当您将薪水存入账户并使用华侨银行365信用卡进行消费、投保和投资时,您的首笔100,000新元储蓄将能享受每年高达4.65%的利息。
使用此支票账户,年利率最高 0.05%,并享受灵活现金支取。
您可以享受10大货币灵活储蓄和指定货币的优惠利率, 包括美元、澳元、新西兰元、人民币、瑞士法郎、加元、欧元、英镑、日元和港币。
首选货币定期存款账户享受有吸引力的利率。
货币 | 期限 | 银行交易类型 | 利率(年利率) | 最低存款金额 |
---|---|---|---|---|
新元 | 6 | 分行 | 2.35% | 30,000 新元 |
6 | 在线 | 2.55% | ||
12 | 分行 | 2.20% | ||
12 | 在线 | 2.40% |
要符合上述新元定期存款促销利率,最低存款金额为 30,000 新元。新元和外币最高存款金额为 999,999 新元或同等。
所有促销利率和期限均由华侨银行不时全权酌情决定,不予事先通知。
我们只推荐精心挑选并由华侨银行财富咨询团意见引导的基金。
股权挂钩可转换投资是一种短期风险资本、股权挂钩投资,让您有机会在投资到期时,以相对投资之日现行价格的折扣价格购买选定公司的股份。此投资可能收益率较高,但也承担相关股价市场变动风险。
结构性票据是一种衍生投资,其回报与相关资产或证券市场表现挂钩。常见相关资产包括市场指数、股票、利率、债券、共同基金和外汇汇率。
债券有助于实现投资多元化,收益率高于银行存款。债券通常以年度或半年度定期利息支付提供稳定的被动收入。
若您愿意承担两种货币之间的汇率风险,可通过该货币关联投资利用货币市场的动态,获得较高回报。
使用华侨银行证券交易账户进行交易,全球市场尽在掌控。覆盖超过 15 个证券交易所,畅享全球,直通 10 个市场,快速、安全地把握机遇。
解决方案包括:房屋贷款,为购买物业提供资金;定期贷款,将您的物业增值变为可用信贷额度。为您购买土地、建设住宅及购买英国、纽约、东京和澳大利亚的海外物业提供资金。
通过投资组合价值借贷,放大投资杠杆,借贷可灵活选择本地货币(新加坡元)和外币,比如美元、欧元和日元。您可抵押各种资产,包括存款、新加坡股票、债券和单位信托。
The minimum placement amount for the Foreign Currency Time Deposits Promotion is S$50,000 equivalent and the maximum placement amount is S$999,999 equivalent in fresh funds only i.e. the funds placed must not be transferred from existing OCBC Bank deposit accounts or in the form of OCBC cheques/cashier’s orders/demand drafts. All promotional interest rates and tenures are valid for a limited period only and are subject to change by OCBC Bank at its sole discretion without prior notice. Foreign currency deposits are subject to inherent exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time for certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means, and risk profile. Any pre-termination costs will be deducted from your deposit. The decision of OCBC Bank on all matters relating to this promotion shall be final and binding. Terms and conditions Governing Deposit Accounts apply. OCBC reserves the right to waive/vary/amend any of these terms and conditions without prior notice.
Investment Products Important Notice
条款和条件 Governing the OCBC Premier VOYAGE Card
条款和条件 Governing the OCBC Premier Visa Infinite Credit Card
条款和条件Governing the Premier World Elite™️ Debit Card Cash Rebates Programme
Deposit Accounts Important Notice
条款和条件 governing Deposit Accounts
Terms and Conditions Governing OCBC Time Deposit Promotional Rates