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Commercial Property Loan
Say 'yes' to attractive rates on your Commercial Property Loan
Lock in attractive rates to maximise your savings when purchasing or refinancing a business property.
Simple loan application
Apply online within minutes.
Apply online within minutes.
Fast loan approval*
Get approval within 72 hours.
Get approval within 72 hours.
Attractive SORA loan package
Enjoy attractive rates and borrow up to 80% of your property purchase price or valuation.
Enjoy attractive rates and borrow up to 80% of your property purchase price or valuation.
Find out how much you can borrow based on your property purchase price, loan amount and tenure using our OCBC loan calculator.
Enjoy attractive rates on your commercial property loan with a SORA-pegged package.
SORA (Singapore Overnight Rate Average) is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore, between 8am and 6.15pm. SORA takes into consideration the total monetary value of actual transactions by banks in Singapore.
- SORA-pegged package
SORA-pegged package | |
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If you have an existing Commercial Property Loan from another bank, you may choose to refinance it with us. Here are some common reasons why people consider refinancing:
- Lower your monthly payments
- Enjoy more favourable terms on your loan
- Tap on your property’s equity to acquire funds for business needs or add new commercial properties to your growing portfolio
If your existing OCBC Commercial Property Loan is nearing the end of its lock-in period, you may secure a new OCBC Commercial Property Loan and enjoy these benefits:
- Greater savings on your monthly instalments
- No paperwork and legal fees associated with refinancing
- Switch to another loan package that suits your current needs
Eligibility requirements
Terms and conditions
*Loan approval within 72 hours is subject to the relevant terms and conditions, a satisfactory credit assessment and all forms and supporting documents having been duly completed and submitted. Please note that delays or non-approvals of applications may occur for various reasons.
Eligibility requirements
Lock-in period
From 3 months before the end of your lock-in period
Minimum remaining loan amount
S$100,000
Minimum remaining loan tenure
5 years
Terms and conditions
Additional information
- Repricing fee applies unless stated otherwise in your Letter of Offer.
- Your repricing application is subject to satisfactory conduct of your accounts.
- Our officer will contact you within 2 working days upon submission of our online form.
Common questions
The maximum tenure is 30 years.
The maximum loan amount is $5 million.
Unlike residential properties, you will not be able to use your CPF funds to fund the purchase of an industrial (warehouse or factory), retail or office unit.
Please visit the Green Mark Buildings Directory - SLEB to view the full list of buildings.
Business Term Loan
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