transaction (excluding NETS) with an OCBC MyOwn Debit Card. Limited to the first 500 eligible transactions per month.

Terms and Conditions

  1. Rates are subject to changes.
  2. Offer is valid for purchases 1 December 2024 to 31 March 2025.
  3. This promotion is valid only for direct purchases on-site ticketing counters located at Gardens by the Bay.
  4. Purchase is limited to 8 admission tickets per transaction.
  5. Singapore Resident refers to Singapore Citizens, Permanent Residents, as well as those living in Singapore, including Employment Pass, Work Permit and Dependent Pass holders.
  6. Singapore Residents may be required to present proof of residency for admission.
  7. Payment must be made with a valid participating banks’ credit or debit card.
  8. Not valid in conjunction with other discounts, membership privileges, promotions or vouchers.
  9. Ticket includes 2-way rides for one (1) on the Shuttle Service, only for: Bayfront Plaza (Exit B from Bayfront MRT) ←→ Active Garden ←→ Flower Dome
  10. Shuttle Service will be suspended in the event of heavy rain or lightning warning for the safety of visitors.
  11. Food or beverages are not allowed in the attraction(s).
  12. Only one retail voucher can be used per transaction. The retail voucher is non-stackable and cannot be combined with any other offers or promotions. A minimum retail expenditure of $15 (subjected to participating bank’s promotion) is required to use each retail voucher. Vouchers cannot be exchanged for cash or refunded.
  13. Utilisation of retail vouchers is only valid at the Floral Fantasy Gift Shop featuring Disney.
  14. Visits to the attraction, utilisation of shuttle service, and retail voucher must all be completed on the same day.
  15. Re-entry is not permitted.
  16. Admission tickets may not be, resold or duplicated and may only be used once.
  17. Each ticket admits one (1) pax.
  18. Admission tickets are not valid for special events that is priced separately.
  19. Admission to Gardens by the Bay is subject to Park Rules and Regulations which are displayed at the entrances and/or other appropriate locations of Gardens by the Bay.
  20. Gardens by the Bay is not responsible and does not assume any liability for any damage or loss you may incur, whether such damage or loss is caused by our negligence or otherwise.
  21. Gardens by the Bay may, without prior notice and without refund or compensation or any liability, change the operating hours, close and/or restrict admission to the Cloud Forest due to capacity, inclement weather, special events or other reasons.
  22. Please note that closure dates apply for all Attractions. Please check the Attraction's closure dates on our website.
  23. Gardens by the Bay reserves the right to amend or add to the Terms & Conditions at any time without prior notice.
See all deals
WINNER ANNOUNCEMENTS

Congratulations to all the lucky winners from our past giveaways and promotions – check to see if you’ve won!

Early Registration iPhone Giveaway Winners

Early Registration iPhone Giveaway Winners

A huge thank you to everyone who has pre-registered for the OCBC MyOwn Account from 18 September to 13 October 2024! Winners will be walking away with an iPhone 15 Pro 256GB Blue Titanium.

We will be reaching out to the winners via a call, and an official letter with details on how to redeem the prize will be sent accordingly.

View list of winners

A huge thank you to everyone who has pre-registered for the OCBC MyOwn Account from 18 September to 13 October 2024! Winners will be walking away with an iPhone 15 Pro 256GB Blue Titanium.

We will be reaching out to the winners via a call, and an official letter with details on how to redeem the prize will be sent accordingly.

View list of winners
Festive Promotion 2024 Winners

Festive Promotion 2024 Winners

Thank you for participating in the OCBC MyOwn Account Festive Promotion that ran from 25 November to 31 December 2024! Top 3 winners will win 4x Singapore Airlines Economy Class return tickets to Tokyo, an iPhone 16 Pro 128GB Black Titanium, and iPad Air 128GB Space Grey.

An official email with details on how to redeem the prize will be sent to the winners.

View list of winners

Thank you for participating in the OCBC MyOwn Account Festive Promotion that ran from 25 November to 31 December 2024! Top 3 winners will win 4x Singapore Airlines Economy Class return tickets to Tokyo, an iPhone 16 Pro 128GB Black Titanium, and iPad Air 128GB Space Grey.

An official email with details on how to redeem the prize will be sent to the winners.

