OCBC Passbook Savings Account | Track Balance & Transactions

Passbook Savings Account

Your savings account that comes with a passbook

Why you will love this

Easily track your balance and transactions with a savings passbook

Keep your savings separate from your day-to-day transactions

Who can apply

Anyone at least 16 years old

Singaporean, Singapore PR or foreigner with a valid pass

 

Earn up to 2.78% a year when you deposit and maintain a minimum of S$80,000 fresh funds.Find out more

The OCBC Passbook Savings Account comes with a passbook to help you track your account balance and transactions.

Rates

Earn interest on your savings:

Amount in account Interest rate
Entire account balance 0.05% a year
Amount in account
Entire account balance
EXCLUSIVE PROMOTIONS

Win a trip to Japan for Star Wars Celebration!

Calling all Star Wars fans: Stand a chance to win a pair of 3-day passes (with flights and accommodation fully paid) to Star Wars Celebration in Makuhari Messe, Japan from 18 to 20 April 2025!

Simply deposit a minimum of S$80,000 in fresh funds into your Passbook Savings Account and maintain the deposit amount for 88 days to earn 10 chances.

Insured up to S$100k by SDIC. T&Cs apply.

Boost your savings with higher interest rates for more abundance and rewards

That’s not all! On top of the Star Wars lucky draw, enjoy a promotional rate of up to 2.78% a year on your deposited fresh funds for 88 days! Plus, redeem a Disney orange carrier bag for the festive season.

Redemptions begin from 21 January 2025. View the availability of the Disney orange bag at our branches, while stocks last.

Terms and conditions apply. Insured up to S$100k by SDIC. T&Cs apply.

How to participate:

Register for this promotion

Via this e-form (Online banking login required).
Terms and conditions apply. Insured up to S$100k by SDIC.

Make a deposit

Deposit fresh funds in the eligible accounts within 3 working days .

Complete the above steps by 28 February 2025.

To withdraw from this promotion, simply submit your request via this e-form.

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What you will earn:

Bonus interest will be credited by 31 May 2025 for deposits in January and 30 June 2025 for deposits in February.

This is an illustration of the amount of bonus interest you can earn:

Fresh funds amount Bonus interest a year Amount you receive*
S$80,000

2.55%

S$491.83

S$100,000

2.55%

S$614.79

S$150,000

2.55%

S$922.19

S$200,000

2.55%

S$1,229.58

S$500,000

2.55%

S$3,037.97

*Paid by 31 May 2025 for deposits in January and 30 June 2025 for deposits in February.

Note: Calculation of promotional interest is based on the assumption that funds are earmarked for 88 days.

Withdrawal of 2.60% a year promotion (January & February 2025):
Please submit via this e-form.

Withdrawal of 3.00% a year promotion (November/December 2024):
Please submit via this e-form.

Withdrawal of 3.20% a year promotion (October 2024):
Please submit via this e-form.

Withdrawal of 3.30% a year promotion (August/September 2024):
Please submit via this e-form.

Withdrawal of 2.95% a year promotion (July 2024):
Please submit via this e-form.

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Customer may only withdraw from this promotion via this e-form.

Before you apply

Eligibility requirements

Minimum age

16 years old

Documents required

NRIC and an image of your signature for Singaporeans and Singapore PRs

Passport and a valid pass (e.g. Employment Pass (EP) or S-Pass or Student Pass) for foreigners

Additional document

Include any one of the following documents that shows your residential address

  • Phone bill
  • Half-yearly CPF statement
  • Any bank statement


Fees

Fall below fee

S$2

Replacement fee for a lost passbook

S$15


Deposit requirements

Initial deposit

S$1,000
(For Basic Banking Account, the initial deposit is S$1)

Minimum average daily balance for the month

S$1,000
(For Basic Banking Account, the average daily balance for the month is S$500)


Letters

You will receive electronic versions of Letters for all your relationships/accounts.




How to apply

Open OCBC Passbook Savings Account today

1
For Singaporeans and Permanent Residents:

NRIC and an image of your signature

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass

2
Initial deposit:

S$1,000

3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement