Tailored solutions to maximise your wealth

Tailored solutions to maximise your wealth

Deposits

Meet your saving goals and enjoy attractive interest rates with our deposit accounts.

Day-to-day banking

OCBC 360 Account

Earn up to 4.65% per year in interest on your first S$100,000 savings when you credit your salary to the account, save and spend.

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OCBC Premier EasiSave Account

Earn up to 0.05% per year and enjoy the flexibility of cash withdrawals with this chequing account.

 

 

OCBC Premier Global Savings Account

Earn attractive rates with the flexibility to save and transact in 10 major foreign currencies, namely USD, AUD, NZD, CNH, CHF, CAD, EUR, GBP, JPY and HKD.

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Saving

OCBC Premier Dividend+ Savings Account

Earn interest rate of up to 3.30% a year for months when you save and make no withdrawals.

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Time deposits

Enjoy exclusive interest rates for OCBC Premier Private Client with a time deposit account in your preferred currency.

Currency Tenure (months) Banking type Promotion interest rate a year Minimum placement amount
Singapore Dollar 6 Branch / Online 2.70% S$30,000
Singapore Dollar 12 2.50% S$30,000

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$30,000 is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.

Investments

As an Accredited Investor, you get investment options that are tailored for you. These options are not available to other retail investors.

Structured investments

Individual investors will have access to a broader selection of financial assets and will be able to use derivatives to structure a product that best captures their short to medium-term market views. These are entirely customisable solutions that are able to cater to an investor’s specific needs and objectives.

Structured products

Customisable to the different needs and objectives of investors. This strategy leverages on derivatives based upon a single or basket of underlying securities, for example equities or credits, to help capture market opportunities.

Alternative funds

Gain access to funds that are able to invest in a larger array of financial assets and can adopt a wider variety of investment strategies. These funds can help diversify your portfolio which is important during periods of high market volatility.

Bonds

Bonds offer the opportunity to diversify your investments and earn yields that are better than bank deposit. It offers a steady stream of passive income from periodic interest payments, normally on an annual or semi-annual basis.

Precious metals

Diversify and hedge yourself against volatile markets. Buy, hold and sell gold and silver under a single Precious Metals account. No storage required and zero service fees.

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OCBC Wealth Account

Oversee all your investment portfolios and their asset allocation from one single account. Increase your wealth borrowing power using the assets in your portfolio and reinvest them in our expanded suite of wealth products.

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Financing

Get customised and holistic solutions for important investments, whether you are purchasing a property or refinancing an existing loan.

Wealth financing

As one of our clients, you can benefit from our portfolio leveraging and personalised financing options to enhance returns or improve liquidity. You can multiply your investment power by borrowing against the value of your investment portfolio. Pledge a wide variety of assets including bonds, deposits, shares and unit trusts as collaterals.

Home financing

Solutions include a home loan to finance the purchase of your property and a term loan to convert your properties’ appreciating value into accessible credit. Finance the purchase of land, construction of your home, and purchase of overseas property in London, New York, Tokyo and Australia.

Legacy planning

Leave a legacy for your loved ones without compromising your lifestyle or business.

PremierLife Generation V

Enjoy lifetime monthly payouts from the 3rd policy year while securing your legacy for your next generation.

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Universal Life and Whole Life Plans

We offer Universal Life and Whole Life plans from various providers such as Great Eastern Life Assurance Company Limited and HSBC Life (Singapore) Pte. Ltd to meet your wealth legacy needs.

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Trust Services by BOS Trustee

Structure your wealth through the process of preservation and transfer to the next generation.

OCBC Premier Private Client VOYAGE Credit Card

OCBC Premier Private Client VOYAGE Credit Card

Be privy to the first lightweight metal credit card with exclusive lifestyle privileges and unparalleled services.
Earn one of the best rates in the market*

  • 2.3

    VOYAGE Miles

    With every S$1 spent in foreign currency and local dining

  • 1.6

    VOYAGE Miles

    With every S$1 spent on local retail
Redeem your VOYAGE Miles for flights without blackout dates
*VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles.

Concierge services for VOYAGE cardmembers
Enjoy exclusive access to the VOYAGE Exchange, a 24/7 personal concierge that assists with your travel and lifestyle needs.
Our VOYAGE Exchange has gone the extra mile in providing the following service to our customers:

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Sourcing and delivering a sought-after toy for a child in the nick of time

Assisting a family to return home safely amidst unforeseen circumstances.

OCBC Premier Private Client World Elite™ Debit Card

OCBC Premier Private Client World Elite™ Debit Card

Earn 1% rebate with spend on selected categories. Plus, transact up to 9 currencies with no foreign currency transaction fees when you link your Debit Card to your OCBC Premier Global Savings Account.
Find out more
 
Precious Metals Account Important Notice
  1. Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).
  2. This information is intended for general circulation and / or discussion purposes only. It does not consider the specific investment objectives, financial situation or needs of any particular person.
  3. Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs.
  4. If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.
  5. We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.
  6. No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.
  7. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
  8. Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.
  9. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
  10. The information in and contents of this document may not be reproduced or disseminated in whole or in part without the Bank’s written consent.
  11. OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
  12. You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.
  13. Any hyperlink to any third party article, or other website or webpage (including any websites or webpages owned, operated and maintained by third parties) is for informational purposes only and for your convenience only and is not an endorsement or verification of any such article, website or webpage by OCBC Bank and should only be accessed at your own risk. OCBC Bank does not review the contents of any such articles, website or webpage, and shall not be liable to any person for the same.
  14. There are links or hyperlinks which link you to websites of other third parties (the “Third Parties”). OCBC Bank hereby disclaims liability for any information.
Graphs, charts, formulae and other devices

Investors should note that there are necessarily limitations and difficulties in using any graph, chart, formula or other device to determine whether or not, or if so, when to, make an investment.

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