WEALTH FINANCING

Explore more opportunities with OCBC Wealth Financing Solutions

Why you will love this
Who is eligible

Why you will love this

Attractive financing rates

Maximise the potential of your assets to increase your investment power

Who is eligible

OCBC Premier Banking customers

Leave your contact

Heighten your wealth opportunities with Wealth Financing Solutions

BENEFITS

Maximise the potential of your existing portfolio to take advantage of market opportunities and increase your investment power. Get extra funds by securing your portfolio with us and re-investing them in our holistic suite of wealth products to further diversify your portfolio with no additional cash outlay required

Exclusive financing packages

Enjoy a loan tenure of up to 6 months, and interest-only loan with auto-rollover on principal at attractive financing rates.

Various acceptable collateral^*

Time Deposit, Structured Deposits, Dual Currency Returns, Unit Trusts, Bonds, Structured Investments and Shares.

Multiple currencies for drawdown

Up to 10 currencies available for drawdown – SGD, USD, GBP, CHF, EUR, JPY, AUD, NZD, CAD and HKD.

^*Collateral that may be pledged is subject to the Bank’s approval

HOW IT WORKS

Assuming you have a $750k investment portfolio


Principal
Coupon Received Per Annum
Interest for Wealth Financing
Net Coupon
Potential Returns Per Annum

$750k investment portfolio
$750,000
$37,500
N.A.
$37,500
5%

With Wealth Financing at 2.50% p.a.
$2,500,000 ¹
$125,000
$43,750 ²
$81,250
10.83%

With Wealth Financing at 4.50% p.a.
$2,500,000 ¹
$125,000
$78,750 ³
$46,250
6.17%

¹ Using Advance Ratio (AR) at 70%, with pledging of the collaterals at maximum borrowing potential.
² All-in interest rate is illustrated to be 2.5% per annum.
³ All-in interest rate is illustrated to be 4.5% per annum.

The above numbers are for illustration purposes and do not constitute to actual performance or returns. Rates and AR are subject to change by the Bank. Terms and conditions apply.

Additional information

Important notices

The information provided herein is for general information only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person, and does not constitute an offer or solicitation to provide financing to any particular person or to enter into a transaction.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Terms and conditions

Refer to the 'General Credit and Trading Facilities Agreement' at Annex C of the OCBC Premier Banking & Premier Private Client Terms and Conditions.

Get in touch

Find out more about Wealth Financing