Get cash instantly from EasiCredit and ExtraCash loans.

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Enjoy easier application and instant approval, when you apply via Myinfo.

How it works

Get your personal loan in 3 simple steps.

Please also refer to Important things to note before you start your application.

1
Connect via Myinfo
Retrieve your details via Myinfo for a quicker and easier application.

2
Verify & Submit
Confirm your details and submit the relevant applications.

3
Get and use instantly
After your personal loan is approved instantly, you will receive an email or SMS with a link to access your loan account.
EasiCredit
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ExtraCash Loan
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Promotions

Apply for EasiCredit and get S$60 cash rebate

Get easy access to cash anytime, anywhere. Enjoy flexible repayments and an extra S$60 cash rebate for new EasiCredit applicants.

Terms and conditions apply.

Credit Bureau Singapore

Please note that additional time may be needed to review your application as Credit Bureau of Singapore will be synchronising data from 5am to 6am daily and from 12am to 7am at the end of each month.

Myinfo

Myinfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance

Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

User details

EasiCredit

Get a standby line of credit with flexible repayment options

Borrow up to 6x your monthly salary, depending on your annual income

Withdraw what you need at 0.06% per day or 22.90% per annum

Min. repayment of 3% of outstanding amount or S$50 per month (whichever is higher)

Apply now

Eligibility

Minimum Age
21 and above
Annual Income
S$20,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

Interest rates for annual income S$120,000 and above

Prevailing interest rate
22.90% p.a.
Minimum repayment1
3% of outstanding amount OR S$50 (whichever is higher)
Maximum credit limit
Up to 6x monthly salary

Interest rates for annual income S$30,000 to S$119,999

Prevailing interest rate
22.90% p.a.
Minimum repayment1
3% of outstanding amount OR S$50 (whichever is higher)
Maximum credit limit
Up to 4x monthly salary

Interest rates for annual income S$20,000 to S$29,000

Prevailing interest rate
29.8% p.a.
Minimum repayment1
5% of outstanding amount OR S$50 (whichever is higher)
Maximum credit limit
Up to 2x monthly salary

1The monthly minimum repayment amount shall include any amounts above your approved credit limit and any overdue payments in respect of the Account. The monthly minimum repayment amount is not applicable to Cash-on-Instalments.

Extracash loan

Get an affordable loan with the ease of fixed repayments

Borrow up to 6x your monthly salary, depending on your annual income

Choose your loan tenure from 12-60 months

Interest rates starting from 10.08% p.a. onwards, with processing fee as low as 2%

Apply now

Eligibility

Minimum Age
21 and above
Annual Income
S$20,000 and above for Singaporeans and Singapore PRs S$45,000 and above for Foreigners

Interest rates for annual income S$120,000 and above

Approved loan amount
Up to 6x monthly salary
Processing Fee
S$200 or 2% of the approved loan amount, whichever is higher
Interest Rate
10.08% p.a.

Interest rates for annual income S$30,000 to S$119,999

Approved loan amount
Up to 4x monthly salary
Processing Fee
S$200 or 2% of the approved loan amount, whichever is higher
Interest Rate
10.08% p.a.

Interest rates for annual income S$20,000 to S$29,000

Approved loan amount
Up to 2x monthly salary
Processing Fee
S$100
Interest Rate
22% p.a.

Fees

Late Fee
S$80
Early partial/full repayment fee
3% of amount to be repaid (S$1,000 minimum repayment)
Restructuring Fee
3% of outstanding loan amount