OCBC Bank
OCBC Group

You're in Singapore




Financial Results

Historical Financial Highlights

Historical Financial Highlights
  2019 2018 2017 1/ 2016 2015 2014 2013 2012 2011 2010
Income Statement (S$ million)
Total Income 10,871 9,701 9,528 8,489 8,722 8,340 6,621 7,961 5,661 5,325
Operating Expenses 4,644 4,214 4,034 3,788 3,664 3,258 2,784 2,695 2,430 2,254
Operating Profit before Allowances and Amortisation 6,227 5,487 5,485 4,701 5,058 5,082 3,837 5,266 3,231 3,071
Allowances for Loans and Other Assets 890 288 671 726 488 357 266 271 221 134
Profit Attributable to Equity Holders of the Bank 4,869 4,492 4,045 3,473 3,903 3,842 2,768 3,993 2,312 2,253
Excluding non-core gains (S$ million)
Total Core Income 10,871 9,701 9,528 8,489 8,722 7,949 6,621 6,645 5,622 5,325
Core Operating Profit 6,227 5,487 5,485 4,701 5,058 4,691 3,837 3,950 3,192 3,071
Core Net Profit 4,960 4,492 4,045 3,473 3,903 3,451 2,768 2,825 2,280 2,253
Balance Sheet (S$ million)
Total Assets 491,691 467,543 452,693 409,884 390,190 401,226 338,448 295,943 277,758 229,283
Assets excluding life insurance fund investment assets 404,353 390,676 378,766 347,911 333,207 343,940 285,043 243,672 228,670 181,797
Non-bank Customer Loans (net of allowances) 262,045 255,193 234,141 216,830 208,218 207,535 167,854 142,376 133,557 104,989
Non-bank Customer Deposits 302,851 295,412 283,642 261,486 246,277 245,519 195,974 165,139 154,555 123,300
Ordinary Shareholder's Equity 45,662 40,637 37,528 35,507 33,053 29,701 23,720 22,909 20,675 18,894
Total Equity Attributable to Equity Holders of the Bank 47,162 42,137 39,028 37,007 34,553 31,097 25,115 25,804 22,571 20,790
Ratios (%)
Cost-to-Income 42.7 43.4 42.4 44.6 42.0 39.1 42.0 33.8 42.9 42.3
Cost-to-Income excluding non-core gains 42.7 43.4 42.4 44.6 42.0 41.0 42.0 40.6 43.2 42.3
Loans-to-Deposits 86.5 86.4 82.5 82.9 84.5 84.5 85.7 86.2 86.4 85.1
Non-performing Loans Ratio 1.5 1.5 1.5 1.3 0.9 0.6 0.7 0.8 0.9 0.9
Return on Equity (ROE) 11.2 11.5 11.0 10.0 12.3 14.8 11.6 17.9 11.3 12.1
Core ROE 11.4 11.5 11.0 10.0 12.3 13.2 11.6 12.5 11.1 12.1
Core Return on Assets 1.26 1.17 1.11 1.03 1.14 1.11 1.05 1.19 1.09 1.32
Per Ordinary Share (S$) 2/                
Basic Earnings 1.12 1.06 0.95 0.82 0.95 1.03 0.76 1.10 0.64 0.64
Basic Core Earnings 1.14 1.06 0.95 0.82 0.95 0.92 0.76 0.77 0.63 0.64
Dividend (cents) 53.0 43.0 37.0 36.0 36.0 36.0 34.0 33.0 30.0 30.0
Net asset value before revaluation surplus (S$) 10.38 9.56 8.96 8.49 8.03 7.46 6.99 6.79 6.20 5.88

1/ 2017 figures were restated with the adoption of Singapore Financial Reporting Standards (International) (SFRS(I)).

2/ Figures prior to 2014 were adjusted for the effects of the 1-for-8 rights issue, effected on 26 September 2014.

Download the historical financials