View list of winners
Before you apply

Eligibility requirements

Age

Child must be 7 to 15 years old

Nationality

Parent: Singaporean or Permanent Resident residing in Singapore

Child: Singaporean, Permanent Resident or foreigner born in Singapore

Fees for MyOwn Account Debit Card

Annual fee

S$0

Card replacement fee

Waived for the first two replacements made within a 12-month period

Deposit requirements

Initial deposit

S$0

Minimum average daily balance to have fall below fee automatically waived each month

S$0

Account interest rate

0.05% a year

Statement preferences

Monthly statements

Electronic statements only

Letter preferences

Electronic letters only

 

Important notices

Fees and charges

GIRO

Insured Deposits Register

Deposit Insurance Scheme

Fees and charges for debit card

Terms and Conditions

Terms and Conditions governing Deposit Accounts

Terms and Conditions governing Electronic Banking Services

Terms and Conditions governing OCBC Electronic Statements

Terms and Conditions governing Automatic Standing Instruction

Terms and Conditions governing OCBC MyOwn Account

Terms and Conditions governing OCBC MyOwn Account Early Registration iPhone Giveaway Promotion

Terms and Conditions Governing OCBC MyOwn Account Referral Rewards January 2025 Promotion

Terms and Conditions governing OCBC MyOwn Saving Quest March 2025

Ready to get started?

Kickstart your child’s saving journey with the OCBC MyOwn Account

Apply now

You will need an existing OCBC SGD current or savings account to open an OCBC MyOwn Account on your child’s behalf. Do not have one? You will first be asked to open an OCBC 360 Account in the application. The fall below fee will be waived for the first year and initial deposit is waived for accounts opened via OCBC app.

Don’t want an OCBC 360 Account? You can also open a new Statement Savings Account online before you apply for an OCBC MyOwn Account for your child.

FAQs
Common questions
What services can a child access via the OCBC app?

Children will be able to do the following:

  • View account details and transactions
  • View account transactions
  • Transfer funds using PayNow
  • Make QR payments via the ‘Scan & Pay’ feature
  • Make cardless cash withdrawals at ATMs using the OCBC app
  • Activate debit card
  • Reset Card PIN
  • Lock/unlock card
  • Log in to the app using biometrics
  • Activate OCBC Money Lock
  • Activate OCBC Kill Switch
  • Access financial literacy content
  • View deals
What services can a parent of a child with an OCBC MyOwn Account access via the OCBC app?

Parents will be able to do the following:

  • Set up digital access for the child
  • Link/delink the child’s mobile number to/from PayNow
  • View the child’s account details and transactions on a dashboard
  • Set up recurring allowances
  • Manage transaction limits for the child’s account and debit card
  • View the child’s account statements
  • Receive notifications on the child’s account activities
What daily transaction limits can a parent set for the child?

Please refer to the table below for your options. You may manage these transaction limits individually.

PayNow/NETS QR Cash withdrawal using debit card Debit card spending Cardless withdrawal
Deactivate Deactivate Deactivate S$50 (default)
S$10 (default) S$10 (default) S$10 (default)  
S$20 S$20 S$20  
S$30 S$50 S$30  
S$40 S$80 S$40  
S$50 S$100 S$50  
S$80 S$300 S$80  
S$100 S$500 S$100  
S$300 S$1,000 S$300  
S$500 S$500  
S$1,000 S$1,000  
What happens when the child turns 16 – what happens to the accounts/limits/debit card?

We will allow parents the flexibility to choose when to grant full control of the OCBC MyOwn Account to their child starting from when the child turns 16. This feature will be released by 30 June 2025. Eligible parents will be notified when this new feature is launched. When the child grows up, the OCBC MyOwn Account will eventually be transited to an adult account as well.

What can parents/children if they suspect that the account has been compromised?

Parents can choose to activate the OCBC Kill Switch via the OCBC app on the child’s behalf. To authorise this request, we will send an SMS OTP to the child’s number in our records.

Once activated, the OCBC Kill Switch will immediately suspend the child’s current and savings accounts (including joint accounts), OCBC app access and debit cards.

Children can also activate OCBC Kill Switch on their own via the OCBC app.

As a preemptive measure to protect the child’s funds, consider locking them using OCBC Money Lock. Locked funds cannot be transferred out.

What should I do if I lost my OCBC MyOwn Debit Card and/or require a card replacement?

Child can access the OCBC app > click on OCBC MyOwn Account > Lock card to temporary suspend further transactions on the card. If card is found, the child can repeat the steps to Unlock card and continue to make transactions.

Parent may contact us at 1800 363 3333 or visit any OCBC branch to request for a card replacement. You will receive it via mail within 5 working days.

I have applied for OCBC MyOwn Account. When and where can I redeem my pin?

