Deposit Accounts Interest Rates
Day-to-Day
Children's Accounts
Premier Banking Accounts
Other Accounts
Foreign Currency Accounts
Time Deposit Accounts
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360 Account
Interest Account balance Interest rate Base interest Entire account balance 0.05% a year Salary bonus interest Up to S$100,000 Up to 4.00% a year Save bonus interest Up to 2.40% a year Spend bonus interest Up to 0.60% a year Insure bonus interest Up to 2.40% a year Invest bonus interest Up to 2.40% a year Grow bonus interest 2.40% a year
For full details, please refer to OCBC 360 Account.
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FRANK Account
Account balance First S$25,000 Next S$25,000 Above S$50,000 Interest rate 0.10% a year 0.20% a year 0.05% a year
For full details, please refer to FRANK Account. -
Bonus+ Savings Account
Interest rate Base interest 0.05% a year* When you make no withdrawal in that month 2.00% a year* When you make no withdrawal and deposit a minimum of S$500 in that month 0.75% a year* *Applies to entire account balance
For full details, please refer to Bonus+ Savings Account.
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Monthly Savings Account
Interest rate Base interest 0.05% a year* When you deposit a minimum of S$50 and make no withdrawal that month 0.05% a year* OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest
(Not applicable to accounts opened from 2 May 2018 onwards)0.20% a year* *Applies to entire account balance
For full details, please refer to Monthly Savings Account.
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Mighty Savers® Account
Interest rate Base interest 0.05% a year* When you deposit a minimum of S$50 and make no withdrawal that month 0.05% a year* OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest 0.20% a year* *Applies to entire account balance
For full details, please refer to Mighty Savers® Account.
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Child Development Account (CDA)
Account balance First S$10,000 Above S$10,000 Interest rate 1.2% a year 2.4% a year For full details, please refer to Child Development Account (CDA).
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Current Account (OCBC Wealth Account)
Account balance Interest Rate (% a year) United States Dollar (USD) Australian Dollar (AUD) New Zealand Dollar (NZD) Chinese Yuan Offshore (CNH) Singapore Dollar (SGD) First 100,000 0.01 0.01 0.01 0.05 (Applies to entire account balance) Next 250,000 0.01 0.01 0.01 Next 650,000 0.03 0.03 0.03 Above 1,000,000 0.03 0.03 0.03 First 500,000 0.02 Next 1,500,000 0.05 Next 3,000,000 0.10 Above 5,000,000 0.20 Balances in EUR, GBP, JPY, CHF and HKD currently do not earn any interest.
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Premier Dividend+ Savings Account
Interest rate Base interest 0.05% a year* When you make no withdrawal in that month 2.20% a year* When you make no withdrawal and deposit a minimum of S$3,000 in that month 1.05% a year* *Applies to entire account balance
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Premier EasiSave
This includes Premier Statement Savings, Private Bank EasiSave, Private Bank Statement Savings, Premier Trade SGD Cash Account and EasiSave Gold Accounts.
Account balance Entire account balance Interest rate 0.05% a year -
Premier Global Savings Account
Account Balance Interest Rate (% a year) United
States Dollar
(USD)Australian
Dollar (AUD)New Zealand
Dollar (NZD)Chinese Yuan
Offshore (CNH)First 100,000 0.01 0.01 0.01 Next 250,000 0.01 0.01 0.01 Next 650,000 0.03 0.03 0.03 Above 1,000,000 0.03 0.03 0.03 First 500,000 0.02 Next 1,500,000 0.05 Next 3,000,000 0.10 Above 5,000,000 0.20 Balances in EUR, GBP and HKD currently do not earn any interest.
Existing accounts with JPY and CHF balances currently do not earn any interest.
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Basic Banking
This includes Moi, MultiSave, OCBC Savers, OCBC SmartSenior, OCBC WealthSavers, Passbook Savings, Passbook Savings (Debit Card), Passbook Trust, Savings (PAR), School Savings, Seniorate, SmartParent, SmartSavings, Special Savings (CPF), Statement Savings, Statement Savings (Debit Card), Statement Savings - Trust, Student EasiStart, Young Savers, EasiSave, and MoneyMax Accounts.
Account balance Entire account balance Interest rate 0.05% a year -
PLUS-Yield Plus Account
Account balance First S$100,000 Next S$250,000 Next S$650,000 Above S$1,000,000 Interest rate 0.05% a year 0.08% a year 0.10% a year 0.15% a year -
AL-Wadiah Savings Account
This includes AL-Wadiah Savings (Debit Card) Account.
Account balance Entire account balance Hibah (Dividends) 0.05% a year -
Global Savings Account
Account Balance Interest Rate (% a year) United
States Dollar
(USD)Australian
Dollar (AUD)New Zealand
Dollar (NZD)Chinese Yuan
Offshore (CNH)First 100,000 0.01 0.01 0.01 Next 250,000 0.01 0.01 0.01 Next 650,000 0.02 0.02 0.02 Above 1,000,000 0.02 0.02 0.02 First 500,000 0.01 Next 1,500,000 0.05 Next 3,000,000 0.08 Above 5,000,000 0.15 Existing accounts with JPY, GBP, CHF, EUR and HKD do not earn any interest.
For full details, please refer to Global Savings Account.
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Singapore Dollars Time Deposit Account
For full details, please refer to Time Deposit.
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Foreign Currency Time Deposit
For full details, please refer to Time Deposit.
Terms and conditions
For the full terms and conditions of deposit accounts, please refer to the Terms and conditions governing Deposit Accounts. Individual product T&Cs apply. Prime Lending Rate: 5% a year
All rates are for information only and are subject to change without prior notice.