Common reasons to get a business loan are:
- Take on projects with a high upfront cost or have standby cash to seize opportunities at the right time;
- Speed up expansion plans and ride the rapid growth in business with ease;
- Cover a cash flow crunch.
The OCBC Business Debit Card now comes in a new design!
Earn unlimited cashback on your everyday business spend!
Collateral-free* business loan for SMEs
Easy access to funds whenever you need them
Pay interest only on what you use
The company must be locally incorporated for at least 2 years
At least 30% of the company owned by Singaporeans / PRs
Get an overdraft facility credit limit of up to S$200,000
Get an overdraft facility credit limit of up to S$200,000
Pay interest only on what you use
Pay interest only on what you use
Access funds at your convenience with your cheque book
Access funds at your convenience with your cheque book
*Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.
Common reasons to get a business loan are:
The OCBC Business Term Loan is suitable for businesses that are:
Apply online and we will fetch your details via SingPass or CorpPass with minimal documents required. Please prepare the following:
There are no prepayment fees for repaying your loan earlier.
A facility fee of 1.5% of the approved loan amount (minimum S$500) is charged in addition to the effective interest rate offered to you. From now till 31 December 2024, apply online to enjoy 50% off facility fees, saving you up to S$5,250. Terms and conditions apply.
Fund your business expansion or enhance day-to-day operations.
Just started your business? This collateral-free loan of up to S$100,000 is suitable for start-ups as young as 6 months.
Take your business forward with OCBC Velocity. Maximise our powerful features and advanced tools to grow your business more effectively in this modern economy.
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