You will receive an email within 20 working days upon successful application of OCBC MyOwn Account. In the email, a redemption code will be indicated and you can visit the vending machines at these OCBC branches to redeem your pin:

Ang Mo Kio Central Branch
AMK Hub, #B1-32/33
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat: 11.00am to 4.30pm
Sun: 11.00am to 4.30pm
Public Holidays: Closed

Jurong East Branch
Jem, #B1-18
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed

NEX Branch
NEX, #B2-28/29
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed

Tampines Branch
CPF Tampines Building, #01-04/05
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed

*United Square Branch
United Square, #02-26 to 29
Operating hours:
Open all day
*Vending machine is located outside of branch

White Sands Branch
White Sands, #01-13
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat: 11.00am to 2.30pm
Sun & Public Holidays: Closed

Wisma Atria Branch
Wisma Atria, #04-01
Operating hours:
Mon-Sun: 11.00am to 9.00pm

For customers with eligible accounts

Apply via the OCBC app to open the account instantly.
See the list of eligible accounts  

  • 360 Account
  • Bonus+ Savings Account
  • Monthly Savings Account
  • Passbook Savings Account
  • Statement Savings Account
  • Current Account
  • Global Savings Account
  • FRANK Account
  • OCBC Premier EasiSave Account
  • OCBC Premier Dividend+ Savings Account
  • OCBC Premier Global Savings Account
  • OCBC Premier Statement Savings Account

You will be directed to open a 360 Account before applying for an OCBC MyOwn Account for your child. The fall below fee will be waived for the first year and initial deposit is waived for accounts opened via OCBC app.

Apply now  

Apply now
or

For new customers

You will be directed to open a 360 Account before applying for an OCBC MyOwn Account for your child. The fall below fee will be waived for the first year and initial deposit is waived for accounts opened via OCBC app.

Apply now  

Apply now  

Please apply via OCBC Internet Banking (Login > Open an account > Savings) or visit any OCBC Bank branches.

Apply now  

Apply via the OCBC app to open the account instantly.
See the list of eligible accounts  

  • 360 Account
  • Bonus+ Savings Account
  • Monthly Savings Account
  • Passbook Savings Account
  • Statement Savings Account
  • Current Account
  • Global Savings Account
  • FRANK Account
  • OCBC Premier EasiSave Account
  • OCBC Premier Dividend+ Savings Account
  • OCBC Premier Global Savings Account
  • OCBC Premier Statement Savings Account

Open account now

List of winners

Name Last 4 digits of NRIC
ONG JIE XIANG, CAROL 997E
LEE JIA YI, AVELINE 019C
JOLENE MUI 107H
NG LI PING EILEEN 340A
HUI KIN WAI 850I
WILIYANTO 787Z
NURSYAFA'AH BINTE SUHAIMI SUJAI 437G
POH SIEW HOON 537I
TEI HUI CHING 831C
ONG SOH PUN 335Z

List of winners

Prize Parent name Last 4 digits of NRIC
First prize - 4 Singapore Airlines Economy Class return air tickets to Tokyo, Japan HO WEE PIN 158F
Second prize - iPhone 16 Pro 128GB Black Titanium CHOONG POI LENG 576H
LIM YI LIN PRISCILLA 235C
Third prize - iPad Air 128GB Space Grey IRRASHIDIN BIN AHMAD ZAILAN 164D
YEO YEW ENG 112F
MUHAMMAD FIRDAUS BIN ZAINAL ABIDIN 483I

Stand a chance to fly to Tokyo with your family plus more when your child refers their friends to us!

Rank Prize
Grand prize 4 x Economy Class Tickets to Tokyo
2nd to 3rd prize iPhone 16 Pro
4th to 6th prize iPad Air

If a third replacement is made during that period, a S$30 fee will apply.

Character meet-and-greet*

Session timings at:

  • 1.00pm – 1.30pm
  • 2.00pm – 2.30pm
  • 3.30pm – 4.00pm
  • 4.30pm – 5.00pm
  • 5.30pm – 6.00pm

*Meet-and-greet sessions are on a first-come, first-served basis.

Exclusive offer at selected OCBC branchesExclusive offer at selected OCBC branches

Redeem claw machine tokens when you perform these actions. The more you do, the more perks you can get! T&Cs, card fees and charges apply.

Action Claw Machine Tokens
Sign up for the OCBC MyOwn Account 2
Sign up for any OCBC deposit account or credit card 2
Speak to our OCBC staff for a Financial Needs Analysis (FNA) 1

Eligible merchants

Category Examples of Participating Merchants
Entertainment and Movies Cathay Cineplexes, Golden Village, Shaw Theatres, Timezone
Food and Beverage Astons, Burger King, Genki Sushi, Kopitiam, Koufu, McDonald’s, Saizeriya, Starbucks, Subway, Sushi Express, The Coffee Bean & Tea Leaf
Books and Stationery Kinokuniya, POPULAR Bookstore
Billings and Subscriptions Apple iTunes

Participating merchants

Category Merchants
Movies Cathay Cineplexes, Golden Village, Shaw Theatres
Food and Beverage Astons, Burger King, Genki Sushi, KFC, Kopitiam, Koufu, McDonald’s, Saizeriya, Starbucks, Subway, Sushi Express, The Coffee Bean & Tea Leaf
Books and Stationery POPULAR Bookstore

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