Your monthly Wealth Report

Your Wealth Report gives you clarity on your portfolio’s performance

  • Segregation of your day-to-day banking holdings/transactions and your investment holdings and returns
  • Consolidation of your Wealth Portfolio(s) based on Net Asset Value  
  • A breakdown based on assets of the holdings in your Wealth Portfolio(s) by using our Asset Classification Framework  

ASSET CLASSIFICATION FRAMEWORK

Gain clarity with our Asset Classification Framework

Your investments will be categorised by their underlying holdings to give you a clearer view of your portfolio’s asset allocation.

Together with our team of wealth specialists and advisors, explore better investment diversification strategies to maximise your wealth and balance your risks.

WEALTH PORTFOLIO(S) IN YOUR REPORT
Clear view of your portfolio's asset allocation
Investments will be categorised by their underlying holdings. For example, a Unit Trust/Mutual Fund with primary exposure to the equity market or an Equity-linked Structured Investment will be classified as Equities, while investments with primary exposure to government/corporate bonds will be classified as Fixed Income.
Market value of your assets
Values of investment assets will be calculated based on indicative market values that have been derived on a best-effort basis. All values in the report will be calculated using unrounded numbers including – but not limited to – FX rate, quantity, amount and price) in our systems. However, values will be rounded up or down when we finally present the data – this means that there may be rounding differences.
Presented using Net Asset Value (NAV)
Net Asset Value (NAV) is defined as assets minus liabilities. NAV is determined by the indicative market values of the assets you hold (in your portfolio’s reference currency), less that of your liabilities (including any revolving term loans and overdraft facilities where funds have been drawn down).
wealth report enhancements

'What you have' vs 'What you owe'

Your cash/deposits and loans/credits are clearly segregated for easier understanding.

Comprehensive categorisation

See an overview of all your investments in one report.

Note: Precious Metals and OCBC RoboInvest holdings will not be shown in your Wealth Report. Please log in to the OCBC app or Internet Banking to view these holdings.

Information on CPFIA and SRS holdings

You can now view your CPF Investment Account and SRS holdings and balances as part of your monthly summary.

Only a summary of your CPFIA and/or SRS holdings will be shown. If you have made investments using the CPFIA and/or SRS funds you hold with us as the agent bank, these investments may be shown in your Wealth Report (a) under the section with your standalone investment holding account(s); and (b) your CPFIA and/or SRS balances in this Wealth Report as well. For fixed income instruments, the indicative market value does not include accrued interest. Please refer to your CPFIA and/or SRS statements for more details.

Net Asset Value

Net Asset Value (NAV) is defined as Assets minus Liabilities. NAV is determined by the indicative market values of assets held, in the reference currency of your portfolio, less of your portfolio liabilities that includes revolving term loans and/or overdrafts drawn.

Display of Wealth Portfolio holdings

  • Investment positions are classified by their underlying assets. For example, if you have a unit trust where the underlying assets are mostly Fixed Income, it will be reflected under the section on Fixed Income.
  • The naming convention for your Structured Investments and Structured Notes comprise - in this order - the tenor, issuer, product type and ticker codes of the selected underlying counters.

Clearer view of your portfolio asset allocation

For example, a Unit Trust/Mutual Fund with primary exposure to the equity market or an Equity-linked Structured Investment will be classified as Equities, while investments with primary exposure to government/corporate bonds will be classified as Fixed Income.

Market value of your assets

Values in this report are calculated using unrounded numbers (including but not limited to FX rate, quantity, amount, price) in our systems. As the values are rounded when we present the data in this report, this may result in rounding differences.

Presented using the Net Asset Value (NAV)

NAV is presented in the reference currency of your portfolio, minus your liabilities such as revolving term loans and/or overdrafts drawn.