TERMS AND CONDITIONS

*Fuel savings of 18.3% at Esso service stations comprises of (i) 14% upfront discount which includes station onsite discount, petrol station loyalty programme discount and OCBC 365 Credit Card discount and (ii) 5% cashback on the nett petrol amount charged to OCBC 365 Credit Card. (iii) Discount rates stated may be subject to change from time to time without prior notice. Please check onsite for prevailing rates. All discounts will be applied on prevailing pump prices of fuel purchased.

^#Redemption of free red packet holder and S$5 off every 3 cartons of drinks will only be available if you incur at least S$60 gross fuel spend that is paid with OCBC Cards via credit or debit transaction from 2 to 28 February 2015, at any Esso service station on a while stocks last basis. See in-store for details of participating brands and pack sizes. NETS and cash transactions are not eligible for this promotion. Colours are subject to availability at stores. Speedpass customers must redeem the red packet holder in-store with a receipt as proof of purchase. Refer to www.ocbc.com/cardspromotions for more details.

Cardmembers must spend a minimum of S$600 in a calendar month to be eligible for the cashback. If S$600 spend is not met, cardmember will earn cashback of 0.3% on all transactions. The dining cashback at hotel is only valid for posted transactions at hotels in Singapore from the period 1 December 2014 to 28 February 2015. Cashback is capped at S$80 per month across all aggregated categories based on posted transactions. Other Terms and Conditions apply. For full terms & conditions, visit www.ocbc.com/365card.

Payment must be made with an OCBC 365 Credit Card. Offers are not valid with other promotions, discounts, vouchers or discount cards unless otherwise stated. Valid while stocks last. Offers are applicable to the billed amount excluding prevailing GST and service charges. Offers are not exchangeable for cash or kind. For full terms & conditions, visit www.ocbc.com/cardspromotions.