1-12, 18, 24 and 36 months
(shorter tenures available for higher amounts)

1-12, 18, 24 和36 个月 (较高金额可选择较短的期限)

Premature withdrawal fees applicable for withdrawal made prior to maturity.

在到期前取出金额,需要支付提前取出 的费用

1, 2, 3, 6, 9 and 12 months
(shorter tenures available for higher amounts)

1, 2, 3, 6, 9和12 个月 (较高金额可选择较短的期限)

Premature withdrawal fees applicable for withdrawal made prior to maturity.

在到期前取出金额,需要支付提前取出 的费用

Cleared Locally:

• USD Cheques Drawn on Local Clearing Participating Banks

本地结算:

• 美元支票，从本地参与结算的银行提取

• Other Currency Cheques and USD Drawn on Non-Participating Banks
• 其他货币支票, 从本地不参与结算的银行提取美元

1/8% commission (min S$30,max S$100)

1/8%佣金 (最少S$30, 最多S$100)

Sent for Overseas Clearing

• In All Currencies

送到海外结算

• 所有货币

1/8% commission (min S$30, max S$100)

1/8%佣金 (最少S$30, 最多S$100)

1/8% commission (min S$30 + Agent fees (if applicable) + postage (if applicable)

1/8%佣金(最少S$30+代理费(如适用)+邮费(如适用))

Debit from SGD Accounts

从新元账户中扣除

1/8% commission
(min S$15, max S$100)

1/8%佣金 (最少S$15，最多S$100)

Debit from Foreign Currency
Accounts with Foreign Exchange

从外币账户中扣除 已加入兑换率

1/8% commission
(min S$10, max S$120)

1/8%佣金 (最少S$10，最多S$120)

Debit from Foreign Currency
Account without Foreign Exchange

从外币账户中扣除 未加入兑换率

1/8% commission
(min S$10, max S$120)

1/8%佣金 (最少S$10，最多S$120)

1/8% commission-in-lieu of exchange² (min S$25, max S$120)

1/8%佣金替代兑换² (最少S$25，最多S$120)

• Up to 50 items: S$0.50 per item
• 51 to 200 items: S$0.70 per item
• 201 to 500 items: S$1 per item
• Above 500 items: S$1.50 per item

• 最多50项：每项S$0.50
• 51至200项：每项S$0.70
• 201至500项：每项S$1
• 超过500项：每项S$1.50

Per transaction:

• Applicable GIRO or FAST transaction fee
• S$0.20 lookup fee* (Introductory Promotion extended: Free till 31 December 2025)

*To check if recipient has registered for PayNow

每笔交易:

• 如同财路或FAST转账收费
• S$0.20查询费* (促销活动: 免费至2025年12月31日)

*查询收款人是否已注册PayNow

Set-up Charge
Note: Standard charges apply as per section "Outward Remittances"
in this Business Banking Pricing Guide

开立费用
注：标准收费如同这份商业银行收费指南（海外商业账户） 的“汇出汇款”栏目

ATM: S$5 per card
OCBC Business Debit Card: S$20 per card

提款卡：每张卡S$5
华侨银行商务借记卡：每张卡S$20

S$0.012 per coin
(total fee rounded to the nearest 1 cent)

每枚硬币 S$0.012 （总费舍入到最接近1分）

Sales Draft Retrieval Fee (1st copy)
(Applicable for OCBC Business Debit Card)

调阅签账单手续费（第一张）
(适用于华侨银行商务借记卡)

Sales Draft Retrieval Fee (Subsequent copy)
(Applicable for OCBC Business Debit Card)

调阅签账单手续费（第二张及以上）
(适用于华侨银行商务借记卡)

S$0.30 charge from third withdrawal onwards per calendar month

3% is levied on the S$ equivalent of the amount withdrawn (min S$5 and max S$20 per transaction)

每个月第三笔提款开始征收S$0.30

相等于新元金额或取款的3%（每笔交易最少S$5 ，最多 S$20）

All MasterCard transactions effected in Singapore dollars in a foreign country or on a foreign website will have an additional fee of 1% levied on the converted Singapore dollar amount.

所有在外国或海外网站购物，使用万事达卡，并以新元进行交易， 将额外收取收费，金额相等于兑换新元数额的1%。

S$5 per card (Promotion extended: Free for applications before 31 December 2024)

每张卡S$5: (促销期延长：2024年12月31日之前申请免费）

S$25 per month. 1st 3 months waived.

