From Farm to Fork: Bringing the aspirations of F&B entrepreneurs to life

Fuelling the success of F&B business

At OCBC, we bring the aspirations of entrepreneurs in the Food and Beverage (F&B) industry to life. Beyond restaurants, we support entrepreneurs across the whole value chain in the F&B industry.

An F&B value chain consists of all the stakeholders, from producers to wholesalers, distributors, and F&B service providers, who participate in the coordinated production and value-adding activities needed to make and deliver delicious F&B products.

No matter which part of the F&B value chain you are operating in, our business solutions can help you capture untapped customer segments, establish an omnichannel strategy, explore vertical integration and unlock the opportunities in your supply chain, so you can focus on cooking up new money-making recipes.

Producers and food farmers
Producers and food farmers are involved in growing food and produce such as the production of eggs, fish and vegetables. Optimise your daily processes to increase the production of top-quality local produce by gaining access to technology or innovating ways to grow more with less.
Distributors
Wholesalers that sell meat, fish, fruits and vegetables. Manage your wholesale or distribution business by streamlining processes, gain better insights into financials, enhance your business’ food supply resilience and the ability to switch to alternative sources when the need arises.
Processors and manufacturers
Manufacturers and processors transform inputs into value-added products, which are then prepared or packed for the purpose of distribution to food retailers, food service establishments and consumers. These include bakery and flour confectionery manufacturers and meat and fish processing establishments.
Restaurants and F&B services
Restaurants and F&B services refer to food businesses like restaurants, cafés, bakeries, and food caterers. Capture new opportunities by testing new concepts to diversify your restaurant portfolio, gain insights to your patrons’ profiles and advertise your brand to profitably scale your F&B enterprise.
Solutions we bring to the table
Financing for business expansion

Adapting to seasonality with adequate cash flow

Get financing even before the launch of your next outlet. Use it to fund your day-to-day operations or buy your next business property to expand your manufacturing or distribution business.

Get financing even before the launch of your next outlet. Use it to fund your day-to-day operations or buy your next business property to expand your manufacturing or distribution business.

F&B business insurance

Serving up protection for your business

Whether you run a café, restaurant, home-based food business, distributorship or food manufacturing company, safeguard your F&B business and employees against unforeseen incidents.

Whether you run a café, restaurant, home-based food business, distributorship or food manufacturing company, safeguard your F&B business and employees against unforeseen incidents.

Financing to procure ingredients and supplies for F&B businesses

Manage procurement with ease using trade facilities

Take advantage of discounts from bulk purchases and fund the procurement of ingredients and supplies needed to run your F&B business.

Take advantage of discounts from bulk purchases and fund the procurement of ingredients and supplies needed to run your F&B business.

Leverage OCBC's marketing channels to advertise your F&B brand to more customers

Advertise your F&B brand to a larger audience

Reach out to more customers and increase patronage to your chain of restaurants by leveraging OCBC’s marketing channels to advertise your business for free.

Reach out to more customers and increase patronage to your chain of restaurants by leveraging OCBC’s marketing channels to advertise your business for free.

Digital tools to run F&B business more efficiently

Infuse digital tools into your operations

Leverage data intelligence to monitor the performance of your F&B business by product lines, customer segments and more. Gain an in-depth understanding of each outlet’s performance to help you make better informed decisions.

Leverage data intelligence to monitor the performance of your F&B business by product lines, customer segments and more. Gain an in-depth understanding of each outlet’s performance to help you make better informed decisions.

ONECOLLECT

Get notified when QR payments are received at point of sale with OneCollect

Collect digitally from your customers via local and international QR payment modes from PayNow, ShopeePay, UnionPay and WeChat Pay. Simply register and download the OneCollect app to start collecting payments. You can also save on merchant commission and avoid the hassle of setting up or renting a point-of-sale equipment.

Collect digitally from your customers via local and international QR payment modes from PayNow, ShopeePay, UnionPay and WeChat Pay. Simply register and download the OneCollect app to start collecting payments. You can also save on merchant commission and avoid the hassle of setting up or renting a point-of-sale equipment.

OCBC CARD TERMINAL

Access a wide range of payment methods with OCBC card terminal

Enjoy preferential pricing when you collect payments from customers using an OCBC card terminal. OCBC card terminals accept the following international payment schemes: VISA, MasterCard, UnionPay, JCB, Alipay+ QR and WeChat Pay QR via physical cards and mobile payments, as well as PayNow QR – all on one terminal.

Moreover, our dedicated support specialist will guide you with your setup.

Subject to terms and conditions, and signing of a Merchant Agreement.

Enjoy preferential pricing when you collect payments from customers using an OCBC card terminal. OCBC card terminals accept the following international payment schemes: VISA, MasterCard, UnionPay, JCB, Alipay+ QR and WeChat Pay QR via physical cards and mobile payments, as well as PayNow QR – all on one terminal.

Moreover, our dedicated support specialist will guide you with your setup.

Subject to terms and conditions, and signing of a Merchant Agreement.

BUSINESS DEPOSIT CARD

Still collecting cash? Your cash deposit is an easy ATM visit away

With the OCBC Business Deposit Card, you can deposit your cash collections conveniently at ATMs and avoid long branch queues.

With the OCBC Business Deposit Card, you can deposit your cash collections conveniently at ATMs and avoid long branch queues.

PCARD

Empowering you to procure with ease

Have greater control and visibility over your procurement expenses to your suppliers. The OCBC Virtual Purchasing Card makes it happen all on one platform – issue multiple virtual cards, manage how they can be used and track transactions made.

Have greater control and visibility over your procurement expenses to your suppliers. The OCBC Virtual Purchasing Card makes it happen all on one platform – issue multiple virtual cards, manage how they can be used and track transactions made.

MAKING PAYMENTS

Digital tools to make payments a piece of cake

Make instant payments to your suppliers with FAST and PayNow Corporate. Credit your employees’ salaries promptly online via GIRO payroll to save time.

Make instant payments to your suppliers with FAST and PayNow Corporate. Credit your employees’ salaries promptly online via GIRO payroll to save time.

Get a consolidated view of your finances across all entities

See all your earnings across your entities on the fly

Plan ahead and make better-informed decisions with a consolidated view of your finances across all your entities.

Plan ahead and make better-informed decisions with a consolidated view of your finances across all your entities.

Leverage our partnerships with third-party delivery systems

Serving up food with efficient operating and workflow systems

Optimise your business operations and workflow with digital solutions to help your business automate manual processes and facilitate online delivery and ordering of supplies.

Optimise your business operations and workflow with digital solutions to help your business automate manual processes and facilitate online delivery and ordering of supplies.

Recipes for success

From farm to fork, we support F&B businesses like yours at every step of the way. Watch how they harvest success in growing their businesses and get recognised though our Emerging Enterprise Award.

Desiring a successful and sustainable agri-tech business

Find out how Mr Karthik Rajan harvests agri-tech success through his mission to revolutionise farming in Singapore.

Pushing the frontiers of high-tech food production

See how Netatech captures sustainable development opportunities to contribute to more high-tech food production in Singapore.

Tackling the colossal issue of food loss

Watch how TreeDots Enterprise enables businesses and individuals to purchase discounted food items and groceries from suppliers who would have otherwise discard them.

Our role in your journey