A premier experience that puts you first
New to OCBC Premier Banking?
Enjoy a suite of products and services that is tailored to your unique needs.
Already an OCBC Premier Banking customer?
Browse our latest products and services that cater to your evolving needs.
Be rewarded when you start a Premier Banking relationship with us
Deposit S$350,000 in fresh funds to join OCBC Premier Banking and enjoy 2.78% p.a. (SGD) or 4.30% p.a. (USD) for 88 days on our CNY deposit promotions.
Plus, get a S$388 cash reward with a collectible Disney Eight Treasure Box.
*Terms and conditions apply.
OCBC Premier Private Client
To be eligible for OCBC Premier Private Client, deposit or invest 1 million SGD in fresh funds and qualify as an Accredited Investor.
Manage your wealth the digital way
Tap into our enhanced suite of digital wealth management solutions to seize the latest investment opportunities. Receive timely OCBC Wealth Panel insights, invest instantly and plan your finances conveniently.
Premier Dividend+ Savings Account
Earn interest rate of up to 3.30% a year for months when you save and make no withdrawals.
New year, new ways to give Ang Baos
Get ready with our Lunar New Year’s Ang Baos guide: Switch to e-Ang Baos, withdraw from our selected ATMs or book an online appointment to exchange Fit-for-gifting notes and /or new notes.
Revision to certain Terms and Conditions
On 1 February 2025, we will revise the following Terms and Conditions:
- OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions
- Structured Deposits Terms & Conditions
- Terms and Conditions Governing Precious Metals Account
Here is how you can view the details:
Inclusion of fee for FX Capped Return investments in our OCBC Premier Banking Fees and Charges guide
On 1 December 2024, we will update the Investment Business section of our OCBC Premier Banking Fees and Charges guide to include a fee for FX Capped Return investments.
For details, read our revised OCBC Premier Banking Fees and Charges guide which will take effect on 1 December 2024.
Revision in Premier Banking and Premier Private Client Terms & Conditions from 1 December
The OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions will be revised with effect from 1 December 2024 to reflect updates to Section A: General Terms and Conditions Applicable to All Services.
Get trusted advice from our experts for every stage of your wealth journey
or visit us at our Premier Banking Centre(s)
Terms and Conditions
Terms and Conditions of OCBC Premier Banking Client Referral Programme
OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions
Terms and Conditions Governing OCBC Premier Banking Welcome Reward Programme
Terms and Conditions Governing OCBC Investment Products and Services
Terms and Conditions Governing OCBC Premier Dividend+ Savings Account Interest Rates
Important notices
Foreign Currency Deposits
- Foreign currency investments or deposits are subject to inherent exchange rate fluctuation that may provide opportunities and risks. Consequently, exchange rate fluctuations may affect the value of your foreign currency investments or deposits.
- Earning on foreign currency investments or deposits may change depending on the exchange rates prevalent at the time of their maturity if you choose to convert.
- Exchange controls may apply to certain foreign currencies from time to time.
- Any pre-termination costs will be taken and deducted from your deposit directly and without notice.
- Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Welcome rewards
Cash reward*
Earn a cash reward of 800 SGD when you deposit 350,000 SGD in your Premier Dividend+ Savings Account.
Interest earnings ^
Earn 3.3% interest a year when you deposit S$3,000 in your account a month – for 12 months – and make no withdrawals at all.
* Credited into OCBC Premier VOYAGE Card or OCBC Premier Visa Infinite Card.
^ Based on existing prevailing Premier Dividend+ Savings Account interest rate and account mechanism, which may be subject to change.
Terms and conditions apply