A monthly fee of S$25 will be payable for any one of the following combinations:

• Two different accounts with one Authorised User or
• One account with two different Authorised Users or
• Account 1 for Authorised User 1 and Account 2 for Authorised User 2

A monthly fee of S$10 will be payable for each additional account or Authorised User to be alerted.

每个月S$25，首3个月豁免。

以下任何一项选项，都需要缴付S$25的月费：

• 一个授权用户使用两个不同账户或
• 一个账户有两名授权用户或
• 授权用户1使用账户1，授权账户2使用账户2

每个额外账户或每名需要提示的授权用户，需要支付S$10的月费。

S$25 per month. 1st 3 months waived.

A monthly fee of S$25 will be payable for Trade Finance eAlerts for 2 different email user addresses.

A monthly fee of S$10 will be payable for each additional Authorised User to be alerted.

每个月S$25，首3个月豁免。

两个不同的电邮地址需要收费贸易融资提示，都需要缴付S$25的月费。

每增加一名收到提示的授权用户，就需要支付S$10的月费。

S$35 per month. 1st 3 months waived.

A monthly fee of S$15 will be payable for each additional account or Authorised User to be alerted.

每个月S$35，首3个月豁免。

每增加一名收到提示的授权用户或账户，就需要支付S$15的月费。

Basic Service Package (Account Inquiry only)

基本服务配套（只限账户询问）

• Digital token: free
• Hardware token: S$50 each

• 数码保安令牌：免费
• 加密器：每个S$50

Standard Service Package (Account Inquiry and any 1 Maker/Authoriser for transaction approvals)

标准服务配套 (账户询问和允许1名开立账户者/授权者批准交易)

• Digital token: free
• Hardware token: S$50 each
• Transaction fees apply

• 数码保安令牌：免费
• 加密器：每个S$50
• 会征收交易费

Classic Service Package (Account Inquiry and up to 2 Authorisers for transaction approvals)

经典服务配套 (账户询问和允许最多2名开立账户者/授权者批准交易)

• Digital token: free
• Hardware token: S$50 each
• Transaction fees apply

• 数码保安令牌：免费
• 加密器：每个S$50
• 会征收交易费

Flex Service Package (Account Inquiry and Complex Authorisation Controls for transaction approvals)

增值服务配套 (账户询问和加密授权者管制批准交易)

• Digital token: free
• Hardware token: S$50 each
• Transaction fees apply

• 数码保安令牌：免费
• 加密器：每个S$50
• 会征收交易费

Cash Deposit
现金存款

First S$20,000 per day - free; every subsequent S$10,000 (or less) - S$20.

For faster processing of notes deposited, please follow the guidelines below. Otherwise, an additional S$50 fee will be levied.

1. Sort the notes by denomination and arrange them with the front side facing up, unfolded;
2. Separate the notes into paper and polymer types, then pack them using rubber bands in 100-piece bundles of the same denomination;
3. Bundle loose notes (ie. fewer than 100 pieces per denomination) together, sorted by denomination, and stack them upwards from the largest-sized notes (at the bottom) to the smallest (at the top).

每天存入的首S$20,000 – 免费；接下来每笔S$10,000（或以下）存款 - S$20。

为了更快地处理存放的纸币，请遵循以下准则。否则，银行将额外征收S$50的费用。

1. 根据纸币面值排列，纸币前面向上，不要折叠；
2. 将钱以纸币和塑料类加以区分，分成每叠100张同样面值纸币，用橡皮筋将它们捆成一包；
3. 将散钱（每种面值少过100张）放在一起，根据面值分类； 根据纸币大小排列（最大张的在最 下面，最小张的在上面）。

Over The Counter Branch Transactions
(The transactions are calculated on an aggregate basis for all your bank accounts under the same customer name.)

Chargeable transactions include cash deposits (including bulk cash) and withdrawal/cash cheque encashment.

分行柜台交易
(交易的计算方式,是以同一姓名客户开立的所有银行账户,所进行的交易总合来计算)。

需要收费的交易包括现金存款(包括大批现金)和提款/现金支票兑现。

First 3 transactions per month: FREE
4th transaction onwards: S$20 per transaction

每个月首3笔交易: 免费
第4笔及以上交易: 每笔交易S$20

Minimum 1% commission-in-lieu of exchange² (subject to availability of currency types and currency notes)

最少1%的替代兑换佣金²（视是否有货币种类和纸币）