EQUITIES

General disclaimer

This advertisement has not been reviewed by the Monetary Authority of Singapore.

1. You will need to have an OCBC Wealth Account (which holds the Wealth Portfolio wherein your holdings lie) with OCBC Premier Banking or OCBC Premier Private Client in order to make investments, trades and/or transactions for exchange-traded shares, Real Estate Investment Trusts (REITs) and Exchange Traded Funds (ETF) (collectively, “Equities”) through the OCBC app or Internet Banking.
2. Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).
3. The information provided in this website is for general information only. It does not take into account your specific investment objectives, financial situation or particular needs.
4. Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs.
5. If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.
6. We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.
7. OCBC Bank, its related companies, their respective directors and/or employees (collectively “Related Persons”) may or might have in the future interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
8. Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided in this website may contain projections or other predictions about future events or the future performance of countries, assets, markets or companies. Actual events or results may be differ materially. Past performance figures are not necessarily an indication of future or likely performance.
9. Market conditions may limit the ability of the online trading feature. Investments in non-Singapore markets are subject to exchange rate fluctuations.
10. Any reference to any specific country, company, financial product or asset class is used for illustration or information purposes only and does not represent our recommendation in any way.
11. No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.
12. We will not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with, or as a result of, any person acting on any information provided in this website.
13. If you are thinking of investing, please read the OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions for details about the online trading feature before deciding whether to enter into any transaction with any issuer. You can get a copy of the OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions here.
14. You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.
15. The information in and contents of this document may not be reproduced or disseminated in whole or in part without the Bank’s written consent.
16. Any hyperlink to any third party article, or other website or webpage (including any websites or webpages owned, operated and maintained by third parties) is for informational purposes only and for your convenience only and is not an endorsement or verification of any such article, website or webpage by OCBC and should only be accessed at your own risk. OCBC does not review the contents of any such articles, website or webpage, and shall not be liable to any person for the same.
17. There are links or hyperlinks which link you to websites of other third parties (the “Third Parties”). OCBC Bank hereby disclaims liability for any information, materials, products or services posted or offered on the website of the Third Parties.

Exchange Traded Funds disclaimer

1. The OCBC online trading feature through the Wealth Portfolio will primarily invest in Exchange Traded Funds (ETFs), although on occasion it may invest in other Exchange Traded Products (ETPs) such as Exchange Traded Commodities (ETCs). For the purposes of these terms, these are collectively referred to under the term ETFs
2. The prices of the underlying investments of the ETFS will vary according to the markets on which these are listed or traded;
3. Dividend growth is not guaranteed, nor are companies in which you invest obligated to pay dividends;
4. Underlying assets may decline in value;
5. ETFs on overseas markets may involve different risks to ETFs issued in Singapore;
6. As with all funds, ETFs may be suspended from trading due to the closure of the underlying market or due to the winding down of the fund.
7. For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. This listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.

Global Equities disclaimer

1. Dividend growth is not guaranteed, nor are companies in which you invest obliged to pay dividends;
2. Companies may go bankrupt rendering the original investment valueless;
3. Equity markets may decline in value;
4. Corporate earnings and financial markets may be volatile;
5. If there is no recognised market for equities, then these may be difficult to sell and accurate information about their value may be hard to obtain;
6. Smaller company investments may be difficult to sell if there is little liquidity in the market for such equities and there may be substantial differences between the buying price and the selling price;
7. Equities on overseas markets may involve different risks to equities issued in Singapore;
8. With regards to investments in overseas companies, foreign exchange rates may move in an unfavourable direction affecting adversely the valuation of investments in base currency terms.

Collective Investment Schemes disclaimer

1. A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.
2. The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.
3. Investment involves risks. Past performance figures do not reflect future performance.
4. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
5. For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.
6. The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.

Foreign Currency disclaimer

1. Foreign currency investments or deposits are subject to inherent exchange rate fluctuation that may provide opportunities and risks. Consequently, exchange rate fluctuations may affect the value of your foreign currency investments or deposits.
2. Earning on foreign currency investments or deposits may change depending on the exchange rates prevalent at the time of their maturity if you choose to convert.
3. Exchange controls may apply to certain foreign currencies from time to time.
4. Any pre-termination costs will be taken and deducted from your deposit directly and without notice.