NTUC PLUS! Visa Promotion
How it works
NTUC-OCBC Starter Savings Account
Enjoy
1% per year
* other banks pay 0.075% per year for account balances of S$50,001-S$500,000
When you: Spend a minimum of S$400 out-of-store^ on your
NTUC Plus! Visa Credit or Debit Card each month
0.5% per year
* other banks pay 0.075% per year for account balances of S$50,001-S$500,000
When you: Spend a minimum of S$200 out-of-store^ on your
NTUC Plus! Visa Credit or Debit Card each month
Enjoy
1% per year
* other banks pay 0.075% per year for account balances of S$50,001-S$500,000
When you: Spend a minimum of S$400 out-of-store^ on your
NTUC Plus! Credit or Debit Card each month
0.5% per year
* other banks pay 0.075% per year for account balances of S$50,001-S$500,000
For account balances of up to S$500,000
NTUC Plus! Visa Credit/Debit Card
Enjoy
12%
salary every month
Just spend a minimum of S$400 out-of-store^ on your
NTUC Plus! Visa Credit or Debit card
11%
Just spend a minimum of S$400 out-of-store^ on your
NTUC Plus! Visa Credit or Debit card
^Out-of-store spend refers to Visa transactions made on your NTUC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice Online, Warehouse Club and Unity
What you need to know
| Requirement | Valid NTUC membership |
| Minimum Age and Income | Debit Card: 16 years old No minimum income required Credit Card: 21 years old S$30,000 and above for Singaporeans and Singapore PRs S$45,000 for foreigners |
| Nationality | Singaporeans, Permanent Residents, E-Pass and S-Pass Holders |
| Initial Deposit | S$0 |
| Minimum Monthly Balance | S$0 |
| Fall below fee | S$0 |
| Monthly statements | e-Statement |
| Cheque Book Option | S$10 per cheque book. Apply here |
Access, track & manage your money easily
Online and Mobile Banking
Track your spending by category
Your spending is automatically sorted by category so you know exactly where your money is going with Money In$ights.
Easy payments and transfers
Pay any bank's credit card bills online, transfer money locally and to overseas accounts.
Online security guarantee
Guaranteed a full refund of any money lost due to fraud via online banking.
Access over 1,100 ATMs island-wide including UOB's ATM network
Convenient locations
At MRT stations, NTUC FairPrice outlets, Caltex stations and all major shopping malls.
How to apply
Not an NTUC Plus! Visa Cardmember yet?
Existing NTUC Plus! Visa Cardmember
| Do you have an NTUC-OCBC Starter Savings Account? SMS SAVE <space> Name to 72377, send us a secured mail via internet banking or Get us to call you |
| Activating your NTUC-OCBC Starter Savings Account Visit any branch near you with your NRIC. Find nearest branch here |
| Linking your NTUC-OCBC Starter Savings Account to Internet Banking Please click here to download the form |
| Credit your salary to your NTUC-OCBC Starter Savings Account today Click here to download the form |
Terms and Conditions
- Terms and Conditions Governing NTUC-OCBC
Starter Account Programme - Terms and conditions governing NTUC Plus!/Plus! Visa
Cards Rewards Programme - Terms and Conditions Governing Deposit Accounts
- OCBC Cardmembers Agreement
- Deposit Insurance Scheme
- Insured Deposits Register
- Automatic Standing Instruction
- Fees & Charges
- Online Banking
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Plus! U is a collaboration between NTUC FairPrice Co-operative Limited, Link Loyalty Services Pte Ltd and Oversea-Chinese Banking Corporation Limited. All banking products and services, unless otherwise stated, are provided by Oversea-Chinese Banking Corporation Limited for Plus! U
