Terms and conditions

1. Offer is valid from 2 January to 31 December 2013. Payment must be made with an OCBC Titanium, Arts Platinum or FRANK Credit Card.

2. Not valid with other discounts, vouchers, promotions, privileges, membership/loyalty programmes, unless otherwise stated.

3. Offers listed may be subject to prevailing government taxes and service charges where applicable.

4. Discount, vouchers and privileges are not exchangeable for cash, kind or other goods and services.

5. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspects of any gift/product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any gift/product or deficient or inferior service, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any gift/product/service by any person. Other terms and conditions apply. For full details, visit www.ocbc.com/Titanium