Life Insurance

Life insurance policies to suit any need or budget

Our life insurance policies give you and your family the comfort of protection in the event of death or total and permanent disability.

Depending on your protection needs, you may choose to add on coverage for critical illnesses.

Term coverage

Pay insurance premiums on a regular basis only for the period you want to be covered.

  • Depending on the policy, you receive a one-time payout upon death, total and permanent disability, terminal illness or critical illness during the policy term
  • Insurance coverage stops at the end of your policy term, but you can choose from yearly-renewable basic term plans with either S$50,000 or S$100,000 sum assured

Whole life coverage

Enjoy lifelong protection against death, total and permanent disability with limited premium payment term.

  • Depending on the policy, you pay only for 10 or 15 years and you can customise your protection by choosing from a list of supplementary benefits which include coverage for 30 critical illnesses
  • Growth in your protection value with the addition of non-guaranteed bonus every year

Covers 30 critical illnesses

30 critical illnesses

 

  1. Heart attack
  2. Stroke
  3. Coronary artery bypass surgery
  4. Major cancers
  5. Kidney failure
  6. Fulminant hepatitis
  7. Major organ / bone marrow transplantation
  8. Paralysis (loss of use of limbs)
  9. Multiple sclerosis
  10. Primary pulmonary hypertension
  11. HIV acquired occupationally or due to blood transfusion
  12. Alzheimer’s disease / severe dementia
  13. Blindness (loss of sight)
  14. Coma
  15. Deafness (loss of hearing)
  16. Heart valve surgery
  17. Loss of speech
  18. Major burns
  19. Surgery to aorta
  20. Terminal illness
  21. Muscular dystrophy
  22. End-stage lung disease
  23. End-stage liver failure
  24. Motor neurone disease
  25. Parkinson’s disease
  26. Aplastic anaemia
  27. Benign brain tumour
  28. Major head trauma
  29. Bacterial meningitis
  30. Progressive scleroderma

Income replacement

Receive annual payouts as replacement for lost income following the date of claim (for total and permanent disability) until the end of policy term.

  • Receive insurance payout equivalent to three times the annual income benefit immediately upon death, total and permanent disability or critical illness (optional) during your policy term
  • If no claims were made during the policy term, you receive a lump-sum maturity value equivalent to three times the annual income benefit

Covers 30 critical illnesses

Coverage for 30 critical illnesses

 

  1. Heart attack
  2. Stroke
  3. Coronary artery bypass surgery
  4. Major cancers
  5. Kidney failure
  6. Fulminant hepatitis
  7. Major organ / bone marrow transplantation
  8. Paralysis (loss of use of limbs)
  9. Multiple sclerosis
  10. Primary pulmonary hypertension
  11. HIV acquired occupationally or due to blood transfusion
  12. Alzheimer’s disease / severe dementia
  13. Blindness (loss of sight)
  14. Coma
  15. Deafness (loss of hearing)
  16. Heart valve surgery
  17. Loss of speech
  18. Major burns
  19. Surgery to aorta
  20. Terminal illness
  21. Muscular dystrophy
  22. End-stage lung disease
  23. End-stage liver failure
  24. Motor neurone disease
  25. Parkinson’s disease
  26. Aplastic anaemia
  27. Benign brain tumour
  28. Major head trauma
  29. Bacterial meningitis
  30. Progressive Scleroderma


Important notices
 

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1800 363 3333

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