Basic Current Account

Current account with a cheque book

Initial deposit

S$
1,000


Minimum balance

S$
3,000

S$7.50 monthly service fee applies
if average monthly balance falls
below S$3,000



Fee

  • S$10 per cheque book

Eligibility

  • Age 18 and above

  • Singaporeans, Singapore PRs and foreigners

How to apply

This account earns no interest, but has the lowest fees of all OCBC accounts with cheque books.

Online and Mobile Banking

Track your spending by category

Your spending is automatically sorted by category so you know exactly where your money is going with Money In$ights.

Easy payments and transfers

Pay any bank's credit card bills online, transfer money locally and to overseas accounts.

Online security guarantee

We guarantee a full refund of any money lost due to online banking fraud.

Access over 1,200 ATMs island-wide including UOB's ATM network

Convenient locations

At MRT stations, NTUC FairPrice outlets, Caltex stations and all major shopping malls.

Find nearest ATMs

Make NETS purchases

Make purchases with your ATM card where NETS is accepted.

Sunday at OCBC

Open every day at 20 branches from 11am to 7pm

A new banking experience awaits you at our 20 full-service 'Sunday at OCBC' branches.

Learn more about Sunday at OCBC

 

Apply at one of our branches

Please bring along:
1
S$
1,000

for initial deposit

2
NRIC

for Singaporeans
and Singapore PRs

or
EP/S-Pass

employment pass/S-Pass
or student pass and passport
for foreigners


Find nearest branch to apply
Locate
 

Important notices

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.